Chola MS is one of the leading general insurance providers in India which offers health insurance, car insurance, home insurance, travel insurance and accident insurance, Cholamandalam MS Risk Services. Cholamandalam MS Risk Services Ltd offers specialised Environmental and Energy Consulting, Cholamandalam MS General Insurance Company Ltd is an Indian assurance firm and a joint venture between the Murugappa Group, an Indian conglomerate, and the Mitsui Sumitomo Insurance Group, a Japanese assurance company.