Muhammad is a qualified executive with 20 years international experience linked to Management Consulting & Advisory, Banking, Takaful and Insurance.
He has been characterized as a successful business development expert and is credited with personal contribution to top-line and bottom-line performance success. He enjoys performing high level roles that undertake responsibilities with accountability at enterprise level. His motivation comes through achieving exceptional rather expected results. He is passionate about making difference in the people's lives, taking businesses to the next level, achieving profitable sustainable growth, delightful customer experience, digital transformation a...