�ݺ�ߣ

Luxembourg, Luxembourg

PhD student

"It is a capital mistake to theorize before one has data. Insensibly one begins to twist facts to suit theories, instead of theories to suit facts." Sherlock Holmes, A Scandal in Bohemia, quoted by KMV's J.R. Bohn on a credit risk survey paper. “I have missed more than 9000 shots in my career. I have lost almost 300 games. On 26 occasions I have been entrusted to take the game winning shot… and missed. And I have failed over and over and over again in my life. And that is why… I succeed.” – Michael Jordan “Be fearful when others are greedy. Be greedy when others are fearful.” -- Warren Buffett you'll come to see that a man learns nothing from winning. the act of losing, ho