I HAVE NEARLY 22YEARS OF TEACHING EXPERIENCE IN THE FIELD OF MANAGEMENT STUDIES. I AM A DOCTORATE IN MANAGEMENT STUDIES WHO LOVES TEACHING, RESEARCH AND CONSULTANCY. I AM ALSO A SEBI EMPANELED FINANCIAL EDUCATION RESOURCE PERSON.I AM A PHD RESEARCH CONSULTANT.I HAVE PUBLISHED 7 RESEARCH ARTICLES IN INTERNATIONAL REFFREED JOURNALS.