BELIEVE THAT RETIREMENT BASE ON MONEY IN UR POCKET AND NOT WORKING TILL YOU ARE THE AGE OF 65/72 DEPENDING ON WHEN U WERE BORN. I PROMISE I WILL CHANGE ANYBODY LIFE FOR THE BETTER WHO ARE TEACHABLE AND WILLING TO LISTEN. MENTORSHIP IS KEY TO MOVING ON. I RATHER FOLLOW SOME1 THAT WENT THRU THE MINE FEILD INSTEAD OF CREATING MY OWN PATH.