I am an Associate Professor of finance in the department of Commerce, school of management of Pondicherry University, India. I have M. Com, M. Phil, PGDBA, ACMA, PGDCA and Ph. D qualifications and 24 years of teaching and research experiences to my credit. My research papers are published in national and international journals, edited books in the areas of micro finance, and published monographs in the areas of finance and stock market through international publisher. Have undertaken externally funded research projects sponsored by UGC, ICSSR and private organization. Four international conferences on micro finance were organized under my directorship. Presented research papers in interna...