Senior banking professional skilled in attaining peak business levels, stabilizing operations, addressing regulatory requirements, leveraging technology and top-grading product offerings to deliver optimal ROI. Experienced in retail banking, credit administration, foreign exchange, trade finance, internal audit, and back office. Authored policies & procedures for Investment, FX, AML, banking operations. Holder of Master’s degree in Mathematics from University of Delhi. Currently, Consultant at Trade Bank of Iraq. Previously, Senior Manager at Punjab National Bank.