/ http://www.slideshare.net/images/logo.gif / ºÝºÝߣShare feed for ºÝºÝߣshows by User: HerwinSsi https://cdn.slidesharecdn.com/profile-photo-HerwinSsi-48x48.jpg?cb=1523533732 I’ve been working for almost 12 years for some banking and financial services companies. I have the 3rd level of Risk Management sertificate from LSPP. Credit & risk management are my special expertise beside my personal leadership.