/ http://www.slideshare.net/images/logo.gif / ºÝºÝߣShare feed for ºÝºÝߣshows by User: JavedIfti https://cdn.slidesharecdn.com/profile-photo-JavedIfti-48x48.jpg?cb=1529772921 SAM’s policy with regard to recovery of Non-Performing Loans and write-offs is based on the concepts of: a) Problem identification. b) Problem resolution. c) Channelizing Non-performing or high-risk credits into performing and lesser risk credits. d) Taking coercive recovery measures and recommending write off, as a last resort. SAM’s primary functions include the following: a) Determine Account Action Plan/Recovery Strategy. b) Negotiate with client for recovery. c) Recommend necessary Restructuring/Rescheduling and/or write-off/waiver. d) Regular review of transferred accounts. e) File recovery suit/liquidation petition and liquidation of collateral in coordination ...