ºÝºÝߣshows by User: LarryBoyer / http://www.slideshare.net/images/logo.gif ºÝºÝߣshows by User: LarryBoyer / Tue, 23 Jan 2018 22:18:07 GMT ºÝºÝߣShare feed for ºÝºÝߣshows by User: LarryBoyer The Democratization of Analytics: Are We All Turning Into Data Scientists? /slideshow/the-democratization-of-analytics-are-we-all-turning-into-data-scientists/86602735 democratization-of-analytics-by-damo-consulting-larry-boyer-june-2015-180123221807
Damo Consultiong CEO Paddy Padmanabhan teams up with analytics leader Larry Boyer to explore how analytics tools are evolving to give more people access to using and applying complex statistical analysis. ]]>
Damo Consultiong CEO Paddy Padmanabhan teams up with analytics leader Larry Boyer to explore how analytics tools are evolving to give more people access to using and applying complex statistical analysis. ]]> Tue, 23 Jan 2018 22:18:07 GMT /slideshow/the-democratization-of-analytics-are-we-all-turning-into-data-scientists/86602735 LarryBoyer@slideshare.net(LarryBoyer) The Democratization of Analytics: Are We All Turning Into Data Scientists? LarryBoyer Damo Consultiong CEO Paddy Padmanabhan teams up with analytics leader Larry Boyer to explore how analytics tools are evolving to give more people access to using and applying complex statistical analysis. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/democratization-of-analytics-by-damo-consulting-larry-boyer-june-2015-180123221807-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> Damo Consultiong CEO Paddy Padmanabhan teams up with analytics leader Larry Boyer to explore how analytics tools are evolving to give more people access to using and applying complex statistical analysis.
The Democratization of Analytics: Are We All Turning Into Data Scientists? from Larry Boyer
]]> 91 1 https://cdn.slidesharecdn.com/ss_thumbnails/democratization-of-analytics-by-damo-consulting-larry-boyer-june-2015-180123221807-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 The Business Cycle and Lending to Low- and Moderate-Income Borrowers /slideshow/the-business-cycle-and-lending-to-low-and-moderateincome-borrowers/56390332 business-cycle-and-lending-tolow-moderate-income-borrowers-boyer-follain-marschoun-nothaft-151223034456
It is well documented that recessions disproportionately affect less-skilled members of the labor force and, by sector, affect the housing industry the most. Mortgage lending volumes are also affected, as property sales move directly with economic activity while refinance volume varies with interest rates. Our analysis focuses on how lending to low- and moderate-income families varies with economic conditions. In so doing, we use national time series data to examine variation in the multifamily share of residential lending and single-family loan data collected under the Home Mortgage Disclosure Act over 1990 to 1997 to examine how shares of lending to lower -income borrowers vary with economic conditions. We supplement these analyses with a projection of single-family and multifamily lending under a variety of economic scenarios. We find that the low- and moderate-income share of lending is highly volatile over time and that macroeconomic conditions explain a significant part of this variation. The analysis reveals that a two percentage point change in mortgage interest rates can cause the low- and moderate-income share of lending to fluctuate by as much as eight percent. Presented at 1999 mid-year AREUEA conference. Authors: Larry Boyer, James R. Follain, Michael Marschoun and Frank E. Nothaft]]>
It is well documented that recessions disproportionately affect less-skilled members of the labor force and, by sector, affect the housing industry the most. Mortgage lending volumes are also affected, as property sales move directly with economic activity while refinance volume varies with interest rates. Our analysis focuses on how lending to low- and moderate-income families varies with economic conditions. In so doing, we use national time series data to examine variation in the multifamily share of residential lending and single-family loan data collected under the Home Mortgage Disclosure Act over 1990 to 1997 to examine how shares of lending to lower -income borrowers vary with economic conditions. We supplement these analyses with a projection of single-family and multifamily lending under a variety of economic scenarios. We find that the low- and moderate-income share of lending is highly volatile over time and that macroeconomic conditions explain a significant part of this variation. The analysis reveals that a two percentage point change in mortgage interest rates can cause the low- and moderate-income share of lending to fluctuate by as much as eight percent. Presented at 1999 mid-year AREUEA conference. Authors: Larry Boyer, James R. Follain, Michael Marschoun and Frank E. Nothaft]]> Wed, 23 Dec 2015 03:44:56 GMT /slideshow/the-business-cycle-and-lending-to-low-and-moderateincome-borrowers/56390332 LarryBoyer@slideshare.net(LarryBoyer) The Business Cycle and Lending to Low- and Moderate-Income Borrowers LarryBoyer It is well documented that recessions disproportionately affect less-skilled members of the labor force and, by sector, affect the housing industry the most. Mortgage lending volumes are also affected, as property sales move directly with economic activity while refinance volume varies with interest rates. Our analysis focuses on how lending to low- and moderate-income families varies with economic conditions. In so doing, we use national time series data to examine variation in the multifamily share of residential lending and single-family loan data collected under the Home Mortgage Disclosure Act over 1990 to 1997 to examine how shares of lending to lower -income borrowers vary with economic conditions. We supplement these analyses with a projection of single-family and multifamily lending under a variety of economic scenarios. We find that the low- and moderate-income share of lending is highly volatile over time and that macroeconomic conditions explain a significant part of this variation. The analysis reveals that a two percentage point change in mortgage interest rates can cause the low- and moderate-income share of lending to fluctuate by as much as eight percent. Presented at 1999 mid-year AREUEA conference. Authors: Larry Boyer, James R. Follain, Michael Marschoun and Frank E. Nothaft <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/business-cycle-and-lending-tolow-moderate-income-borrowers-boyer-follain-marschoun-nothaft-151223034456-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> It is well documented that recessions disproportionately affect less-skilled members of the labor force and, by sector, affect the housing industry the most. Mortgage lending volumes are also affected, as property sales move directly with economic activity while refinance volume varies with interest rates. Our analysis focuses on how lending to low- and moderate-income families varies with economic conditions. In so doing, we use national time series data to examine variation in the multifamily share of residential lending and single-family loan data collected under the Home Mortgage Disclosure Act over 1990 to 1997 to examine how shares of lending to lower -income borrowers vary with economic conditions. We supplement these analyses with a projection of single-family and multifamily lending under a variety of economic scenarios. We find that the low- and moderate-income share of lending is highly volatile over time and that macroeconomic conditions explain a significant part of this variation. The analysis reveals that a two percentage point change in mortgage interest rates can cause the low- and moderate-income share of lending to fluctuate by as much as eight percent. Presented at 1999 mid-year AREUEA conference. Authors: Larry Boyer, James R. Follain, Michael Marschoun and Frank E. Nothaft
The Business Cycle and Lending to Low- and Moderate-Income Borrowers from Larry Boyer
]]> 283 5 https://cdn.slidesharecdn.com/ss_thumbnails/business-cycle-and-lending-tolow-moderate-income-borrowers-boyer-follain-marschoun-nothaft-151223034456-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 An Analysis of Prepayment & Claim Rates for FHA-Insured Multifamily Mortgages /slideshow/an-analysis-of-prepayment-claim-rates-for-fhainsured-multifamily-mortgages/51277874 analysis-fha-mf-boyerfollainhuangondrich-150804201133-lva1-app6892
A research paper sharing econometric models estimating claim and prepayment rates for FHA insured multifamily mortgages. ]]>
A research paper sharing econometric models estimating claim and prepayment rates for FHA insured multifamily mortgages. ]]> Tue, 04 Aug 2015 20:11:33 GMT /slideshow/an-analysis-of-prepayment-claim-rates-for-fhainsured-multifamily-mortgages/51277874 LarryBoyer@slideshare.net(LarryBoyer) An Analysis of Prepayment & Claim Rates for FHA-Insured Multifamily Mortgages LarryBoyer A research paper sharing econometric models estimating claim and prepayment rates for FHA insured multifamily mortgages. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/analysis-fha-mf-boyerfollainhuangondrich-150804201133-lva1-app6892-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> A research paper sharing econometric models estimating claim and prepayment rates for FHA insured multifamily mortgages.
An Analysis of Prepayment & Claim Rates for FHA-Insured Multifamily Mortgages from Larry Boyer
]]> 554 5 https://cdn.slidesharecdn.com/ss_thumbnails/analysis-fha-mf-boyerfollainhuangondrich-150804201133-lva1-app6892-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Deciding For the Future: Balancing Risks, Costs and Benefits Fairly Across Generations /slideshow/deciding-for-the-future-napareport/49019482 decidingforthefuture-napa-report-150605045648-lva1-app6892
Increasingly decisions we make have impacts for many future generations. Traditional cost benefit analysis breaks down as the fundamental economic and philosophical theory and mathematics each cry for another solution. The National Academy of Public Administration convened a panel to explore the issue. As a project staff member and economist I identified leading authorities to participate on the panel, write white papers on topics of interest to the panel, provide research materials, draft document and develop graphics for the reports.]]>
Increasingly decisions we make have impacts for many future generations. Traditional cost benefit analysis breaks down as the fundamental economic and philosophical theory and mathematics each cry for another solution. The National Academy of Public Administration convened a panel to explore the issue. As a project staff member and economist I identified leading authorities to participate on the panel, write white papers on topics of interest to the panel, provide research materials, draft document and develop graphics for the reports.]]> Fri, 05 Jun 2015 04:56:48 GMT /slideshow/deciding-for-the-future-napareport/49019482 LarryBoyer@slideshare.net(LarryBoyer) Deciding For the Future: Balancing Risks, Costs and Benefits Fairly Across Generations LarryBoyer Increasingly decisions we make have impacts for many future generations. Traditional cost benefit analysis breaks down as the fundamental economic and philosophical theory and mathematics each cry for another solution. The National Academy of Public Administration convened a panel to explore the issue. As a project staff member and economist I identified leading authorities to participate on the panel, write white papers on topics of interest to the panel, provide research materials, draft document and develop graphics for the reports. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/decidingforthefuture-napa-report-150605045648-lva1-app6892-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> Increasingly decisions we make have impacts for many future generations. Traditional cost benefit analysis breaks down as the fundamental economic and philosophical theory and mathematics each cry for another solution. The National Academy of Public Administration convened a panel to explore the issue. As a project staff member and economist I identified leading authorities to participate on the panel, write white papers on topics of interest to the panel, provide research materials, draft document and develop graphics for the reports.
Deciding For the Future: Balancing Risks, Costs and Benefits Fairly Across Generations from Larry Boyer
]]> 365 6 https://cdn.slidesharecdn.com/ss_thumbnails/decidingforthefuture-napa-report-150605045648-lva1-app6892-thumbnail.jpg?width=120&height=120&fit=bounds document 000000 http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Decision Analytics: Revealing Customer Preferences and Behaviors /slideshow/decision-analytics-revealing-customer-preferences-and-behaviors/48725500 weoc2009consumerlarryboyer-150528203735-lva1-app6892
This presentation was given at the World Economic Outlook Conference on 22 October 2009 as an introduction to decision analytics and predictive modeling and how it could be applied predicting the decisions of individuals, rather than aggregates, of people. This was before the days of Big Data and Hadoop so the possibilities are even greater today. Of particular note in this presentation are the slides illustrating the additional power of adding local economic information to an analysis rather than relaying on more aggregate economic information. Small scale, local changes in the economy will influence consumer behavior and it's important to know that when launch products and setting prices, for instance. Please share your comments.]]>
This presentation was given at the World Economic Outlook Conference on 22 October 2009 as an introduction to decision analytics and predictive modeling and how it could be applied predicting the decisions of individuals, rather than aggregates, of people. This was before the days of Big Data and Hadoop so the possibilities are even greater today. Of particular note in this presentation are the slides illustrating the additional power of adding local economic information to an analysis rather than relaying on more aggregate economic information. Small scale, local changes in the economy will influence consumer behavior and it's important to know that when launch products and setting prices, for instance. Please share your comments.]]> Thu, 28 May 2015 20:37:35 GMT /slideshow/decision-analytics-revealing-customer-preferences-and-behaviors/48725500 LarryBoyer@slideshare.net(LarryBoyer) Decision Analytics: Revealing Customer Preferences and Behaviors LarryBoyer This presentation was given at the World Economic Outlook Conference on 22 October 2009 as an introduction to decision analytics and predictive modeling and how it could be applied predicting the decisions of individuals, rather than aggregates, of people. This was before the days of Big Data and Hadoop so the possibilities are even greater today. Of particular note in this presentation are the slides illustrating the additional power of adding local economic information to an analysis rather than relaying on more aggregate economic information. Small scale, local changes in the economy will influence consumer behavior and it's important to know that when launch products and setting prices, for instance. Please share your comments. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/weoc2009consumerlarryboyer-150528203735-lva1-app6892-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> This presentation was given at the World Economic Outlook Conference on 22 October 2009 as an introduction to decision analytics and predictive modeling and how it could be applied predicting the decisions of individuals, rather than aggregates, of people. This was before the days of Big Data and Hadoop so the possibilities are even greater today. Of particular note in this presentation are the slides illustrating the additional power of adding local economic information to an analysis rather than relaying on more aggregate economic information. Small scale, local changes in the economy will influence consumer behavior and it&#39;s important to know that when launch products and setting prices, for instance. Please share your comments.
Decision Analytics: Revealing Customer Preferences and Behaviors from Larry Boyer
]]> 736 3 https://cdn.slidesharecdn.com/ss_thumbnails/weoc2009consumerlarryboyer-150528203735-lva1-app6892-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Values and Value Judgments in Environmental Risk Decision Making - Society For Risk Analysis /LarryBoyer/values-and-value-judgments-in-environmental-risk-decision-making-society-risk-analysis valuesandvaluejudgmentsinenvironmentalriskdecisionmaking-societyriskanalysis-130826180326-phpapp02
This 1994 presentation was provided at the 1994 Annual Meeting of the Society For Risk Analysis in Baltimore, MD. This presentation discuss the role of values in risk decision making. While risk is often thought of in terms of quantiative measures such as probabilities and expected losses, decision making must balance risks with the values of society. The most mathematically effecient outcome is not always the most desirable, especially when the consequences are huge, such as threats to the entire global ecosystem. ]]>
This 1994 presentation was provided at the 1994 Annual Meeting of the Society For Risk Analysis in Baltimore, MD. This presentation discuss the role of values in risk decision making. While risk is often thought of in terms of quantiative measures such as probabilities and expected losses, decision making must balance risks with the values of society. The most mathematically effecient outcome is not always the most desirable, especially when the consequences are huge, such as threats to the entire global ecosystem. ]]> Mon, 26 Aug 2013 18:03:26 GMT /LarryBoyer/values-and-value-judgments-in-environmental-risk-decision-making-society-risk-analysis LarryBoyer@slideshare.net(LarryBoyer) Values and Value Judgments in Environmental Risk Decision Making - Society For Risk Analysis LarryBoyer This 1994 presentation was provided at the 1994 Annual Meeting of the Society For Risk Analysis in Baltimore, MD. This presentation discuss the role of values in risk decision making. While risk is often thought of in terms of quantiative measures such as probabilities and expected losses, decision making must balance risks with the values of society. The most mathematically effecient outcome is not always the most desirable, especially when the consequences are huge, such as threats to the entire global ecosystem. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/valuesandvaluejudgmentsinenvironmentalriskdecisionmaking-societyriskanalysis-130826180326-phpapp02-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> This 1994 presentation was provided at the 1994 Annual Meeting of the Society For Risk Analysis in Baltimore, MD. This presentation discuss the role of values in risk decision making. While risk is often thought of in terms of quantiative measures such as probabilities and expected losses, decision making must balance risks with the values of society. The most mathematically effecient outcome is not always the most desirable, especially when the consequences are huge, such as threats to the entire global ecosystem.
Values and Value Judgments in Environmental Risk Decision Making - Society For Risk Analysis from Larry Boyer
]]> 632 2 https://cdn.slidesharecdn.com/ss_thumbnails/valuesandvaluejudgmentsinenvironmentalriskdecisionmaking-societyriskanalysis-130826180326-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Wage Effects of U.S. Immigration /slideshow/wage-effects-of-us-immigration/25615187 wageeffectsofusimmigration-130826163637-phpapp02
How do immigrants to the US affect the wages of US native born workers? This ongoing issue is addressed in this paper that explores the complex intereactions between different types of workers. The answer is not as simple as immigrants raise or lower the wages of the native born. It is important for policy makers and the public in general to understand the relationships at play across different demographic classifications. As the US increasingly becomes a nation of immigrants from around the world it becomes more crucial than ever for your individual career development to understand the forces at play that will affect your career and earning potential. ]]>
How do immigrants to the US affect the wages of US native born workers? This ongoing issue is addressed in this paper that explores the complex intereactions between different types of workers. The answer is not as simple as immigrants raise or lower the wages of the native born. It is important for policy makers and the public in general to understand the relationships at play across different demographic classifications. As the US increasingly becomes a nation of immigrants from around the world it becomes more crucial than ever for your individual career development to understand the forces at play that will affect your career and earning potential. ]]> Mon, 26 Aug 2013 16:36:37 GMT /slideshow/wage-effects-of-us-immigration/25615187 LarryBoyer@slideshare.net(LarryBoyer) Wage Effects of U.S. Immigration LarryBoyer How do immigrants to the US affect the wages of US native born workers? This ongoing issue is addressed in this paper that explores the complex intereactions between different types of workers. The answer is not as simple as immigrants raise or lower the wages of the native born. It is important for policy makers and the public in general to understand the relationships at play across different demographic classifications. As the US increasingly becomes a nation of immigrants from around the world it becomes more crucial than ever for your individual career development to understand the forces at play that will affect your career and earning potential. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/wageeffectsofusimmigration-130826163637-phpapp02-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> How do immigrants to the US affect the wages of US native born workers? This ongoing issue is addressed in this paper that explores the complex intereactions between different types of workers. The answer is not as simple as immigrants raise or lower the wages of the native born. It is important for policy makers and the public in general to understand the relationships at play across different demographic classifications. As the US increasingly becomes a nation of immigrants from around the world it becomes more crucial than ever for your individual career development to understand the forces at play that will affect your career and earning potential.
Wage Effects of U.S. Immigration from Larry Boyer
]]> 260 2 https://cdn.slidesharecdn.com/ss_thumbnails/wageeffectsofusimmigration-130826163637-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Considering Future Generations In Risk Decision-Making- /slideshow/considering-future-generations-in-risk-decisionmaking/12722633 considering-future-generations-in-risk-decision-making-american-nuclear-society-1995-larry-boyer-120427192518-phpapp01
This is a presentation I gave to the American Nuclear Society at their annual conference in 1995. The slides are obviously old school, but hopefully you find the content interesting. This is presentation is based on research I participated in developing with a National Academy of Public Administration Panel. The aim of the panel was develop a method for considering future generations in very long term decision making, on the order of 10,000 years. The research was truly interdisciplinary and intercultural, drawing on science, economics, ethics, theology, multicultural and historical perspectives and more. Please feel free to contact me if you'd like to know more.]]>
This is a presentation I gave to the American Nuclear Society at their annual conference in 1995. The slides are obviously old school, but hopefully you find the content interesting. This is presentation is based on research I participated in developing with a National Academy of Public Administration Panel. The aim of the panel was develop a method for considering future generations in very long term decision making, on the order of 10,000 years. The research was truly interdisciplinary and intercultural, drawing on science, economics, ethics, theology, multicultural and historical perspectives and more. Please feel free to contact me if you'd like to know more.]]> Fri, 27 Apr 2012 19:25:15 GMT /slideshow/considering-future-generations-in-risk-decisionmaking/12722633 LarryBoyer@slideshare.net(LarryBoyer) Considering Future Generations In Risk Decision-Making- LarryBoyer This is a presentation I gave to the American Nuclear Society at their annual conference in 1995. The slides are obviously old school, but hopefully you find the content interesting. This is presentation is based on research I participated in developing with a National Academy of Public Administration Panel. The aim of the panel was develop a method for considering future generations in very long term decision making, on the order of 10,000 years. The research was truly interdisciplinary and intercultural, drawing on science, economics, ethics, theology, multicultural and historical perspectives and more. Please feel free to contact me if you'd like to know more. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/considering-future-generations-in-risk-decision-making-american-nuclear-society-1995-larry-boyer-120427192518-phpapp01-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> This is a presentation I gave to the American Nuclear Society at their annual conference in 1995. The slides are obviously old school, but hopefully you find the content interesting. This is presentation is based on research I participated in developing with a National Academy of Public Administration Panel. The aim of the panel was develop a method for considering future generations in very long term decision making, on the order of 10,000 years. The research was truly interdisciplinary and intercultural, drawing on science, economics, ethics, theology, multicultural and historical perspectives and more. Please feel free to contact me if you&#39;d like to know more.
Considering Future Generations In Risk Decision-Making- from Larry Boyer
]]> 310 2 https://cdn.slidesharecdn.com/ss_thumbnails/considering-future-generations-in-risk-decision-making-american-nuclear-society-1995-larry-boyer-120427192518-phpapp01-thumbnail.jpg?width=120&height=120&fit=bounds document Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 https://cdn.slidesharecdn.com/profile-photo-LarryBoyer-48x48.jpg?cb=1666116843 I am a global executive with over 20 years’ experience partnering with business executives across divisions to help them anticipate and address complex challenges through big data and advanced analytics. I lead change for companies, employees and customers through: • Building, leading and coaching highly skilled cross-functional analytical teams that get the job done. As a professionally trained & certified coach, I develop individuals & teams to be highly engaged, productive, take pride in their service delivery and grow professionally. • Applying my comprehensive understanding of business ecosystems, analytics lifecycle and competencies needed, from data collection to data ma www.successrockets.com/Blog-Professional-Personal-Development/ https://cdn.slidesharecdn.com/ss_thumbnails/democratization-of-analytics-by-damo-consulting-larry-boyer-june-2015-180123221807-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/the-democratization-of-analytics-are-we-all-turning-into-data-scientists/86602735 The Democratization of... https://cdn.slidesharecdn.com/ss_thumbnails/business-cycle-and-lending-tolow-moderate-income-borrowers-boyer-follain-marschoun-nothaft-151223034456-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/the-business-cycle-and-lending-to-low-and-moderateincome-borrowers/56390332 The Business Cycle and... https://cdn.slidesharecdn.com/ss_thumbnails/analysis-fha-mf-boyerfollainhuangondrich-150804201133-lva1-app6892-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/an-analysis-of-prepayment-claim-rates-for-fhainsured-multifamily-mortgages/51277874 An Analysis of Prepaym...