�ݺ�ߣshows by User: SAIFSLLC

�ݺ�ߣshows by User: SAIFSLLC / http://www.slideshare.net/images/logo.gif �ݺ�ߣshows by User: SAIFSLLC / Wed, 30 May 2012 09:45:09 GMT �ݺ�ߣShare feed for �ݺ�ߣshows by User: SAIFSLLC Coverage to fill a Critical Gap /slideshow/coverage-to-fill-a-critical-gap/13134763 coveragetofillacriticalgap-120530094511-phpapp02
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]]> Wed, 30 May 2012 09:45:09 GMT /slideshow/coverage-to-fill-a-critical-gap/13134763 SAIFSLLC@slideshare.net(SAIFSLLC) Coverage to fill a Critical Gap SAIFSLLC <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/coveragetofillacriticalgap-120530094511-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" />

Coverage to fill a Critical Gap from Shelly Alvarez Insurance & Financial Services PLLC

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0 Understanding Modified Endowment Contracts (MEC) /slideshow/understanding-modified-endowment-mec/12927831 understandingmodifiedendowmentmec-120514114856-phpapp02
A Modified Endowment Contract (MEC) is a special type of cash value life insurance policy that requires extra attention because of the tax laws associated with it. The federal tax law definition of “life insurance” limits your ability to pay certain high levels of premiums. Potentially, any insurance policy that accumulates cash value can be classified as a MEC, either when the policy is issued, or in later years.]]>
A Modified Endowment Contract (MEC) is a special type of cash value life insurance policy that requires extra attention because of the tax laws associated with it. The federal tax law definition of “life insurance” limits your ability to pay certain high levels of premiums. Potentially, any insurance policy that accumulates cash value can be classified as a MEC, either when the policy is issued, or in later years.]]> Mon, 14 May 2012 11:48:55 GMT /slideshow/understanding-modified-endowment-mec/12927831 SAIFSLLC@slideshare.net(SAIFSLLC) Understanding Modified Endowment Contracts (MEC) SAIFSLLC A Modified Endowment Contract (MEC) is a special type of cash value life insurance policy that requires extra attention because of the tax laws associated with it. The federal tax law definition of “life insurance” limits your ability to pay certain high levels of premiums. Potentially, any insurance policy that accumulates cash value can be classified as a MEC, either when the policy is issued, or in later years. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/understandingmodifiedendowmentmec-120514114856-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> A Modified Endowment Contract (MEC) is a special type of cash value life insurance policy that requires extra attention because of the tax laws associated with it. The federal tax law definition of “life insurance” limits your ability to pay certain high levels of premiums. Potentially, any insurance policy that accumulates cash value can be classified as a MEC, either when the policy is issued, or in later years.

Understanding Modified Endowment Contracts (MEC) from Shelly Alvarez Insurance & Financial Services PLLC

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0 The Affordable Care Act- Two Years Later /slideshow/the-affordable-care-act-two-years-later/12210481 theaffordablecareact-twoyearslater-120329104525-phpapp01
Last Friday, March 23, marked the two-year anniversary of the passage of the Affordable Care Act (ACA). While this week the Supreme Court heard arguments on challenges to the health care law, a number of ACA’s provisions are already making an impact on the business of health care and individual consumers. ]]>
Last Friday, March 23, marked the two-year anniversary of the passage of the Affordable Care Act (ACA). While this week the Supreme Court heard arguments on challenges to the health care law, a number of ACA’s provisions are already making an impact on the business of health care and individual consumers. ]]> Thu, 29 Mar 2012 10:45:22 GMT /slideshow/the-affordable-care-act-two-years-later/12210481 SAIFSLLC@slideshare.net(SAIFSLLC) The Affordable Care Act- Two Years Later SAIFSLLC Last Friday, March 23, marked the two-year anniversary of the passage of the Affordable Care Act (ACA). While this week the Supreme Court heard arguments on challenges to the health care law, a number of ACA’s provisions are already making an impact on the business of health care and individual consumers. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/theaffordablecareact-twoyearslater-120329104525-phpapp01-thumbnail.jpg?width=120&height=120&fit=bounds" /> Last Friday, March 23, marked the two-year anniversary of the passage of the Affordable Care Act (ACA). While this week the Supreme Court heard arguments on challenges to the health care law, a number of ACA’s provisions are already making an impact on the business of health care and individual consumers.

The Affordable Care Act- Two Years Later from Shelly Alvarez Insurance & Financial Services PLLC

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0 Vantage point magazine /slideshow/vantage-point-magazine/11466173 vantagepointmagazine-120207104951-phpapp02
New "flip book" eMagazine is available for you right here. The value of insurance is front and center in this new publication which features an easy to use flip book feature. VantagePoint magazine is an independently produced quarterly publication that offers valuable information for mature adults (55+).]]>
New "flip book" eMagazine is available for you right here. The value of insurance is front and center in this new publication which features an easy to use flip book feature. VantagePoint magazine is an independently produced quarterly publication that offers valuable information for mature adults (55+).]]> Tue, 07 Feb 2012 10:49:48 GMT /slideshow/vantage-point-magazine/11466173 SAIFSLLC@slideshare.net(SAIFSLLC) Vantage point magazine SAIFSLLC New "flip book" eMagazine is available for you right here. The value of insurance is front and center in this new publication which features an easy to use flip book feature. VantagePoint magazine is an independently produced quarterly publication that offers valuable information for mature adults (55+). <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/vantagepointmagazine-120207104951-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> New "flip book" eMagazine is available for you right here. The value of insurance is front and center in this new publication which features an easy to use flip book feature. VantagePoint magazine is an independently produced quarterly publication that offers valuable information for mature adults (55+).

Vantage point magazine from Shelly Alvarez Insurance & Financial Services PLLC

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0 Heres your chance to be their hero! /slideshow/heres-your-chance-to-be-their-hero/10386601 heresyourchancetobetheirhero-111129114929-phpapp01
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]]> Tue, 29 Nov 2011 11:49:27 GMT /slideshow/heres-your-chance-to-be-their-hero/10386601 SAIFSLLC@slideshare.net(SAIFSLLC) Heres your chance to be their hero! SAIFSLLC <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/heresyourchancetobetheirhero-111129114929-phpapp01-thumbnail.jpg?width=120&height=120&fit=bounds" />

Heres your chance to be their hero! from Shelly Alvarez Insurance & Financial Services PLLC

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0 A shoppers's guide to long term care /slideshow/a-shopperss-guide-to-long-term-care/9979426 ashopperssguidetolongtermcare-111101114050-phpapp02
November is Long Term Care Awareness Month. Make sure you and your family are protected. How do you plan on finance your long term care needs?]]>
November is Long Term Care Awareness Month. Make sure you and your family are protected. How do you plan on finance your long term care needs?]]> Tue, 01 Nov 2011 11:40:48 GMT /slideshow/a-shopperss-guide-to-long-term-care/9979426 SAIFSLLC@slideshare.net(SAIFSLLC) A shoppers's guide to long term care SAIFSLLC November is Long Term Care Awareness Month. Make sure you and your family are protected. How do you plan on finance your long term care needs? <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/ashopperssguidetolongtermcare-111101114050-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> November is Long Term Care Awareness Month. Make sure you and your family are protected. How do you plan on finance your long term care needs?

A shoppers's guide to long term care from Shelly Alvarez Insurance & Financial Services PLLC

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0 Let's talk.... /slideshow/lets-talk-9734901/9734901 letstalk-111017132014-phpapp02
Taking stock of what matters and what we’ve achieved in our lives is a great way to get started on one of life’s most important subjects. You and your family have worked hard to create the life you want. Now might be a good time to have a conversation.]]>
Taking stock of what matters and what we’ve achieved in our lives is a great way to get started on one of life’s most important subjects. You and your family have worked hard to create the life you want. Now might be a good time to have a conversation.]]> Mon, 17 Oct 2011 13:20:12 GMT /slideshow/lets-talk-9734901/9734901 SAIFSLLC@slideshare.net(SAIFSLLC) Let's talk.... SAIFSLLC Taking stock of what matters and what we’ve achieved in our lives is a great way to get started on one of life’s most important subjects. You and your family have worked hard to create the life you want. Now might be a good time to have a conversation. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/letstalk-111017132014-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> Taking stock of what matters and what we’ve achieved in our lives is a great way to get started on one of life’s most important subjects. You and your family have worked hard to create the life you want. Now might be a good time to have a conversation.

Let's talk.... from Shelly Alvarez Insurance & Financial Services PLLC

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0 Long Term Care /slideshow/long-term-care-8830207/8830207 longtermcarekit-110811140319-phpapp02
Long-Term Care isn't just for the elderly, and it isn't just about nursing homes. It's about having the assistance you need during an extended illness or injury at any time of life. Please read this guide. As always we are here to help.]]>
Long-Term Care isn't just for the elderly, and it isn't just about nursing homes. It's about having the assistance you need during an extended illness or injury at any time of life. Please read this guide. As always we are here to help.]]> Thu, 11 Aug 2011 14:03:13 GMT /slideshow/long-term-care-8830207/8830207 SAIFSLLC@slideshare.net(SAIFSLLC) Long Term Care SAIFSLLC Long-Term Care isn't just for the elderly, and it isn't just about nursing homes. It's about having the assistance you need during an extended illness or injury at any time of life. Please read this guide. As always we are here to help. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/longtermcarekit-110811140319-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> Long-Term Care isn't just for the elderly, and it isn't just about nursing homes. It's about having the assistance you need during an extended illness or injury at any time of life. Please read this guide. As always we are here to help.

Long Term Care from Shelly Alvarez Insurance & Financial Services PLLC

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0 Small Business Employers https://es.slideshare.net/slideshow/small-business-employers/8524136 myhealthytexasplans-110706105429-phpapp02
These plans are guarantee-issue with no premium rate penalties for preexisting conditions or poor health status. There is a simple application with no health questions.]]>
These plans are guarantee-issue with no premium rate penalties for preexisting conditions or poor health status. There is a simple application with no health questions.]]> Wed, 06 Jul 2011 10:54:25 GMT https://es.slideshare.net/slideshow/small-business-employers/8524136 SAIFSLLC@slideshare.net(SAIFSLLC) Small Business Employers SAIFSLLC These plans are guarantee-issue with no premium rate penalties for preexisting conditions or poor health status. There is a simple application with no health questions. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/myhealthytexasplans-110706105429-phpapp02-thumbnail.jpg?width=120&height=120&fit=bounds" /> These plans are guarantee-issue with no premium rate penalties for preexisting conditions or poor health status. There is a simple application with no health questions.

from Shelly Alvarez Insurance & Financial Services PLLC

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0 Self-Funded Group Plans /slideshow/selffunded-group-plans/8473804 self-fundedgroupplans-110630165254-phpapp01
In an era of rising health insurance costs and new mandates built into federal reform, employers of all sizes are discovering the advantages of controlling their own destiny with self-funded ERISA health plans. With a large pool of employees, the employer could expect to save about 10 percent by paying medical claims directly rather than purchasing fully insured coverage. The key is to pick the right partners, address outlier risk with stop-loss insurance, and rigorously control costs.]]>
In an era of rising health insurance costs and new mandates built into federal reform, employers of all sizes are discovering the advantages of controlling their own destiny with self-funded ERISA health plans. With a large pool of employees, the employer could expect to save about 10 percent by paying medical claims directly rather than purchasing fully insured coverage. The key is to pick the right partners, address outlier risk with stop-loss insurance, and rigorously control costs.]]> Thu, 30 Jun 2011 16:52:51 GMT /slideshow/selffunded-group-plans/8473804 SAIFSLLC@slideshare.net(SAIFSLLC) Self-Funded Group Plans SAIFSLLC In an era of rising health insurance costs and new mandates built into federal reform, employers of all sizes are discovering the advantages of controlling their own destiny with self-funded ERISA health plans. With a large pool of employees, the employer could expect to save about 10 percent by paying medical claims directly rather than purchasing fully insured coverage. The key is to pick the right partners, address outlier risk with stop-loss insurance, and rigorously control costs. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/self-fundedgroupplans-110630165254-phpapp01-thumbnail.jpg?width=120&height=120&fit=bounds" /> In an era of rising health insurance costs and new mandates built into federal reform, employers of all sizes are discovering the advantages of controlling their own destiny with self-funded ERISA health plans. With a large pool of employees, the employer could expect to save about 10 percent by paying medical claims directly rather than purchasing fully insured coverage. The key is to pick the right partners, address outlier risk with stop-loss insurance, and rigorously control costs.

Self-Funded Group Plans from Shelly Alvarez Insurance & Financial Services PLLC

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0 Benefit solutions for government contractors /slideshow/benefit-solutions-for-government-contractors/8116732 benefitsolutionsforgovernmentcontractors-110526153325-phpapp01
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]]> Thu, 26 May 2011 15:33:22 GMT /slideshow/benefit-solutions-for-government-contractors/8116732 SAIFSLLC@slideshare.net(SAIFSLLC) Benefit solutions for government contractors SAIFSLLC <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/benefitsolutionsforgovernmentcontractors-110526153325-phpapp01-thumbnail.jpg?width=120&height=120&fit=bounds" />

Benefit solutions for government contractors from Shelly Alvarez Insurance & Financial Services PLLC

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0 https://cdn.slidesharecdn.com/profile-photo-SAIFSLLC-48x48.jpg?cb=1523064564 Founded in 2008, SHELLY ALVAREZ INSURANCE & FINANCIAL SERVICES, PLLC, a SBE and WBE Certified Organization, is one of the most experienced brokerage companies in San Antonio. With a client base all over the State of Texas, and a suite of products that cover every financial goal, we are evolving into a well recognized brand. We have multiple companies that we represent for various Benefit products, Retirement products and Government Contractor Benefits, so rest assured we have a solution for your needs and goals. For more than 3 years, we’ve worked hard to help business owners by providing specific benefits that are tailored to their wants and needs, which ensures peace of mind and stab www.shellyalvarez.com https://cdn.slidesharecdn.com/ss_thumbnails/coveragetofillacriticalgap-120530094511-phpapp02-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/coverage-to-fill-a-critical-gap/13134763 Coverage to fill a Cri... https://cdn.slidesharecdn.com/ss_thumbnails/understandingmodifiedendowmentmec-120514114856-phpapp02-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/understanding-modified-endowment-mec/12927831 Understanding Modified... https://cdn.slidesharecdn.com/ss_thumbnails/theaffordablecareact-twoyearslater-120329104525-phpapp01-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/the-affordable-care-act-two-years-later/12210481 The Affordable Care Ac...