ºÝºÝߣshows by User: SuitedConnector / http://www.slideshare.net/images/logo.gif ºÝºÝߣshows by User: SuitedConnector / Thu, 09 Jun 2016 06:35:07 GMT ºÝºÝߣShare feed for ºÝºÝߣshows by User: SuitedConnector How to Determine when Refinancing Makes Sense /slideshow/how-to-determine-when-refinancing-makes-sense/62882271 howtodeterminewhenrefinancingmakessense-160609063507
Refinancing is something many homeowners toy with time and again. They see that interest rates are lower so they wonder if they should refinance their mortgage or leave it as is and continuing making the higher payments. There are many reasons to go both ways – there is no right or wrong answer that is the same across the board. You have to weigh the different options that you have.]]>
Refinancing is something many homeowners toy with time and again. They see that interest rates are lower so they wonder if they should refinance their mortgage or leave it as is and continuing making the higher payments. There are many reasons to go both ways – there is no right or wrong answer that is the same across the board. You have to weigh the different options that you have.]]> Thu, 09 Jun 2016 06:35:07 GMT /slideshow/how-to-determine-when-refinancing-makes-sense/62882271 SuitedConnector@slideshare.net(SuitedConnector) How to Determine when Refinancing Makes Sense SuitedConnector Refinancing is something many homeowners toy with time and again. They see that interest rates are lower so they wonder if they should refinance their mortgage or leave it as is and continuing making the higher payments. There are many reasons to go both ways – there is no right or wrong answer that is the same across the board. You have to weigh the different options that you have. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/howtodeterminewhenrefinancingmakessense-160609063507-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> Refinancing is something many homeowners toy with time and again. They see that interest rates are lower so they wonder if they should refinance their mortgage or leave it as is and continuing making the higher payments. There are many reasons to go both ways – there is no right or wrong answer that is the same across the board. You have to weigh the different options that you have.
How to Determine when Refinancing Makes Sense from Mortgage Commentator
]]> 502 5 https://cdn.slidesharecdn.com/ss_thumbnails/howtodeterminewhenrefinancingmakessense-160609063507-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Three Reasons your Qualifying Income may Cause Confusion on an FHA Loan /slideshow/three-reasons-your-qualifying-income-may-cause-confusion-on-an-fha-loan/62656672 threereasonsyourqualifyingincomemaycauseconfusiononanfhaloan-160602130209
You want an FHA loan and you know that you make $70,000 per year and you have very few bills, so you figure you are a shoe in for the program. You contact your local bank and get the process started because you want to start searching for a home. Once the approval comes across, however, you are shocked at the amount you are approved at – it is much lower than you ever anticipated. How did that happen? You have great credit, a good income, and very few bills, what could the problem be? Chances are, unless you are a straight salary employee, the problem is with your income; here are three reasons why.]]>
You want an FHA loan and you know that you make $70,000 per year and you have very few bills, so you figure you are a shoe in for the program. You contact your local bank and get the process started because you want to start searching for a home. Once the approval comes across, however, you are shocked at the amount you are approved at – it is much lower than you ever anticipated. How did that happen? You have great credit, a good income, and very few bills, what could the problem be? Chances are, unless you are a straight salary employee, the problem is with your income; here are three reasons why.]]> Thu, 02 Jun 2016 13:02:09 GMT /slideshow/three-reasons-your-qualifying-income-may-cause-confusion-on-an-fha-loan/62656672 SuitedConnector@slideshare.net(SuitedConnector) Three Reasons your Qualifying Income may Cause Confusion on an FHA Loan SuitedConnector You want an FHA loan and you know that you make $70,000 per year and you have very few bills, so you figure you are a shoe in for the program. You contact your local bank and get the process started because you want to start searching for a home. Once the approval comes across, however, you are shocked at the amount you are approved at – it is much lower than you ever anticipated. How did that happen? You have great credit, a good income, and very few bills, what could the problem be? Chances are, unless you are a straight salary employee, the problem is with your income; here are three reasons why. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/threereasonsyourqualifyingincomemaycauseconfusiononanfhaloan-160602130209-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> You want an FHA loan and you know that you make $70,000 per year and you have very few bills, so you figure you are a shoe in for the program. You contact your local bank and get the process started because you want to start searching for a home. Once the approval comes across, however, you are shocked at the amount you are approved at – it is much lower than you ever anticipated. How did that happen? You have great credit, a good income, and very few bills, what could the problem be? Chances are, unless you are a straight salary employee, the problem is with your income; here are three reasons why.
Three Reasons your Qualifying Income may Cause Confusion on an FHA Loan from Mortgage Commentator
]]> 354 5 https://cdn.slidesharecdn.com/ss_thumbnails/threereasonsyourqualifyingincomemaycauseconfusiononanfhaloan-160602130209-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 Why would Disability Income not be Used on an FHA Loan? /slideshow/why-would-disability-income-not-be-used-on-an-fha-loan/62603498 whywoulddisabilityincomenotbeusedonanfhaloan-160601063841
If you are on disability, you likely assume that the income you make will be used for qualification purposes when you apply for an FHA loan. The answer is not as straightforward as you might think, though. Not all disability income is able to be used on loan applications. The circumstances surrounding the income greatly matter when it comes to qualifying for any type of loan, including FHA loans.]]>
If you are on disability, you likely assume that the income you make will be used for qualification purposes when you apply for an FHA loan. The answer is not as straightforward as you might think, though. Not all disability income is able to be used on loan applications. The circumstances surrounding the income greatly matter when it comes to qualifying for any type of loan, including FHA loans.]]> Wed, 01 Jun 2016 06:38:41 GMT /slideshow/why-would-disability-income-not-be-used-on-an-fha-loan/62603498 SuitedConnector@slideshare.net(SuitedConnector) Why would Disability Income not be Used on an FHA Loan? SuitedConnector If you are on disability, you likely assume that the income you make will be used for qualification purposes when you apply for an FHA loan. The answer is not as straightforward as you might think, though. Not all disability income is able to be used on loan applications. The circumstances surrounding the income greatly matter when it comes to qualifying for any type of loan, including FHA loans. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/whywoulddisabilityincomenotbeusedonanfhaloan-160601063841-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> If you are on disability, you likely assume that the income you make will be used for qualification purposes when you apply for an FHA loan. The answer is not as straightforward as you might think, though. Not all disability income is able to be used on loan applications. The circumstances surrounding the income greatly matter when it comes to qualifying for any type of loan, including FHA loans.
Why would Disability Income not be Used on an FHA Loan? from Mortgage Commentator
]]> 299 5 https://cdn.slidesharecdn.com/ss_thumbnails/whywoulddisabilityincomenotbeusedonanfhaloan-160601063841-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 What you Need to Know about FHA Upfront Mortgage Insurance /slideshow/what-you-need-to-know-about-fha-upfront-mortgage-insurance/62561228 whatyouneedtoknowaboutfhaupfrontmortgageinsurance-160531062515
Upfront mortgage insurance is just one of the insurance premiums you will pay when you take on a new FHA loan. This insurance gets paid at the beginning of the loan and is a one-time fee; once you pay it at the closing (unless you finance it), you are done; you do not pay it again. This mortgage insurance money goes directly into a reserve account that the FHA holds in order to be able to guarantee FHA loans. If a lender were to come to the FHA and state that a particular borrower defaulted on their loan and now they had to foreclose on it, the FHA is supposed to guarantee the lender those funds, which is why the mortgage insurance premium is charged.]]>
Upfront mortgage insurance is just one of the insurance premiums you will pay when you take on a new FHA loan. This insurance gets paid at the beginning of the loan and is a one-time fee; once you pay it at the closing (unless you finance it), you are done; you do not pay it again. This mortgage insurance money goes directly into a reserve account that the FHA holds in order to be able to guarantee FHA loans. If a lender were to come to the FHA and state that a particular borrower defaulted on their loan and now they had to foreclose on it, the FHA is supposed to guarantee the lender those funds, which is why the mortgage insurance premium is charged.]]> Tue, 31 May 2016 06:25:15 GMT /slideshow/what-you-need-to-know-about-fha-upfront-mortgage-insurance/62561228 SuitedConnector@slideshare.net(SuitedConnector) What you Need to Know about FHA Upfront Mortgage Insurance SuitedConnector Upfront mortgage insurance is just one of the insurance premiums you will pay when you take on a new FHA loan. This insurance gets paid at the beginning of the loan and is a one-time fee; once you pay it at the closing (unless you finance it), you are done; you do not pay it again. This mortgage insurance money goes directly into a reserve account that the FHA holds in order to be able to guarantee FHA loans. If a lender were to come to the FHA and state that a particular borrower defaulted on their loan and now they had to foreclose on it, the FHA is supposed to guarantee the lender those funds, which is why the mortgage insurance premium is charged. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/whatyouneedtoknowaboutfhaupfrontmortgageinsurance-160531062515-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> Upfront mortgage insurance is just one of the insurance premiums you will pay when you take on a new FHA loan. This insurance gets paid at the beginning of the loan and is a one-time fee; once you pay it at the closing (unless you finance it), you are done; you do not pay it again. This mortgage insurance money goes directly into a reserve account that the FHA holds in order to be able to guarantee FHA loans. If a lender were to come to the FHA and state that a particular borrower defaulted on their loan and now they had to foreclose on it, the FHA is supposed to guarantee the lender those funds, which is why the mortgage insurance premium is charged.
What you Need to Know about FHA Upfront Mortgage Insurance from Mortgage Commentator
]]> 313 4 https://cdn.slidesharecdn.com/ss_thumbnails/whatyouneedtoknowaboutfhaupfrontmortgageinsurance-160531062515-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 How to Prepare for the FHA Loan Application /slideshow/how-to-prepare-for-the-fha-loan-application/62557277 howtoprepareforthefhaloanapplication-160531025930
There are many ways that you can fill out the FHA loan application. Some people choose to do it in person at their lender’s office while others want to do it from the comfort of their own home online. No matter the method you choose, the important thing is that you are prepared with all of the information necessary to get a pre-qualification. Without that pre-qualification, you will not know how much home you can afford or if you are able to refinance, if that is your goal. Before you start filling out the application, have these items ready.]]>
There are many ways that you can fill out the FHA loan application. Some people choose to do it in person at their lender’s office while others want to do it from the comfort of their own home online. No matter the method you choose, the important thing is that you are prepared with all of the information necessary to get a pre-qualification. Without that pre-qualification, you will not know how much home you can afford or if you are able to refinance, if that is your goal. Before you start filling out the application, have these items ready.]]> Tue, 31 May 2016 02:59:29 GMT /slideshow/how-to-prepare-for-the-fha-loan-application/62557277 SuitedConnector@slideshare.net(SuitedConnector) How to Prepare for the FHA Loan Application SuitedConnector There are many ways that you can fill out the FHA loan application. Some people choose to do it in person at their lender’s office while others want to do it from the comfort of their own home online. No matter the method you choose, the important thing is that you are prepared with all of the information necessary to get a pre-qualification. Without that pre-qualification, you will not know how much home you can afford or if you are able to refinance, if that is your goal. Before you start filling out the application, have these items ready. <img style="border:1px solid #C3E6D8;float:right;" alt="" src="https://cdn.slidesharecdn.com/ss_thumbnails/howtoprepareforthefhaloanapplication-160531025930-thumbnail.jpg?width=120&amp;height=120&amp;fit=bounds" /><br> There are many ways that you can fill out the FHA loan application. Some people choose to do it in person at their lender’s office while others want to do it from the comfort of their own home online. No matter the method you choose, the important thing is that you are prepared with all of the information necessary to get a pre-qualification. Without that pre-qualification, you will not know how much home you can afford or if you are able to refinance, if that is your goal. Before you start filling out the application, have these items ready.
How to Prepare for the FHA Loan Application from Mortgage Commentator
]]> 344 6 https://cdn.slidesharecdn.com/ss_thumbnails/howtoprepareforthefhaloanapplication-160531025930-thumbnail.jpg?width=120&height=120&fit=bounds presentation Black http://activitystrea.ms/schema/1.0/post http://activitystrea.ms/schema/1.0/posted 0 https://cdn.slidesharecdn.com/profile-photo-SuitedConnector-48x48.jpg?cb=1528219557 Mortgage Commentator specializes in helping people understand their mortgage options. For more information visit: slideshare.mortgagecommentator.com or call our lender hotline at: 888-581-5008 slideshare.mortgagecommentator.com https://cdn.slidesharecdn.com/ss_thumbnails/howtodeterminewhenrefinancingmakessense-160609063507-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/how-to-determine-when-refinancing-makes-sense/62882271 How to Determine when ... https://cdn.slidesharecdn.com/ss_thumbnails/threereasonsyourqualifyingincomemaycauseconfusiononanfhaloan-160602130209-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/three-reasons-your-qualifying-income-may-cause-confusion-on-an-fha-loan/62656672 Three Reasons your Qua... https://cdn.slidesharecdn.com/ss_thumbnails/whywoulddisabilityincomenotbeusedonanfhaloan-160601063841-thumbnail.jpg?width=320&height=320&fit=bounds slideshow/why-would-disability-income-not-be-used-on-an-fha-loan/62603498 Why would Disability I...