/ http://www.slideshare.net/images/logo.gif / 際際滷Share feed for 際際滷shows by User: carmencuestasainz https://cdn.slidesharecdn.com/profile-photo-carmencuestasainz-48x48.jpg?cb=1523620322 Over the last 12 years I have developed my professional career in BBVA, a huge financial institution that has allowed me to have a comprehensive knowledge about information technology and innovation in the retail banking. I started in the early 00's as a Security Manager, dealing with the first approach to digital banking from a security point of view. At that time, online banking required new ways of authentication, the industry started to face new ways of fraud and the first mobile payments systems emerged. Secured authentication elements were a ���must��� in every process and thus, I worked closed to business areas to develop online channels and also to secure payment systems. Later o http://www.bbvaresearch.com