/ http://www.slideshare.net/images/logo.gif / 際際滷Share feed for 際際滷shows by User: josephatmutale https://cdn.slidesharecdn.com/profile-photo-josephatmutale-48x48.jpg?cb=1528184911 I just completed a trainer of trainers course in group saving and loans.the concept is applicable to all groupings in society. The engineer of the idea Alfred Hamaziripi from Zimbambwe He was our tutor.