/ http://www.slideshare.net/images/logo.gif / ºÝºÝߣShare feed for ºÝºÝߣshows by User: sanjaysharma121 https://cdn.slidesharecdn.com/profile-photo-sanjaysharma121-48x48.jpg?cb=1658943715 15+ years of experience with leading Bank and FIs across Credit, portfolio risk Management, Channel management & Analytics, client acquisition Hands-on experience in Credit appraisal of SME and large corporates across various cities; Indepth understanding of SME & Consumer Banking Lending products across following areas  Credit appraisal of SME, Mortgages and Retail lending  Channel and Business Management  Product development, process design and implementation  Service Quality  Productivity and profitability Enhancement