/ http://www.slideshare.net/images/logo.gif / 際際滷Share feed for 際際滷shows by User: tommythomason https://cdn.slidesharecdn.com/profile-photo-tommythomason-48x48.jpg?cb=1523033747 Production Manager, mortgage Loan Officer for PrimeLending, A PlainsCapital Company, 2480 Superior Dr NW, Rochsester, MN PH: 507-289-8800 ext 11 yep, It's all about me Very much so, Many times we, as mortgage loan officers, would meet with customers of all kinds, wanting to finance a home more than they could afford. Many times we were told that based on the findings of underwriting we were obligated to give them a loan. The qualifying ratios were out of whack, the so called " Stated income, stated asset��� loan approvals were a future of mass defaults. In 2002 Fannie Mae and Freddie Mac came before the House Banking committee, stating that if they continue with the president���s r