1 of 6
Downloaded 21 times
Ad
Recommended
Pr辿sentation Costa Brava Pirineu de Girona (FR)Costa Brava Pirineu Girona Tourist Board
油
La Costa Brava offre une vari辿t辿 d'activit辿s touristiques allant des sports nautiques la gastronomie, avec 37 drapeaux bleus et des certifications de qualit辿. Les paysages naturels et historiques repr辿sentent une richesse culturelle avec des monuments, des mus辿es et des villages m辿di辿vaux explorer. La r辿gion est aussi reconnue par des guides touristiques prestigieux, faisant d'elle une destination privil辿gi辿e en M辿diterran辿e.Martyres et detenus_du_mouvement_20_fevrierMamfakinch
油
Le document de l'Association Marocaine des Droits Humains (AMDH) met en lumi竪re les arrestations et les violences subies par les membres du mouvement du 20 f辿vrier au Maroc, incluant des cas de d辿tentions abusives et des proc竪s in辿quitables. Il liste 辿galement les martyrs ayant perdu la vie dans ce contexte et les d辿nonciations de tortures inflig辿es aux manifestants par les forces de police. Plusieurs incidents r辿cents sont 辿voqu辿s, incluant des arrestations de jeunes et d'辿tudiants, ainsi que des restrictions sur la libert辿 d'expression.Comment transporter l'intransportable ultraporteurD'HONDT Bertrand
油
Le document pr辿sente un ultra porteur marin con巽u pour transporter des charges lourdes en utilisant l'eau pour flotter. Il offre la capacit辿 de descendre tr竪s bas dans l'eau sans couler. Ce concept novateur permet de transporter des objets traditionnellement consid辿r辿s comme intransportables.永姻辿壊艶稼岳温岳庄看稼1Mari Claire
油
L'A誰d el-Kebir, ou A誰d al-Adha, est la f棚te la plus importante de l'islam, c辿l辿br辿e le 10 du mois de Dhou al-Hijja. Elle comm辿more la soumission d'Ibrahim (Abraham) Dieu et est marqu辿e par des pri竪res, des serments et le sacrifice d'animaux, dont les familles partagent la viande avec les n辿cessiteux. Cette f棚te rev棚t des appellations diverses selon les r辿gions et les traditions culturelles, telles que Tabaski en Afrique de l'Ouest et Kurban Bayram脹 en Turquie.Emma maersk big bateau haD'HONDT Bertrand
油
Le document d辿crit un porte-conteneurs gigantesque, plus grand qu'un porte-avions, capable de transporter 15 000 conteneurs et construit en 5 sections flottantes. Il navigue une vitesse de 31 nuds, permettant un trajet rapide de la Chine la Californie en 4 jours, et a co短t辿 145 millions de dollars construire. Avec un 辿quipage de 13 personnes, il est dot辿 d'un moteur diesel puissant de 110 000 bhp.Ecrire un ebookAnge Vaty
油
Le document traite de la sant辿 pulmonaire et des solutions naturelles pour pr辿venir la bronchite, en soulignant l'importance de la respiration et des interactions entre les alv辿oles et les bronches. Il propose des rem竪des base de plantes comme l'ail, le thym et l'辿chinac辿e pour renforcer l'immunit辿 et lutter contre les infections. Enfin, le texte met en avant la n辿cessit辿 de surveiller les niveaux de vitamine D pour soutenir le syst竪me immunitaire durant l'hiver.Cours0djalal Dzn
油
Le document pr辿sente le programme de cours pour le semestre 1 et 2 de la formation en bureautique et technologies web la facult辿 des sciences. Il d辿crit les unit辿s d'enseignement, le syst竪me d'辿valuation, les objectifs de formation, ainsi que le contenu des mati竪res abord辿es, telles que l'utilisation de logiciels de bureautique et les bases de la programmation. Les 辿tudiants sont 辿valu辿s travers des contr担les continus et un examen final.SantoriniJustino Garcia
油
Santorin est une 樽le volcanique de Gr竪ce, situ辿e dans l'archipel des Cyclades, ayant connu une explosion en 1590 avant JC. Les derni竪res 辿ruptions ont eu lieu entre 1866 et 1950, principalement N辿a Kameni. Le lieu est c辿l竪bre pour la musique 'Zorba the Greek' et est souvent d辿crit comme un paradis terrestre.SantoriniJustino Garcia
油
Santorin est une 樽le volcanique de Gr竪ce situ辿e dans l'archipel des Cyclades, connue pour son 辿ruption majeure en 1590 avant J.C. et des activit辿s 辿ruptives ult辿rieures entre 1866 et 1950. La culture locale est renforc辿e par des r辿f辿rences telles que la pi竪ce musicale 'Zorba the Greek'. L'樽le est souvent d辿crite comme un paradis en raison de sa beaut辿 naturelle.IEA - Comportamentos Complexos em Sistemas Qu鱈micos SimplesInstituto de Estudos Avan巽ados - USP
油
Este documento discute sistemas qu鱈micos complexos simples e auto-organizados. Apresenta exemplos de compensa巽達o de temperatura e oscila巽探es em rea巽探es qu鱈micas, e discute como perturba巽探es qu鱈micas podem afetar o comportamento desses sistemas. Tamb辿m aborda a coexist棚ncia de diferentes escalas temporais e a import但ncia da cin辿tica qu鱈mica para entender a din但mica desses sistemas.Marketing assignment
Marketing assignmentLetsogile Baloi
油
This document provides an introduction and overview of modern marketing concepts and Compaq computers. It discusses how modern marketing focuses on customer needs rather than just promoting products. Compaq is used as an example to illustrate key marketing strategies, including market segmentation, branding, responding to competition through innovation, and adapting distribution models. The merger with HP is also summarized as a response to threats in the PC industry.IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...
IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...Instituto de Estudos Avan巽ados - USP
油
This document discusses several key issues related to the Large Scale Biosphere Atmosphere Experiment in Amazonia (LBA), including carbon cycling and controls, atmospheric chemistry interactions, aerosol-cloud interactions, land use change effects, and the role of droughts. It provides background on topics like tropical deforestation drivers over time, the focus of the LBA experiment, carbon emissions from land use change, and forest cover changes in Amazonia from 2000-2005. Graphs and figures show data on deforestation rates in Brazil, greenhouse gas emissions in Brazil, precipitation and temperature trends, and aerosol distributions and impacts on clouds and radiation in Amazonia.Gep@rbap 2012 final version rbap
Gep@rbap 2012 final version rbapRBAPAT54
油
This document discusses leadership and innovation. It provides examples of leadership qualities like integrity, building consensus, effective communication and valuing customers. It also discusses three strategies for innovation: need seekers, market readers and technology drivers. Examples are given of innovative companies like Apple, Avon, Toyota and Facebook. Throughout the document, quotes emphasize the importance of leadership courage and determination for enabling innovation.Rice crop
Rice cropRBAPAT54
油
This document provides general information on the Philippine rice crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, claims process, and other key aspects of the program. The program aims to protect rice farmers from losses due to natural disasters and pests/diseases. It offers multi-risk and natural disaster coverage, with premiums shared by farmers, lending institutions, and the government. Eligible farmers can file claims within 45 days of losses and receive compensation based on cultivation stage and yield loss percentage.Lrp
LrpRBAPAT54
油
The Loan Repayment Protection Plan (LRP2) provides insurance protection that guarantees payment of approved agricultural loans upon the death or total permanent disability of insured borrowers. It covers loans up to PHP500,000 with premium rates from 0.375% to 1.5% depending on loan term. Benefits pay the full loan amount upon death or disability. Claim documents must be filed within 90 days and will be settled within 30 days of receipt. Excluded risks include war, suicide, driving under influence, and illegal acts.Livestock
LivestockRBAPAT54
油
This document provides information on the livestock mortality insurance program offered by the Philippine Crop Insurance Corporation (PCIC). It covers various types of livestock including cattle, carabao, horses, swine, goats, sheep, poultry and game animals. The document outlines the types of insurance covers available, eligibility requirements, insurable ages of animals, sums insured and premium rates, covered and excluded risks, application procedures, and claims processes. Key details include commercial and non-commercial mortality covers, age and herd size limits for insurability, disease-specific premium surcharges, deductibles of 10-30% of sum insured, and a 10-day period to report losses.High value crops
High value cropsRBAPAT54
油
This document provides a summary of the Philippines' high-value commercial crop insurance program. It outlines that the program insures standing crops against risks like typhoon, flood, drought and disease. Premiums range from 2-7% of the total insured value. Eligible crops include banana, coconut, coffee and other high-value crops. Farmers must file a notice of loss within 10 days of an event and a claim for indemnity within 30 days to receive compensation based on production costs and yield loss. The goal is to provide insurance protection to large-scale commercial farmers.Corn crop
Corn cropRBAPAT54
油
This document provides information on the corn crop insurance program in the Philippines, including:
- The object of insurance is standing corn crops on specified farmland. Insurance covers production costs and up to 20% of expected yield.
- Coverage is from planting to harvest. Premium rates vary by region, season, and risk classification. Premiums are shared by farmers, lending institutions, and the government.
- Covered risks include natural disasters, diseases, and major pests. Excluded risks are fire, theft, war, negligence, and losses before/after specified periods. Eligible farms must meet criteria on location, irrigation, transportation access, and use of recommended technologies.Corn crop
Corn cropRBAPAT54
油
This document provides general information on the Philippine corn crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, covered risks and losses, claims process, and other key details of the program. The program aims to protect borrowing and self-financed farmers against losses from various natural disasters and pest/disease risks. Premiums are shared between farmers, lending institutions, and the government. Eligible farmers can purchase multi-risk or natural disaster coverage. The claims process involves notice of loss, verification of claims, and settlement within 60 days of submitting complete documents.More Related Content
Viewers also liked (12)
永姻辿壊艶稼岳温岳庄看稼1Mari Claire
油
L'A誰d el-Kebir, ou A誰d al-Adha, est la f棚te la plus importante de l'islam, c辿l辿br辿e le 10 du mois de Dhou al-Hijja. Elle comm辿more la soumission d'Ibrahim (Abraham) Dieu et est marqu辿e par des pri竪res, des serments et le sacrifice d'animaux, dont les familles partagent la viande avec les n辿cessiteux. Cette f棚te rev棚t des appellations diverses selon les r辿gions et les traditions culturelles, telles que Tabaski en Afrique de l'Ouest et Kurban Bayram脹 en Turquie.Emma maersk big bateau haD'HONDT Bertrand
油
Le document d辿crit un porte-conteneurs gigantesque, plus grand qu'un porte-avions, capable de transporter 15 000 conteneurs et construit en 5 sections flottantes. Il navigue une vitesse de 31 nuds, permettant un trajet rapide de la Chine la Californie en 4 jours, et a co短t辿 145 millions de dollars construire. Avec un 辿quipage de 13 personnes, il est dot辿 d'un moteur diesel puissant de 110 000 bhp.Ecrire un ebookAnge Vaty
油
Le document traite de la sant辿 pulmonaire et des solutions naturelles pour pr辿venir la bronchite, en soulignant l'importance de la respiration et des interactions entre les alv辿oles et les bronches. Il propose des rem竪des base de plantes comme l'ail, le thym et l'辿chinac辿e pour renforcer l'immunit辿 et lutter contre les infections. Enfin, le texte met en avant la n辿cessit辿 de surveiller les niveaux de vitamine D pour soutenir le syst竪me immunitaire durant l'hiver.Cours0djalal Dzn
油
Le document pr辿sente le programme de cours pour le semestre 1 et 2 de la formation en bureautique et technologies web la facult辿 des sciences. Il d辿crit les unit辿s d'enseignement, le syst竪me d'辿valuation, les objectifs de formation, ainsi que le contenu des mati竪res abord辿es, telles que l'utilisation de logiciels de bureautique et les bases de la programmation. Les 辿tudiants sont 辿valu辿s travers des contr担les continus et un examen final.SantoriniJustino Garcia
油
Santorin est une 樽le volcanique de Gr竪ce, situ辿e dans l'archipel des Cyclades, ayant connu une explosion en 1590 avant JC. Les derni竪res 辿ruptions ont eu lieu entre 1866 et 1950, principalement N辿a Kameni. Le lieu est c辿l竪bre pour la musique 'Zorba the Greek' et est souvent d辿crit comme un paradis terrestre.SantoriniJustino Garcia
油
Santorin est une 樽le volcanique de Gr竪ce situ辿e dans l'archipel des Cyclades, connue pour son 辿ruption majeure en 1590 avant J.C. et des activit辿s 辿ruptives ult辿rieures entre 1866 et 1950. La culture locale est renforc辿e par des r辿f辿rences telles que la pi竪ce musicale 'Zorba the Greek'. L'樽le est souvent d辿crite comme un paradis en raison de sa beaut辿 naturelle.IEA - Comportamentos Complexos em Sistemas Qu鱈micos SimplesInstituto de Estudos Avan巽ados - USP
油
Este documento discute sistemas qu鱈micos complexos simples e auto-organizados. Apresenta exemplos de compensa巽達o de temperatura e oscila巽探es em rea巽探es qu鱈micas, e discute como perturba巽探es qu鱈micas podem afetar o comportamento desses sistemas. Tamb辿m aborda a coexist棚ncia de diferentes escalas temporais e a import但ncia da cin辿tica qu鱈mica para entender a din但mica desses sistemas.Marketing assignment
Marketing assignmentLetsogile Baloi
油
This document provides an introduction and overview of modern marketing concepts and Compaq computers. It discusses how modern marketing focuses on customer needs rather than just promoting products. Compaq is used as an example to illustrate key marketing strategies, including market segmentation, branding, responding to competition through innovation, and adapting distribution models. The merger with HP is also summarized as a response to threats in the PC industry.IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...
IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...Instituto de Estudos Avan巽ados - USP
油
This document discusses several key issues related to the Large Scale Biosphere Atmosphere Experiment in Amazonia (LBA), including carbon cycling and controls, atmospheric chemistry interactions, aerosol-cloud interactions, land use change effects, and the role of droughts. It provides background on topics like tropical deforestation drivers over time, the focus of the LBA experiment, carbon emissions from land use change, and forest cover changes in Amazonia from 2000-2005. Graphs and figures show data on deforestation rates in Brazil, greenhouse gas emissions in Brazil, precipitation and temperature trends, and aerosol distributions and impacts on clouds and radiation in Amazonia.IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...
IEA - Queimadas na Amaz担nia e seus efeitos no ecossistema e na sa炭de da popul...Instituto de Estudos Avan巽ados - USP
油
More from RBAPAT54 (20)
Gep@rbap 2012 final version rbap
Gep@rbap 2012 final version rbapRBAPAT54
油
This document discusses leadership and innovation. It provides examples of leadership qualities like integrity, building consensus, effective communication and valuing customers. It also discusses three strategies for innovation: need seekers, market readers and technology drivers. Examples are given of innovative companies like Apple, Avon, Toyota and Facebook. Throughout the document, quotes emphasize the importance of leadership courage and determination for enabling innovation.Rice crop
Rice cropRBAPAT54
油
This document provides general information on the Philippine rice crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, claims process, and other key aspects of the program. The program aims to protect rice farmers from losses due to natural disasters and pests/diseases. It offers multi-risk and natural disaster coverage, with premiums shared by farmers, lending institutions, and the government. Eligible farmers can file claims within 45 days of losses and receive compensation based on cultivation stage and yield loss percentage.Lrp
LrpRBAPAT54
油
The Loan Repayment Protection Plan (LRP2) provides insurance protection that guarantees payment of approved agricultural loans upon the death or total permanent disability of insured borrowers. It covers loans up to PHP500,000 with premium rates from 0.375% to 1.5% depending on loan term. Benefits pay the full loan amount upon death or disability. Claim documents must be filed within 90 days and will be settled within 30 days of receipt. Excluded risks include war, suicide, driving under influence, and illegal acts.Livestock
LivestockRBAPAT54
油
This document provides information on the livestock mortality insurance program offered by the Philippine Crop Insurance Corporation (PCIC). It covers various types of livestock including cattle, carabao, horses, swine, goats, sheep, poultry and game animals. The document outlines the types of insurance covers available, eligibility requirements, insurable ages of animals, sums insured and premium rates, covered and excluded risks, application procedures, and claims processes. Key details include commercial and non-commercial mortality covers, age and herd size limits for insurability, disease-specific premium surcharges, deductibles of 10-30% of sum insured, and a 10-day period to report losses.High value crops
High value cropsRBAPAT54
油
This document provides a summary of the Philippines' high-value commercial crop insurance program. It outlines that the program insures standing crops against risks like typhoon, flood, drought and disease. Premiums range from 2-7% of the total insured value. Eligible crops include banana, coconut, coffee and other high-value crops. Farmers must file a notice of loss within 10 days of an event and a claim for indemnity within 30 days to receive compensation based on production costs and yield loss. The goal is to provide insurance protection to large-scale commercial farmers.Corn crop
Corn cropRBAPAT54
油
This document provides information on the corn crop insurance program in the Philippines, including:
- The object of insurance is standing corn crops on specified farmland. Insurance covers production costs and up to 20% of expected yield.
- Coverage is from planting to harvest. Premium rates vary by region, season, and risk classification. Premiums are shared by farmers, lending institutions, and the government.
- Covered risks include natural disasters, diseases, and major pests. Excluded risks are fire, theft, war, negligence, and losses before/after specified periods. Eligible farms must meet criteria on location, irrigation, transportation access, and use of recommended technologies.Corn crop
Corn cropRBAPAT54
油
This document provides general information on the Philippine corn crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, covered risks and losses, claims process, and other key details of the program. The program aims to protect borrowing and self-financed farmers against losses from various natural disasters and pest/disease risks. Premiums are shared between farmers, lending institutions, and the government. Eligible farmers can purchase multi-risk or natural disaster coverage. The claims process involves notice of loss, verification of claims, and settlement within 60 days of submitting complete documents.Ap3
Ap3RBAPAT54
油
The Agricultural Producers Protection Plan (AP3) provides life insurance coverage for agricultural producers, fisherfolk, and other stakeholders between 15-70 years old. AP3 covers death from accidents, natural causes, and murder/assault. Premiums and coverage amounts vary based on the insured's age and whether they have an individual or group policy. The document outlines eligibility requirements, coverage periods, exclusions, benefits, claims procedures, and other policy details.Ads
AdsRBAPAT54
油
The document provides information on the Accident and Dismemberment Security Scheme (ADSS) offered by the Philippine Crop Insurance Corporation (PCIC). Key details include:
- It provides insurance protection against death or dismemberment due to accidents for agricultural producers, fisherfolk, and other stakeholders aged 15-70.
- Coverage amounts range from PHP15,000-100,000 for individuals and PHP50,000-105,000 for families. Premiums are 0.1-0.5% of the principal sum.
- Benefits include the principal sum in case of death and 50-100% of the principal sum for various types of dismemberment. Additional medical and burial benefits arePcic presentation rba pversion1[1]
Pcic presentation rba pversion1[1]RBAPAT54
油
The document summarizes the various crop and livestock insurance programs offered by the Philippine Crop Insurance Corporation (PCIC) to support the social contract of Philippine President Benigno Aquino. It provides details on PCIC's legal basis and mandate to provide insurance protection to agricultural producers against losses from natural disasters, pests and diseases. It then describes the specific insurance programs for rice and corn crops, high-value commercial crops, livestock, non-crop assets, fisheries, and term insurance programs. Premium rates are also outlined for some of the insurance types.Micro insurance initiative
Micro insurance initiativeRBAPAT54
油
The document outlines the procedures undertaken by Mallig Plains Rural Bank to establish a micro-insurance initiative, including attending trainings, receiving approvals from regulatory bodies, and amending their articles of incorporation. Some benefits of the initiative for the bank and its clients include increased outreach, loan portfolio, and deposits for the bank, and risk protection and protection of livelihoods for clients. Challenges mentioned include regulatory changes, training costs, and ensuring affordable and viable micro-insurance products.Presentation to rbap as of 5.26.12
Presentation to rbap as of 5.26.12RBAPAT54
油
The document summarizes LBP programs and services for countryside financial institutions. It outlines LBP's credit assistance to CFIs including data on number and volume of loans to rural banks, thrift banks, and cooperative banks. It then describes the Grassroots Development Program which provides credit and technical assistance to CFIs and MFIs to expand financial services in unserved rural areas. Eligibility criteria for CFIs and partners are provided. Available LBP credit programs, capital enhancement programs, and other services for CFIs are also summarized.Encash for rbap may 2012
Encash for rbap may 2012RBAPAT54
油
This document summarizes the Philippines' ATM market from 2001 to 2011. It shows the growth in card holders and ATMs over time, as well as the card holder to ATM ratio. Globally, an optimal ratio is around 2,000, while the Philippines' ratio is currently higher at 3,256. Maintaining small ATM networks of 50 to 400 ATMs can be costly, with monthly costs exceeding revenues. Large banks have acquired the most transactions through BancNet and MegaLink networks. ENCASH, a company providing ATMs in remote areas, has received investments to help scale its business and provide more access to financial services for rural communities.Philpass for rbap annual convention 25 may 2012
Philpass for rbap annual convention 25 may 2012RBAPAT54
油
This document provides an overview of the Philippine Payments System. It discusses the key components of the National Payments System framework, including financial institutions, payments infrastructure, laws and standards. It then describes the specific payments infrastructure of the Philippines, called PhilPaSS, and how rural banks can participate. Rural banks that join PhilPaSS gain benefits like facilitating reserves, remittances and funds transfers. The document outlines the requirements and process for rural banks to become PhilPaSS members through the PhilPaSS Roving Team. It also explains how the PhilPaSS REMIT system works for overseas and domestic remittances through same-day settlement.Rbap mabs update & future trends for rural banks to consider
Rbap mabs update & future trends for rural banks to considerRBAPAT54
油
This document summarizes the key initiatives and trends in microfinance for rural banks in the Philippines as reported by RBAP-MABS in April 2012. It notes that over 1 million new borrowers have benefited from over 42 billion pesos in loans disbursed to over 1.45 million micro-depositors. It also outlines factors affecting rural banks, opportunities in new technologies and channels, and recommendations for rural banks to approach customers, present solutions, and adopt new technologies to expand outreach and remain competitive.Pama presidentreport
Pama presidentreportRBAPAT54
油
The RBAP President's Report summarizes the organization's activities and accomplishments in 2011-2012, including: launching regular meetings with the Philippine Deposit Insurance Corporation to advance rural banking programs; approving amendments to allow foreign equity in rural banks; signing a memorandum of agreement with the Philippine Crop Insurance Commission to promote insurance products for farmers; and donating funds to restore the Batad Rice Terraces.Ad