GEAR is a non-profit organization established in 2010 that provides interest-free loans and skills training to help families in Pakistan start their own businesses and become self-reliant. It has helped launch over 450 small businesses with loans totaling 11 million rupees and has a 96% loan repayment rate. GEAR supports a wide range of business models across various industries and distributes food hampers to families in need during Ramadan each year.
2. Generating Employment Alternatives for self-RelianceG.E.A.R
Operational Since 2010
Registered under Sindh Government Welfare Act.
Vision Social & Economic Prosperity
Culture of Self-Employment
Dignity & Honor
Philosophy Interest Free Loan (Qarz-e-Hasna)
Loan size (Rs.15000 to Rs.40,000)
Objectives Setup Own Business
Putting an end to Beggary
Skilled Development Program & Short Trainings
Helping families for Food , Medical & Education Support
Making the borrowers of today, lenders of tomorrow.
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3. G.E.A.R
How it all started?
Generating Employment Alternatives for self-Reliance
Four year back a
report published in
news paper that a
parents left their
newly born child at
Edhi.
Why?
Parents answered that
they have no money
to feed the child.
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4. G.E.A.R
Story of our 1st
Business
A group of friends contributes Rs 10,000 each.
Total = Rs 40,000
(Bought 4 Sewing Machines for Women GEAR-Partners)
Each woman earns Rs 5,000 / month
And, returns Rs 1,000 on monthly basis
Generating Employment Alternatives for self-Reliance
4years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases
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5. G.E.A.R
Mechanism
Generating Employment Alternatives for self-Reliance
The Investors contribute to the G.E.A.R. Fund (We call donation an investment instead
because Allah SWT has promised manifolds reward or return for those who spend for the
well-being of fellow humans, in this world and the hereafter)
G.E.A.R. then gives interest free loan or equipment (sewing machine, cart etc) to the
borrowers after due diligence of their capacity.
The borrowers return the loan to G.E.A.R. in easy installments.(Only Principal Amount)
The G.E.A.R. fund is therefore, replenished to fund new borrowers thus continuously
increasing the number of those who benefit from the same volume of funds in the pool.
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6. G.E.A.R
Zakat Fund
Generating Employment Alternatives for self-Reliance
G.E.A.R. Also collects zakat fund to channelize to the deserving
(as per Shariah Compliance)
Within the same philosophy of creating Self-Employment to alleviate poverty, zakat
fund will be utilized to find social business for deserving families.
Funding of such business out of zakat fund will be done by authorizing the families as
per Shariah. And the fund is not taken back.
100 Business Launched Under Zakat Donations.
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7. G.E.A.R
Operational Philosophy
Generating Employment Alternatives for self-Reliance
Operational
Expenses
Minimum as possible (-3% administrative Cost)(Self contributed by
GEAR Executive Members)
Meetings are held at members homes not at expensive venues
No paid Employees
Use Personal funds as (Sadqa -e- Jariah) for identification of
candidates, visiting their places, evaluation, designing and helping
out in execution of the social business model for GEAR Partners.
Volunteerism Universities Student
Bring new cases & connect with partner from Evolution phase to
Business Execution phase.
Collect monthly installments & Prepare monthly progress report.
These reports are published on our website and sent to donors
who Sponsored that Individual Partner.
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8. G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged
to reform their lives by being an Entrepreneur and Self Reliance.
Generating Employment Alternatives for self-Reliance
GEAR Foods Business Models
Vegetable Carts.
Fruits Carts.
Biryani & Home Made Food Shops.
Burger Stalls.
French Fries Stalls.
Pop Cone Carts.
Samosa,Roll, Jalaybi & Pakora Stalls.
Cholay ,Dahe Baray & Chaat Stalls.
Gulab Jaman Sweets Stall
Confectionery Cabins
General Items Shops
Supply of Chips/Snacks / Nimco
GEAR Garments Business Models
Tailor Shop for Male & Female Dresses.
Provide Industrial Sewing Machines for
ladies at their home and connect with
Market and Buyers.(Customize Stitching).
Ready Made New Garments Business.
Ladies Wedding & Party ware Boutique.
Supply of Banarsi /Embroidery/Others
ladies dresses to different branded &
unbranded outlets in all over Karachi.
Fabric Selling in Retail Markets. Both Male
& Female (Fabric -Thaaans).
Imported Jeans Recycling Business.
(Cutting out saleable parts of Imported
B-grade Jeans. Providing Employment to
poor ladies @daily wages for this purpose.)8
9. G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged
to reform their lives by being an Entrepreneur and Self Reliance.
Generating Employment Alternatives for self-Reliance
GEAR Automobiles Business Models
New / Used Rickshaw & Chinchi-Motor-Cycle
Rickshaw Jointly Purchase.
Bike Purchase- (For Delivery Business) Jointly
Purchase.
Suzuki Loading Pick Up Jointly Purchase.
Repair & Maintenance of old Commercial
Vehicles in order to make it Operational &
becoming a Source of Income to its owner.
Installation of CNG KIT in Commercial
Vehicles (Taxi) & (Loading Pick-Up).
Body Modification Work/Chrome Work /
Paint-shop for Vehicles.
Motor Car & Bike Mechanic & Accessories
Shop.
Shop for Wheel & Tube (Puncher Shop).
GEAR Cottage-Industry Business
Models
School/ Luggage Bags.
Artificial Jewelry /Ornaments for
ladies.
Leather Goods ( Purse & Gift Items)
Hat / Caps
Shoes Manufacturing (ladies
Sandals/Chapels) & (Male Sandals/
leather /Causal /Sleeper/ Chapels).
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10. G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged
to reform their lives by being an Entrepreneur and Self Reliance.
Generating Employment Alternatives for self-Reliance
GEAR Skilled Business Models
Barber/Saloon Shop-Male.
Beauty-Polar & Training Center Female.
Tool Kits for Electricians.
Tool Kits for Plumbers,
Tool Kits for Carpenters.
Shop for Electrical items & (Repairing for
Electronic Items).
Practical Training & Education Supports.
Event Coverage Photography Business.
Purchase of Professional Movie Camera &
Digital Camera (Jointly purchase.)
(Events: Wedding, Birthday, Parties,
Product Launching Ceremony,
Convocations & etc.).
GEAR Supporting Industry Business Models
Stationery Shop.
Office Supplies Business. (Printer Pages,
Cartages, Files, Envelops, Printing of letter
Heads, Visiting Cards, & Etc.)
Mobile Easy Load, Cards & Accessories
Shop.
Computer Hardware & Accessories Shop.
Poly Bag Business. (Supply to Industry &
local Markets/Shops).
GEAR Others Business Models
All types of stalls in Weekly Bachat Bazar
(e.g. Sunday Markets).
Scrap Business.
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11. G.E.A.R
Activities in Holy Month of RAMADAN Food Hamper Bag Distribution
Generating Employment Alternatives for self-Reliance
In 2011 1000 Bags worth of
Rs.2.0 Million
In 2012 1250 Bags worth of
Rs.2.5 Million
In 2013 1600 Bags worth of
Rs.3.2 Million
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12. Generating Employment Alternatives for self-RelianceG.E.A.R
3.5 years 650 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases
Our Partner Businesses
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13. 4 years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases 13
14. 4 years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases 14
15. Core Team Members
M. Ekhlaque Ahmed | President Omar Javaid | Vice President
Hamid Ali Siddiqui | General Secretary
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G.E.A.R Generating Employment Alternatives for self-Reliance
16. Generating Employment Alternatives for self-RelianceG.E.A.R
Join us : www.gear.org.pk
https://www.facebook.com/GEARSelfReliance
info@gear.org.pk
+92-322-2515213
+92-321-3812760
Help G.E.A.R in
helping others.
Donate Generously
Title: G.E.A.R
Acc. No. 0109-0100893354
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