Many are declaring that 60/40 is a bad mix because bonds are riskier than they have ever been. But stocks are also extremely risky. Add likely inflation to the mix and it's big time scary. We'll discuss what do on 4/20/21 https://www.youtube.com/watch?v=PsKGK7IY9ls
COVID costs of $5.2 trillion are colossal, exceeding the costs of World War II. Watch our 3/23/21 live broadcast at https://www.youtube.com/watch?v=A2Wy3YFr_VQ
This document discusses the importance of saving and financial planning for retirement. It notes that most Americans are not financially prepared for retirement, with the median household income of retirees being only $29,000. It emphasizes three important factors for financial planning: time to allow savings to grow, rate of return on investments, and taxes. It argues that traditional stock market investments are risky and often do not keep pace with inflation and taxes over long periods. The document promotes an alternative investment strategy that claims to offer market-based returns with no risk of loss of principal, tax-deferred growth, tax-free withdrawals, and liquidity. It suggests that such a strategy could be very beneficial for retirement planning.
Pep Talk: Choosing the Best Pooled Employer Plan (PEP)Ron Surz
油
There are approximately 150 PEPs from which to choose so its complicated, but the most important differentiator narrows the search considerably. The best PEP has the safest Qualified Default Investment Alternative (QDIA). A safe QDIA is not the most popular because the most popular QDIAs are risky.
A PEP with a safe QDIA is an asset. A PEP with a risky QDIA could become a liability.
This document provides homework and strategies for improving personal finances. It suggests implementing 3 financial goals now, such as retiring at age 55, giving $1 million to charity, or traveling to 20 countries. It then offers tips like setting a 15% savings rate, creating a realistic budget that includes rewards, and diversifying savings into dollars, precious metals, and foreign currencies to protect against volatility. Finally, it emphasizes the importance of paying off high-interest debt first and giving to God from the start in order to build wealth sustainably.
The document discusses the importance of planning for retirement given increasing lifespans and outlines strategies for retirement success such as contributing to 401k plans starting early, paying yourself first by spending less than you earn, avoiding emotional decisions with investments, not taking early withdrawals from retirement accounts, and prioritizing needs over wants to maximize savings. It also highlights tools like annual reviews, statements, and financial advisors that can help people stay on track with their retirement goals.
Slash | Intro to Investment for Engineers (Apr2021)Slash
油
Internal Slash talk during our weekly Friday sessions. The objective of this 30-min talk was to give some of the team who are new to personal investment, some basic framework.
Topics included:
- Risk & Return on investment
- Compound interest
- Inflation and store of value
- Leverage (and over-leverage)
- Investment mix
- Passive income
+ quick tips (Stocks, Property, Startups, Crypto)
Our mission is to provide care to help people succeed in life. We offer services to help people develop a proper plan, use expert advice, borrow money from others, think long-term, and save over spend. Being disciplined without emotion and starting the process now, even though it is difficult, are the keys to achieving ultimate success and financial security over time.
11 Strategies to Increase Your Savings Nowjrobinson2433
油
Jennifer & Jerry Robinson discuss 11 unique strategies to increase your savings. Jennifer shares her own personal stories of how she has used these strategies to boost her savings and achieve financial freedom.
The document discusses strategies for building a successful property investment portfolio that generates passive income over the long term. It emphasizes investing for the right reasons, being prepared for the long term, surrounding yourself with knowledgeable people, and having faith and ensuring properties are serviceable. It also discusses strategies like market timing, building a portfolio over 10-15 years through leveraging loans to purchase additional properties and achieve rental returns and portfolio growth. The goal is accumulating multiple income-generating properties to achieve financial freedom and passive income.
The document discusses strategies for making money through trading and investing. It compares the returns of different trading strategies, including a beginner's strategy of closing trades at 20% gains or losses, George Soros' strategy of letting winners run and cutting losses at 10%, and Stanley Druckenmiller's strategy of sizing into positions properly based on conviction. It advocates managing risks and letting profits run. Overall it promotes learning to trade options and stocks to generate income in both bull and bear markets.
Saving & Investing: Avoid that 'sucks-to-be-broke' feelingGenerations FCU
油
This document provides information on saving and investing money. It discusses the importance of paying yourself first and saving regularly. Various savings accounts like passbook accounts, money market accounts, and certificates of deposit are described. The benefits of starting to save and invest early are shown through examples of how $1,000 invested annually can grow to much larger amounts over a lifetime depending on when one starts. Different investment options are outlined including their maturity periods, risks, yields, and minimum balances. Tips are provided on choosing savings accounts and how to avoid investment fraud.
The document lists the 10 richest people in the world according to Forbes magazine in 2012. Carlos Slim Hel炭 of Mexico tops the list with $69 billion in net worth, followed by Bill Gates, Warren Buffett, Bernard Arnault, and others. The document also provides information about investing, including different types of investments like mutual funds, stocks, bonds, real estate, retirement accounts, and their characteristics regarding liquidity, risk, and returns. Key factors to consider for investments are opportunity cost, liquidity, risk, and diversification.
1. The document lists the 10 richest people in the world according to Forbes magazine in 2012, led by Carlos Slim Hel炭 of Mexico with $69 billion.
2. It then discusses various investment and retirement options such as savings accounts, bonds, mutual funds, traditional and Roth IRAs, 401k plans, real estate, stocks, and international markets.
3. Key factors to consider with investments include liquidity, risk, and diversification. More liquid assets like savings accounts have lower risk and returns while less liquid assets like real estate and pensions have higher risk but potential for higher returns.
This document discusses financial planning and the importance of saving money. It notes that most people struggle financially because they fail to plan and spend all of their income rather than saving. This leads to a "rat race" where people work hard but have no savings to fall back on. The document recommends building a solid financial foundation by prioritizing healthcare, protection, eliminating debts, emergency funds, and investments in order to become financially independent and secure. It emphasizes the importance of having a savings formula where income minus expenses equals savings.
The document discusses the best way to invest a $10,000 inheritance over three years to earn $5,000 for a vacation. It evaluates alternatives like savings, CDs, bonds, stocks and mutual funds. A weighted model scores the alternatives based on meeting objectives of earning $5,000, 10% return, risk level and future returns. The model finds mutual funds the best choice due to their diversification, potential higher returns and fulfillment of objectives like earning $5,000 with a 10-11% return and medium risk level.
This document discusses how to set up and manage CD ladders. It explains that CD ladders allow investors to stagger CD maturity dates so that some portion of funds are available regularly, while still earning interest. Maintaining a CD ladder involves reinvesting maturing CD funds into new, longer-term CDs. Examples show how CD ladders can provide regular income or buffer against rising interest rates. While CDs guarantee principal and interest rates, their yields may be lower than bonds and funds are limited by FDIC insurance. Overall, CD ladders can be part of a conservative portfolio for those seeking guaranteed returns.
Checkout Dividend Stocks Research for free Articles! http://www.dividendstocksresearch.com/dividend-newsletter
These 3 dividend investing secrets can soften the stings of an up and down market, and give you the best shot at making more money. $DOV
This document discusses the importance of starting retirement savings early to take advantage of compound interest over time. It describes how the author regretfully did not start retirement savings until age 34, missing out on 9 years of compound growth. As a result, the author estimates they lost out on $1 million in potential savings by retirement. The key message is to avoid making the "$1 million mistake" by not delaying retirement savings, as every year counts when it comes to the power of compound interest working in your favor from a young age.
When defined benefit plans were popular most retirees lived on a pension that was an annuity. That can still happen but today the retiree needs to sponsor the annuity, or (s)he can buy non-insured annuity-like investments
The document discusses various financial services offered by UFirst Alliance to help clients achieve financial freedom through debt cancellation, increased cash flow, emergency savings, insurance, long-term savings, and estate planning. It provides examples of how small regular investments over long periods of time can significantly grow retirement savings compared to starting later. Clients work with UFirst agents to identify specific needs and strategies.
11 Strategies to Increase Your Savings Nowjrobinson2433
油
Jennifer & Jerry Robinson discuss 11 unique strategies to increase your savings. Jennifer shares her own personal stories of how she has used these strategies to boost her savings and achieve financial freedom.
This document discusses various aspects of financial planning including safety, goal-based planning, and financial freedom. It covers term assurance plans, mediclaim plans, accidental care insurance, and critical illness insurance. It emphasizes the importance of having life insurance at least 10-20 times one's income. It recommends a mediclaim sum assured of 25-30 times one's monthly salary. It also stresses having accidental care insurance of at least 10 times one's annual income and critical illness cover of Rs. 300,000-500,000. The document highlights the power of compounding returns and recommends starting investments as early as possible for building wealth over time. It provides examples of retirement planning, child education funds, and enhancing purchasing power through
1. The document discusses reasons why people do not invest for retirement and provides steps to start investing.
2. It asks the reader to evaluate their current financial situation and retirement goals. Online calculators can help determine savings needs.
3. The steps recommend contributing to employer plans like 401ks, and IRAs if available, as well as choosing mutual funds based on asset classes like stocks, bonds, and using target date funds for diversification.
4. Services like Betterment can provide low-cost investing if no employer plan is available, though using an advisor provides more guidance. The key is starting early and maintaining contributions and asset allocation over the long term.
This document discusses building financial freedom through residual income using a network marketing model. It argues that the traditional career and retirement model is flawed and most people will not save enough for a comfortable retirement. It then presents the Four-Year Career Plan which aims to build enough residual income over four years through network marketing to provide financial security for decades. The plan involves choosing a product-based company, sponsoring others who also sponsor and sell products, in order to build an organization that generates ongoing monthly residual income even with minimal ongoing work.
This document provides an overview of personal finance topics for engineers. It begins by explaining why personal finance is important but poorly covered, and why it is relevant for engineers specifically. It then outlines some fast finance basics like behavioral finance, liquidity, cash flow, compounding returns, and the benefits of index fund investing. The document also discusses more advanced topics such as calculating returns in Excel, retirement planning challenges, collectible coins, and derivatives. The overall message is that personal finance is not as rational as people think, and the keys are to save early, avoid debt, and keep investing simple through low-cost index funds.
This document provides an overview of key money management concepts including budgeting, rate of return, risk, and the importance of spending less than you earn and paying yourself first. It discusses budgeting as a plan for spending money and explains how creating a budget gives you control over your finances. It also defines rate of return as the amount of money earned on an investment and discusses different types of savings and investment accounts including savings accounts, certificates of deposits, stocks, and bonds. Finally, it emphasizes the importance of managing your money by spending less than you make and paying yourself first through savings.
Our mission is to provide care to help people succeed in life. We offer services to help people develop a proper plan, use expert advice, borrow money from others, think long-term, and save over spend. Being disciplined without emotion and starting the process now, even though it is difficult, are the keys to achieving ultimate success and financial security over time.
11 Strategies to Increase Your Savings Nowjrobinson2433
油
Jennifer & Jerry Robinson discuss 11 unique strategies to increase your savings. Jennifer shares her own personal stories of how she has used these strategies to boost her savings and achieve financial freedom.
The document discusses strategies for building a successful property investment portfolio that generates passive income over the long term. It emphasizes investing for the right reasons, being prepared for the long term, surrounding yourself with knowledgeable people, and having faith and ensuring properties are serviceable. It also discusses strategies like market timing, building a portfolio over 10-15 years through leveraging loans to purchase additional properties and achieve rental returns and portfolio growth. The goal is accumulating multiple income-generating properties to achieve financial freedom and passive income.
The document discusses strategies for making money through trading and investing. It compares the returns of different trading strategies, including a beginner's strategy of closing trades at 20% gains or losses, George Soros' strategy of letting winners run and cutting losses at 10%, and Stanley Druckenmiller's strategy of sizing into positions properly based on conviction. It advocates managing risks and letting profits run. Overall it promotes learning to trade options and stocks to generate income in both bull and bear markets.
Saving & Investing: Avoid that 'sucks-to-be-broke' feelingGenerations FCU
油
This document provides information on saving and investing money. It discusses the importance of paying yourself first and saving regularly. Various savings accounts like passbook accounts, money market accounts, and certificates of deposit are described. The benefits of starting to save and invest early are shown through examples of how $1,000 invested annually can grow to much larger amounts over a lifetime depending on when one starts. Different investment options are outlined including their maturity periods, risks, yields, and minimum balances. Tips are provided on choosing savings accounts and how to avoid investment fraud.
The document lists the 10 richest people in the world according to Forbes magazine in 2012. Carlos Slim Hel炭 of Mexico tops the list with $69 billion in net worth, followed by Bill Gates, Warren Buffett, Bernard Arnault, and others. The document also provides information about investing, including different types of investments like mutual funds, stocks, bonds, real estate, retirement accounts, and their characteristics regarding liquidity, risk, and returns. Key factors to consider for investments are opportunity cost, liquidity, risk, and diversification.
1. The document lists the 10 richest people in the world according to Forbes magazine in 2012, led by Carlos Slim Hel炭 of Mexico with $69 billion.
2. It then discusses various investment and retirement options such as savings accounts, bonds, mutual funds, traditional and Roth IRAs, 401k plans, real estate, stocks, and international markets.
3. Key factors to consider with investments include liquidity, risk, and diversification. More liquid assets like savings accounts have lower risk and returns while less liquid assets like real estate and pensions have higher risk but potential for higher returns.
This document discusses financial planning and the importance of saving money. It notes that most people struggle financially because they fail to plan and spend all of their income rather than saving. This leads to a "rat race" where people work hard but have no savings to fall back on. The document recommends building a solid financial foundation by prioritizing healthcare, protection, eliminating debts, emergency funds, and investments in order to become financially independent and secure. It emphasizes the importance of having a savings formula where income minus expenses equals savings.
The document discusses the best way to invest a $10,000 inheritance over three years to earn $5,000 for a vacation. It evaluates alternatives like savings, CDs, bonds, stocks and mutual funds. A weighted model scores the alternatives based on meeting objectives of earning $5,000, 10% return, risk level and future returns. The model finds mutual funds the best choice due to their diversification, potential higher returns and fulfillment of objectives like earning $5,000 with a 10-11% return and medium risk level.
This document discusses how to set up and manage CD ladders. It explains that CD ladders allow investors to stagger CD maturity dates so that some portion of funds are available regularly, while still earning interest. Maintaining a CD ladder involves reinvesting maturing CD funds into new, longer-term CDs. Examples show how CD ladders can provide regular income or buffer against rising interest rates. While CDs guarantee principal and interest rates, their yields may be lower than bonds and funds are limited by FDIC insurance. Overall, CD ladders can be part of a conservative portfolio for those seeking guaranteed returns.
Checkout Dividend Stocks Research for free Articles! http://www.dividendstocksresearch.com/dividend-newsletter
These 3 dividend investing secrets can soften the stings of an up and down market, and give you the best shot at making more money. $DOV
This document discusses the importance of starting retirement savings early to take advantage of compound interest over time. It describes how the author regretfully did not start retirement savings until age 34, missing out on 9 years of compound growth. As a result, the author estimates they lost out on $1 million in potential savings by retirement. The key message is to avoid making the "$1 million mistake" by not delaying retirement savings, as every year counts when it comes to the power of compound interest working in your favor from a young age.
When defined benefit plans were popular most retirees lived on a pension that was an annuity. That can still happen but today the retiree needs to sponsor the annuity, or (s)he can buy non-insured annuity-like investments
The document discusses various financial services offered by UFirst Alliance to help clients achieve financial freedom through debt cancellation, increased cash flow, emergency savings, insurance, long-term savings, and estate planning. It provides examples of how small regular investments over long periods of time can significantly grow retirement savings compared to starting later. Clients work with UFirst agents to identify specific needs and strategies.
11 Strategies to Increase Your Savings Nowjrobinson2433
油
Jennifer & Jerry Robinson discuss 11 unique strategies to increase your savings. Jennifer shares her own personal stories of how she has used these strategies to boost her savings and achieve financial freedom.
This document discusses various aspects of financial planning including safety, goal-based planning, and financial freedom. It covers term assurance plans, mediclaim plans, accidental care insurance, and critical illness insurance. It emphasizes the importance of having life insurance at least 10-20 times one's income. It recommends a mediclaim sum assured of 25-30 times one's monthly salary. It also stresses having accidental care insurance of at least 10 times one's annual income and critical illness cover of Rs. 300,000-500,000. The document highlights the power of compounding returns and recommends starting investments as early as possible for building wealth over time. It provides examples of retirement planning, child education funds, and enhancing purchasing power through
1. The document discusses reasons why people do not invest for retirement and provides steps to start investing.
2. It asks the reader to evaluate their current financial situation and retirement goals. Online calculators can help determine savings needs.
3. The steps recommend contributing to employer plans like 401ks, and IRAs if available, as well as choosing mutual funds based on asset classes like stocks, bonds, and using target date funds for diversification.
4. Services like Betterment can provide low-cost investing if no employer plan is available, though using an advisor provides more guidance. The key is starting early and maintaining contributions and asset allocation over the long term.
This document discusses building financial freedom through residual income using a network marketing model. It argues that the traditional career and retirement model is flawed and most people will not save enough for a comfortable retirement. It then presents the Four-Year Career Plan which aims to build enough residual income over four years through network marketing to provide financial security for decades. The plan involves choosing a product-based company, sponsoring others who also sponsor and sell products, in order to build an organization that generates ongoing monthly residual income even with minimal ongoing work.
This document provides an overview of personal finance topics for engineers. It begins by explaining why personal finance is important but poorly covered, and why it is relevant for engineers specifically. It then outlines some fast finance basics like behavioral finance, liquidity, cash flow, compounding returns, and the benefits of index fund investing. The document also discusses more advanced topics such as calculating returns in Excel, retirement planning challenges, collectible coins, and derivatives. The overall message is that personal finance is not as rational as people think, and the keys are to save early, avoid debt, and keep investing simple through low-cost index funds.
This document provides an overview of key money management concepts including budgeting, rate of return, risk, and the importance of spending less than you earn and paying yourself first. It discusses budgeting as a plan for spending money and explains how creating a budget gives you control over your finances. It also defines rate of return as the amount of money earned on an investment and discusses different types of savings and investment accounts including savings accounts, certificates of deposits, stocks, and bonds. Finally, it emphasizes the importance of managing your money by spending less than you make and paying yourself first through savings.
This document provides information about NDK Insurance Agents, including what they do, their mission, vision, and the companies they represent. They specialize in various types of retirement planning, insurance, and asset protection for individuals, families, and businesses. Their goal is to actualize clients' dreams through cutting-edge financial solutions and become the premier financial solutions provider across the nation. The document also discusses various financial planning strategies and concepts around investing, taxes, and building wealth over time through compound interest.
This document provides information about financial planning for retirement. It discusses the importance of saving 10-50% of annual income and investing savings in a diversified portfolio of equity, debt, gold and cash. Life insurance is also recommended to protect family. The document notes that financial planning is needed due to inflation, rising costs of goals, and changing life stages. It provides examples of asset accumulation and investing savings to grow a retirement corpus. Overall, the document emphasizes the importance of financial planning and disciplined saving/investing over one's career to ensure sufficient funds for a comfortable retirement.
The document discusses being tired of working 9-5 with nothing to show for it and explores options for building wealth through property investment. It outlines an upcoming information evening to challenge beliefs, share experiences, discuss current realities, money and investing concepts, an overview of a property investment program, and next steps. The overall message is that traditional ways of earning, spending, and saving are usually not enough, and learning to invest better in property is a path toward financial freedom and retirement.
Many people often misconstrue savings with investments. But let us tell you that there is indeed a difference between the two. Merely putting aside money under the mattress, or in a vault, bank locker or savings bank account after meeting your expenses and liabilities may not mean that money works for you. In times where the inflation bug is eating into your earnings, you need to move a step forward and invest. More importantly, invest wisely! By now many of you may have realized that there is indeed a difference between saving and investing. So lets delve a little deeper and understand the difference between the twowhich can help us march forward in our journey of wealth creation.
An Investor Education & Awareness Initiative By Franklin Templeton Mutual Fund
This document discusses the four "C's" of life: creation of income, consumption of income, conservation of income, and continuation of income. It notes that life insurance provides the fourth C by continuing income in the event of contingencies like death, disability, or loss of income due to retirement. This ensures consumption can continue without depleting conserved income. The document recommends life insurance as an investment that provides financial peace of mind and guarantees income even after death to support one's family and dreams. It describes tools on the Datacomp website that can help analyze human life value, wealth potential, premium budgets, and targeted maturity amounts to identify appropriate life insurance plans.
I put together this "Investing 101" presentation for my team of marketing/media/advertising professionals to encourage 401k participation and explain the importance of savings, retirement and financial health.
The document discusses key facts about financial planning and investing, including the effects of inflation and compounding returns. It notes that inflation reduces purchasing power over time and that starting to save early allows greater benefit from compounding returns. The document also discusses different asset class returns, with equities providing the highest average returns, and the importance of considering taxes, inflation, and fees when calculating real investment income. Finally, it emphasizes the need for retirement planning and choosing investment options carefully based on factors like interest rates, inflation, fees and guarantees.
Basic finance and retirement dilshad finalGeorge Philip
油
The document discusses key facts about financial planning and investing, including the effects of inflation and compounding returns. It notes that inflation reduces purchasing power over time and that starting to save early allows greater benefit from compounding returns. The document also discusses different asset class returns, with equities providing the highest average returns, and outlines factors to consider when choosing investment options like interest rates, inflation, fees and returns. Overall, the document provides advice from a certified financial planner on how to plan for retirement and investment goals.
This document provides strategies for women to achieve financial freedom and wealth. It discusses generating residual income through real estate investing, network marketing, and other passive income streams. It also emphasizes the importance of health and nutrition for wealth, highlighting foods like antioxidants, superfoods, natural fats and omega-3s that support well-being. Daily supplementation with a multi-vitamin and omega oils is recommended to fill nutrient gaps. Real estate wisdom stresses preparing financially and having a support team when investment opportunities arise.
The document outlines key principles of investing, including understanding asset classes and their risk/return characteristics. It discusses 10 principles of successful investing such as knowing your goals and risk tolerance, staying diversified, investing for the long-term at low costs, and developing an investment plan. The document also covers investment basics, factors that control returns, and different asset classes like cash/fixed income/equities.
How You Can create a Passive, Full-Time Income in 90 Days or Less by Investin...NoteSchool
油
How You Can create a Passive, Full-Time Income in 90 Days or Less by Investing in Real Estate Notes
http://noteschool.com
http://facebook.com/noteschool
This document is a slide presentation on conservative investing strategies for retirement. It discusses the importance of having predictable income and principal protection in retirement. It introduces a "123 Easy" model for allocating assets into demand accounts (cash), principal insured accounts, and risk accounts. The model aims to balance access to cash, protection of principal, and gains or losses from risk. The presentation shows how this model would have performed better than a purely stock-focused portfolio during the 2000-2009 bear market by experiencing smaller losses and having more money remaining after 10 years. It emphasizes the need to review investments regularly and adjust the asset allocation over time based on goals and market conditions.
This document discusses Japan's experience with a 20-year bear market in stocks and the lessons the US can learn. It summarizes the Nikkei 225 Index in Japan falling 72% from its 1989 peak and not recovering until 2010. It then discusses what happens during a long-term bear market and shows graphs of the Nikkei 225's performance over decades. The document promotes the benefits of indexed annuities, including locking in gains and avoiding losses. It claims these products can provide higher returns than traditional investments like stocks and mutual funds.
This document provides an overview of a beginner's guide to wealth building workshop. It discusses starting a personal investment plan and contributing to defined contribution plans like 401(k)s to save for retirement. It emphasizes the importance of tax shelters and gauging your investment attitude. Sample budgets are provided to help with financial planning. The workshop also discusses creating a balance sheet to track assets and liabilities, and starting the savings habit by paying yourself first. Later sections cover various investment vehicles like stocks, bonds, mutual funds and their associated markets and indexes to consider for building an investment portfolio.
Investor Repellers: gli Errori da NON Fare con gli Investitori GiTItaly
油
Workshop Girls in Tech - Italy #3
Andrea Baldini e Tomaso Rodriguez rivelano dalle loro esperienze personali e con un po di humor cosa (non) fare nel preparare e presentare pitch e business plan ad investitori.
by Junior Jedi Workshop
JohnsInvestmentChronicle My Approach to investing and 2014 so farJohn Rosier
油
My approach to investing and results for 2014 so far!
I launched JohnsInvestmentChronicle in January 2012. The JIC Portfolio is up 87.5% so far and 9.3% in 2014. I hold between 20 and 30 positions and am purely trying to make money. Invest across the size bands but focused on small and mid-cap. Roughly 25% in investment trusts to gain exposure to overseas markets and themes such as healthcare and biotech.
DIGITAL TECH GUARD RECOVERY - MOST EFFICIENT BITCOIN RECOVERY EXPERTjoannoreau77
油
WhatsApp: +1 (443) 859 - 2886
Email @ digitaltechguard.com
Telegram: digitaltechguardrecovery.com
Website link: digitaltechguard.com
I was recently at the AMC Georgetown Theater, standing in line for popcorn, when I struck up a conversation with a girl sitting next to me. We started talking about investments, and I shared my experience of being scammed. I had invested $157,000 into a cryptocurrency platform that seemed promising at first. The platform looked legitimate, and after doing my research, I felt confident about the decision. But after a few months, things started to unravel. Withdrawals were delayed, and the responses from the platform grew increasingly vague. Eventually, the platform disappeared completely, taking my entire investment with it. The shock and disbelief I felt were overwhelming. The money was gone, and I was left not only financially drained but emotionally exhausted. I couldn't believe how quickly everything had fallen apart, despite doing what I thought was thorough research. As I explained my situation to the girl at the theater, she seemed genuinely concerned and shared that she had been in a similar situation. She, too, had been scammed in the past, but she was able to recover her lost funds with the help of a company called DIGITAL TECH GUARD RECOVERY. She immediately recommended them to me, saying that they had the expertise to handle cases like mine. At that moment, I was desperate and open to trying anything, so I decided to reach out to them. From the first contact, it was clear I had made the right decision. The team at DIGITAL TECH GUARD RECOVERY was professional, empathetic, and knowledgeable about handling cases like mine. They took the time to walk me through the entire recovery process and assured me that they had the tools and experience to help me get my money back. Their clear communication and confidence gave me hope that recovery was possible. Thanks to their diligent efforts, DIGITAL TECH GUARD RECOVERY was able to recover the full $157,000 I had lost. The process took a few weeks, but the feeling of relief when I saw my funds returned was indescribable. I felt a massive weight lifted off my shoulders. Im incredibly grateful for their support and expertise, and Ill always be thankful for the chance encounter that led me to them.
Tran Quoc Bao: Championing Vietnam as Southeast Asia's Emerging Healthcare an...Ignite Capital
油
Forbes: Dr. Tran Quoc Bao, Chief Planning and Marketing Officer of City International Hospital in Ho Chi Minh City, is leading the charge in promoting Vietnam as an emerging hub for healthcare and medical tourism. At the Southeast Asian Hospital Expansion Summit 2019, he shared insights on Vietnams healthcare growth and its rising prominence in Southeast Asias medical tourism sector. With an annual growth rate of 18-20%, Vietnam's medical sector attracts over 80,000 foreign patients, generating more than $1 billion in income.
Vietnams strategic location in Southeast Asia, coupled with its political stability, makes it an attractive and safe destination for medical tourists. As Dr. Bao emphasized, the country offers high-quality, affordable healthcare services that stand out in comparison to neighboring countries. However, he acknowledged that there are challenges in increasing awareness of Vietnam's healthcare offerings among foreign patients, especially given the low number of internationally-accredited hospitals.
To overcome these hurdles, Dr. Bao proposed several strategies. He advocates for a nationwide campaign targeting foreign medical tourists and leveraging digital innovation and social media to increase visibility. Additionally, he stressed the importance of Vietnamese hospitals achieving international accreditation, such as Joint Commission International (JCI), to build trust and credibility.
Dr. Bao also calls for increased regional cooperation through events and networking with healthcare associations in Southeast Asia, fostering stronger relationships and collaboration across borders. His vision includes a regional co-patient management system that can facilitate cross-border transfers for patients seeking treatments in multiple countries.
Vietnam is rapidly becoming one of the most attractive destinations in Southeast Asia for medical tourism, joining other established hubs like Thailand, Malaysia, and Singapore. The Southeast Asia Hospital Expansion Summit served as a unique platform for financers to invest in the healthcare sector, focusing on smart hospitals, digitalization, and technological advancements that promise to improve access to quality healthcare.
As a leading international hospital in Vietnam, City International Hospital stands at the forefront of this healthcare revolution. With Dr. Tran Quoc Baos leadership, the hospital continues to pave the way for Vietnams growing presence on the global medical tourism map, providing top-notch care and establishing the country as a key player in the global healthcare arena.
Paper: The World Game (s) Great Redesign.pdfSteven McGee
油
Paper: The Great Redesign of The World Game (s): Equitable, Ethical, Eco Economic Epochs for programmable money, economy, big data, artificial intelligence , quantum computing.. federation, federated liquidity e.g., the "JP Morgan - Knickerbocker protocol" / global unified value unit
HBS Study examines which freelance groups ChatGPT and AI is replacing on onli...HostJane.com
油
Harvard Business School led 2024 study used Google Trends to prove freelance jobs based on manual-intensive skills (e.g., data entry and virtual office services, music and video services requiring human performers, and online tutoring services) were less affected by the proliferation of Generative AI and ChatGPT on online marketplaces like HostJane.com and Upwork over automation-prone jobs (e.g., writing, software development, iOS/Android app development, and WordPress web development).
EaseMoney - A Leading Finance & Banking Platform in India | Tracxn ProfileEasemoney
油
Discover EaseMoney, a trusted finance and banking service provider in India. Our platform offers tailored financial products, including credit cards, savings accounts, loans, and investment opportunities. We collaborate with nationalized banks like SBI, Bank of Baroda, and PNB to deliver seamless financial solutions. Explore our Tracxn profile to learn more about our services, coverage areas, and future growth prospects.
.
Visit: easemoney.in
Connect: Twitter | Facebook
Report Date: February 25, 2025
How Your Income Sources Affect Your Tax Bill - Raines & Fischer, LLPRaines & Fischer, LLP
油
Understanding how your retirement income is taxed can help you avoid unexpected tax bills and maximize your savings. How Your Income Sources Affect Your Tax Bill by Raines & Fischer, LLP explains how Social Security, pensions, and withdrawals from retirement accounts are taxed at both the federal and state level. It covers which states offer tax-friendly retirement benefits, why strategic withdrawals matter, and how to minimize taxes while maintaining financial security. Whether you're planning for retirement or already retired, this guide helps you make informed decisions to keep more of your money.
RECOVER YOUR SCAMMED FUNDS AND CRYPTOCURRENCY HIRE油iFORCE HACKER RECOVERYlonniecort7
油
油iFORCE HACKER RECOVERY consists of professional hackers who specialize in securing compromised devices, accounts, and websites, as well as recovering stolen bitcoin and funds lost to scams. They operate efficiently and securely, ensuring a swift resolution without alerting external parties. From the very beginning, they have successfully delivered on their promises while maintaining complete discretion.油 Few organizations take the extra step to investigate network security risks, provide critical information, or handle sensitive matters with such油 油professionalism. The iFORCE HACKER RECOVERY team helped me retrieve $364,000 that had been stolen from my corporate bitcoin wallet. I am incredibly grateful for their assistance and for providing me with additional insights into the unidentified individuals behind the theft.
油 油Webpage; www. iforcehackersrecovery. com
Email; contact@iforcehackersrecovery. com
whatsapp; +1 240. 803. 3. 706油 油油
2. What Youll Learn in This Video
What investing is and what it isnt
Why you need to invest
How to set your expectations
The most common mistakes (and how to avoid them)
How to get started NOW
3. Ground Rules
This is not an exhaustive list of every investment strategy ever
created
Not investment recommendations
You will lose money at one point or another
Not some Magic Formula that will tell you when to buy and sell
5. Ground Rules
This is not an exhaustive list of every investment
strategy ever created
Not investment recommendations
You will lose money at one point or another
Not some Magic Formula that will tell you
when to buy and sell
6. Why You Need to Invest
You are now responsible for your own
retirement
Pensions are becoming extinct
8. Why You Need to Invest
You are now responsible for your own retirement
Pensions are becoming extinct
Shift to 401k put you in charge
Of course you need to earn more money
Multiply your efforts many times over
9. Give Yourself Options
Investing is not all about retirement
Dramatically alter the course and quality of your life
Quick story: How I got started
Dot com Boom
17. Give Yourself Options
Wont retire off of that one trade
But it provides options
Start a business? Go back to school?
Buy a house? Go on vacation?
More control over your life when you are good with your money
20. Most Common Mistakes
Procrastination
No money
No time
Dont realize that Time IS Money
21. Time Is Money
I can give you $1000 each minute for the next 35 minutes
I can give you $.01 doubled each minute for the next 35 minutes
-OR-
What Would You Choose?
22. Time Is Money
$1000/minute x 35 minutes = $35,000
.01 doubled each minute for 35 minutes =
$171,798,691.84
The Power of Compound Interest!
24. Dealing with Risk
Rule of 72
Divide 72 by the annual rate of return to
determine how long it will take for your money
to double
i.e. 72/10 = 7.2 years (stock market)
72/1 = 72 years (savings account)
You need to take some risk and give time to
work
29. Retire on Your Terms
Someone 15 years from retirement
who expects 10% return per year on
his investments has to contribute
$2400 per month to reach 1 million
A college graduate with 45 years to
save at the same interest rate only
has to save $95 per month (at 10%
return per year) to reach 1 million
What
Would You
Rather
Do?
30. Moral of the Story
You need to be invested
You are responsible for your financial future
Time is Money
Time helps you deal with risk
Dont invest in things you know nothing
about
31. Action Item
Start with what you know
Review the top 20 places where you spend your money
Create a list of 10 public companies that you do business
with.
Well use this list in the lessons that follow.
32. Join March Money Madness Insider
robwilson.tv/joininsider
@robwilsontv