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Presentation on IDBI BANK under the
financial institutions.

PRESENTED BY.

CENTREAL UNIVERSITY OF KARNATAKA MOUNESH..

IDBI

CENTREAL UNIVERSITY OF KARNATAKA

INTRODUCTION

 The Industrial Development Bank of India Limited, popularly known as IDBI
Bank is one of the leading public sector banks in India.

 Categorized as "other public sector bank" by Reserve Bank of India (RBI),

 IDBI Bank is also the 4th largest Indian bank. Founded in 1964 to provide credit
and other facilities to its customers,

 IDBI Bank currently has 457 centers, 688 branches and 1020 ATMs across the
nation.

 It is world's 10th largest development bank.

 IDBI Bank also built several institutions including the National Stock Exchange
of India (NSE), the Stock Holding Corporation of India (SHCIL) and the National
Securities Depository Services Ltd. (NSDL) etc.


Brief History

•A Parliamentary Act sets up IDBI as a
1964 subsidiary of RBI.

•Ownership of IDBI transferred to the
1976 government from RBI.

•The RBI Act is amended to permit 49%
1994 private Ownership.


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•Domestic IPO and Government stake is
1995 reduced.

•IDBI moves from its DFI status in to a
commercial bank along with a mandate
2004 for development financing under the
name of RBI.

•Amalgamation of IDBI Bank Ltd. with IDBI
2005 Ltd.


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•Amalgamation of united Western Bank.
2006

•Opens the first Overseas Branch at DIFC,
2010 Dubai.

•Merges subsidiaries, IDBI Home finance
2011 and IDBI Gilts.


Shareholding Pattern : Dec 31, 2011

Others
Public Govt. of
11.07%
15.12% India
52.67%
Foreign
Insitutional
Investors
4.44%

Indian
Financial
Institutions
16.70%


THE WORKING OF IDBI

INPUTS PROCESS OUTPUT


Subsidiaries

 IDBI Bank has the following subsidiaries:

 IDBI Capital Market Services Limited
 IDBI Home Finance Limited
 IDBI Intech Limited
 IDBI Gilts Limited


No of Branches

Metro 268
Urban 377
Semi Urban 242
Rural 103
Overseas 1
Total 991


Products and Services
 IDBI Bank offers a wide array of products and
services to its customers.
 For different customer groups and needs,
there are different types of products and
services including...
Personal Banking,
Corporate Banking,
SME Finance and
Agri Business etc.


Personal Banking
 Following products and services are offered under Personal Banking:

 Deposits
◦ Savings Account
◦ Current Account
◦ Fixed Deposits
◦ Suvidha Tax Saving Fixed Deposit
◦ Pension Accounts
◦ Sabka Account
◦ Super Shakti Account for Women
◦ Jubilee Plus Account
 Loans
◦ Home Loans
◦ Loans Against Property
◦ Education Loans
◦ Personal Loan
◦ Loan Against Securities
◦ Reverse Mortgage Loan
◦ Auto Loan


Cont..

 Payments
◦ Tax Payments
◦ Stamp Duty payments
◦ Easy Fill
◦ Bill Payment
◦ Card to Card Money Transfer
◦ Online Payments
◦ PayMate


Cont..
 Investments Advisory
◦ Smart Financial Planning
◦ Mutual Fund
◦ Insurance
◦ Fixed Income Securities
 Cards
◦ Gold Debit Card
◦ International Debit cum ATM Card
◦ Gift Card
◦ World Currency Card
◦ Cash Card
◦ KIDS Debit Card
◦ Foundation Day Cash Back Scheme 2009
◦ Platinum Card


Cont..
 Institutional Banking
◦ Institutional Savings Account
◦ Corporate Payroll Account
 24 Hours Banking
◦ Phone Banking
◦ SMS Banking
◦ AccountAlerts
◦ Internet Banking
 Other products
◦ Lockers
◦ India Post
 Preferred Banking
 NRI Services
 Capital Market
◦ IPO
◦ Demat


Corporate Banking
 Following products and services are offered by IDBI Bank for the
corporates:

 Project Finance
 Infrastructure Finance
 Syndication, Underwriting & Advisory Services
 Carbon Credits Business
 Working Capital
 Cash Management Services
 Trade Finance
 Tax Payments
 Derivatives
 Technology Up gradation Fund Scheme (TUFS)
 Film Financing Scheme
 Direct Discounting Bills
 Rehabilitation Finance


SME Finance

 Sulabh Vyapar Loan
 Dealer Finance
 Funding under CGFMSE
 Direct Credit Scheme - SIDBI
 Preferred customer scheme - IDBI Bank / SIDBI
 Vendor financing (Pre - Sale)
 Vendor financing (Post - Sale)
 Lending Against the Security of Future Credit Card
Receivables
 Working Capital Financing - Software Development Entities
 Finance to Medical Practitioners
 Loan to SRWTO
 SME Hosiery Special Current Account


Achievements
 Awards Won during the year
 IT Team of the Year(2007) Award of IBA5
 Best IT Security Practices Award of NASSCOM
 Best CTO Award of Cyber Media
 Won two special awards, for “Best Payments Initiative” and
“Outstanding Achiever of the Year" (2007)

 Key Projects
 Airline ticketing through ATMs
 Setup of Data Center and Disaster Recovery Center
 Internet Banking Enabled Multi-Functional KIOSK
 Kolkata and Haldia Port Trust Internet Banking Payment and
MIS Modules
 Online Payment of Central Excise & Service Tax


Clients


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IDBI

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