Philip Andreae Presentation

Apr 3, 20090 likes389 views

1. The document discusses u-commerce and smart cards, with smart cards seen as enabling technologies for u-commerce payments anywhere, anytime through any device. 2. Smart cards, also known as chip cards, contain an embedded computer chip that stores and protects payment information, increasing security and combating fraud compared to traditional magnetic stripe cards. 3. Visa has been a leader in developing EMV smart card specifications internationally, with the number of countries and cards using the technology growing rapidly since the 1990s. Visa aims for chip-based transactions to account for 42% of its volume by 2006.

EMV chip cards employ hardware-based cryptography to secure payments and restore security lost with magnetic stripe cards. Implementing EMV requires coordination across many areas like card design, terminal capabilities, payment network rules, and consumer education. EMV defines transaction processing flows between the card and terminal that provide authentication of the card and issuer control over authorization.

SPA Futureproofing your payments at RBTE 2013 in London this weekSmart Payment Association

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The document discusses future proofing payments through contactless channels. It summarizes that the Smart Payment Association addresses challenges in the evolving payment ecosystem and offers guidance to help members realize opportunities from smart, secure personalized payment systems. It also provides an overview of the association's advisory services, membership, and contributions to shaping payment technology standards and business models to support contactless payments including NFC.

121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Introducing Vi...spirecorporate

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Visa is introducing mobile payments for developing countries to examine user experience and adoption. The document discusses Visa's history from closed loop networks in the 1950s-60s to open networks today. It also outlines Visa's plans to leverage mobile wallets and prepaid accounts to increase financial inclusion in developing markets while enhancing the consumer payment experience in developed countries.

Case study visaSuperbrands Polska

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Visa is the world's leading consumer payment brand with over 1.9 billion cardholders worldwide. It provides consumers with a convenient, secure, and globally accepted electronic payment solution as an alternative to cash and checks. Recent innovations include contactless payments through cards and mobile phones, as well as enhanced online security features. Visa builds brand awareness through major sponsorships of sporting and entertainment events and aims to facilitate financial transactions seamlessly.

DFS22_Main Stage_ Audrey Chabin_Visa_041022FinTech Belgium

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The document discusses how businesses can build resilience when facing uncertainty. It recommends that businesses 1) build resilience into their technical infrastructure and invest in cybersecurity, 2) accelerate their ability to change quickly, and 3) leverage partnerships rather than make heavy investments themselves. The document also looks back at how the COVID-19 pandemic accelerated digital transformation and contactless payments, benefiting businesses. It provides examples of how Visa has invested in cybersecurity and leveraged its capabilities to help businesses.

Lumension Security - State of Endpoint and Security DSS @Vilnius 2010Andris Soroka

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The document discusses the evolving challenges of endpoint management and security, highlighting the shift from static networks to more distributed and mobile systems. It addresses the impact of consumerization of IT, growing compliance requirements, and the necessity for organizations to adopt a trust-centric approach to mitigate risks. Additionally, it reviews the economic implications of data breaches and the complexity of modern IT environments, advocating for a new, optimized risk management strategy.

What's 3D costing your business?Adigital

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The document discusses the costs and challenges businesses face with 3D Secure payment systems, including fraud management and chargeback liabilities. It highlights the enrollment rates and dropout trends across various countries, emphasizing the mixed effectiveness of 3D Secure in preventing fraud. The content also outlines technical challenges and consumer expectations regarding security during online transactions.

The Canadian Tourism Industry: A Special ReportLyle Hall

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The document presents a special report on the Canadian tourism industry, emphasizing its vital role in the economy with $78.8 billion in economic activity and 603,400 jobs. It highlights the challenges faced, such as declining international arrivals and a significant travel deficit, while also noting opportunities for growth through improved marketing and accessibility. The report indicates the importance of electronic payments in bolstering tourism spending and the need for strategic investments to enhance Canada's competitive standing in the global tourism market.

Capitalizing on Market Changes to Grow Your Card Programs (Credit Union Confe...NAFCU Services Corporation

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The document discusses strategies for credit unions to capitalize on market changes in payments and consumer behaviors to grow their card programs. It highlights the importance of analytics, targeted marketing, and product segmentation to enhance member engagement and generate revenue. Successful case studies are provided to illustrate the effectiveness of specific campaigns in activating debit card usage and increasing interchange revenue.

What You Need to Know About Your Credit Card Before Traveling AbroadJustAskGemalto

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Travelers should be aware that U.S. magnetic stripe credit cards may not work in many countries due to the global shift toward EMV chip technology, which enhances security. Nearly half of U.S. travelers face issues abroad, leading to lower usage and potential trip disruptions. To avoid complications, travelers are advised to plan ahead, opt for EMV-compliant cards, and stay informed about local payment standards.

Visa Europe : eCommerce strategypetirico

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The document discusses the expansion of Visa's leadership in the ecommerce and e-payment sectors, highlighting the growth of the ecommerce market and the various payment systems involved. It also covers Visa's innovations, market strategies, and recommendations for enhancing customer engagement, particularly in the European market. Key trends include the rise of ecommerce transactions, the importance of security in payment processes, and the impact of emerging technologies like mobile payments and e-wallets.

Discover Horizon Newsletter Spring 2011NAFCU Services Corporation

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This document provides a summary of recent developments in the credit card industry. It discusses how the industry is transitioning after years of tightening credit standards and regulatory changes. While loss rates are improving, issuers face challenges in generating profitable growth. The document also summarizes perspectives from analysts on opportunities and challenges for 2011, including ongoing effects of new regulations. It provides updates on Discover's international expansion and brand building efforts through sponsorships and promotions.

Smart Cards - Enablers of Electronic Commerce_DeloitteConsultingVS1998Venkatesan 'Prasad' Sundararajan

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This document discusses smart cards and their potential role as enablers for electronic commerce in the United States. It defines what a smart card is and describes its key components and features. It then outlines five key business areas where smart cards can be used: as payment vehicles, for remote access, as information managers, as marketing tools, and as customized delivery systems. It provides examples of pilots and uses in different industries like banking, campus programs, telecom, pay-TV, government benefits, travel, and identification. Finally, it discusses standards and industry groups promoting smart card adoption in the US.

How Visa & Mastercard have Impacted the Payment Industry?itio Innovex Pvt Ltv

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Visa and Mastercard transformed the payment industry by introducing convenient and secure electronic payment systems, changing consumer behavior and eliminating the need for cash. They hold significant market shares, with Visa at 40%, and have spearheaded innovations like contactless payments. Their impact has propelled global trade and facilitated e-commerce, positioning them as leaders in moving towards a cashless society.

Consumer mobile and payments innovation colin kerrRichard Peers

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This document discusses trends in mobile payments and the payments industry. It covers challenges like controlling the mobile wallet, moving pilots to general acceptance, and niche market entrants. The document also discusses how payments have become an information business and how a payments platform as a service could provide offers, analytics, integration and security. Finally, it discusses how Microsoft is well-positioned in the industry due to its ability to connect consumers, retailers, banks and mobile operators through platforms across devices.

Tecnologías emergentes y la evolución continua de los pagos electrónicos en l...Asociación de Marketing Bancario Argentino

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The document discusses the evolving landscape of electronic payments in Latin America, highlighting significant trends and challenges facing the payments industry. It emphasizes the impact of mobile payment innovations and projects substantial growth in mobile payment users and transaction values by 2014. Furthermore, it addresses the need for strategic partnerships and technological investments to navigate regulatory challenges and enhance consumer experiences in the changing payments environment.

Cards and payments keynoteArab Federation for Digital Economy

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The document discusses the rapid growth of the smart cards and payments industry globally and in the UAE. Some key points: - There are now over 1.8 billion active payment cards globally handling over $4 trillion in transactions annually. Transaction numbers are expected to grow exponentially to over 280 billion by 2018. - The UAE has leveraged its national digital ID program, with 100% enrollment, to facilitate online identity verification and transactions. This enables instant credit assessments and purchases of high-value items through digital signatures on ID cards. - Emirates ID Authority is working with payment providers to use ID cards for secure ATM withdrawals and point-of-sale transactions, significantly enhancing security and fraud prevention. Mobile

EMV COMPLIANCE & SECURE EMV CHIP TECHNOLOGY FOR EVERY RETAILER ACROSS CANADAMONEXgroup

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The document discusses the mandatory EMV compliance for all Canadian merchants by the end of 2015, emphasizing the transition to secure EMV chip technology for point of sale transactions. It highlights the advantages of EMV, including improved security through cryptography, functionalities like tip and chip technology, and contactless payments, which enhance customer service. Retailers are encouraged to adopt EMV-compliant systems to streamline payment processing and reduce risks associated with magnetic stripe transactions.

13594800_2.PPTLisa Abe-Oldenburg, B.Comm., JD.

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This document provides an overview of mobile banking and payments, including the regulatory background and risks. It discusses the evolution of mobile payment technologies like NFC, QR codes, and cloud-based options. It also outlines the various stakeholders involved and risks related to security, fraud, liability, compliance, and data management across multiple jurisdictions. The document aims to educate on the general landscape and challenges of the emerging mobile payments industry in Canada.

Payment systems for electronic commerceNishant Pahad

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Cassis international's pitchi7

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This document discusses the evolution from traditional banking to mobile payments. It notes that while there are 1.8 billion bank accounts, there are over 4.6 billion mobile devices, and 70% of people are underbanked but 70% have mobile phones. This represents a $100 billion disruption opportunity in mobile payments. New players like mobile network operators, banks, payment schemes, and technology companies are entering the mobile payments space. The document then describes the Trusted Service Management partner and its role in secure element, application management, and provisioning services. It outlines Cassis' experience in NFC and mobile payment projects worldwide since 2002 and describes its leadership team.

Payments 101 - US Payments - A PrimerKapish Kaushal

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The document is a comprehensive primer on the US payments industry, providing insights into various aspects such as regulators, card networks, traditional merchant acquirers, and technology providers. It compiles information from public sources including reports, publications, and websites to outline the structure, revenue models, and key players in the industry. Key topics covered include the roles of the Federal Reserve, major payment networks like Visa and Mastercard, and notable merchant acquirers like Vantiv and First Data.

Five Notable eCommerce Trends, Authorize.netInternet World

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The document discusses 5 notable eCommerce trends: 1. Expectation Drives Omni-Channel - Consumers expect to be able to purchase from multiple channels like mobile, web, TV. Businesses need to support omni-channel experiences. 2. PCI DSS Compliance – Maintaining Trust - Securing payment data across channels is complex but important for trust. Businesses need converged security operations with divergent customer experiences. 3. eCommerce Fraud – A Different Priority - Businesses should focus on optimizing legitimate purchases rather than eliminating all fraud by using advanced fraud tools. 4. Globalisation - International markets offer growth potential. Businesses should ensure their providers support cross

SmartCard Forum 2010 - Secured Access for enterpriseOKsystem

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Gemalto presented an overview of their identity and access management (IAM) solutions for enterprises. Their solutions include smart cards, tokens, readers, drivers, applications and authentication servers. Smart cards securely store digital certificates, user PINs, one-time passwords and encryption keys. Gemalto has several smart card families including .NET, TPC and IAS cards that provide different features like PKI, OTP authentication and certification levels. Their solutions help enable strong multi-factor authentication for secure access to enterprise networks, applications, data and facilities. Gemalto also discussed their management systems and middleware to integrate their solutions.

2013 feb13 introduction to ppi genericRichard O'Brien

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This document discusses an identity attribute registry called Greenlist that would allow for public but anonymized e-payment addresses. It would be run by accredited entities and eliminate intermediaries to enhance security. Greenlist provides benefits like increased privacy and security for consumers and merchants, faster access to cash, and new revenue sources for banks by monetizing their know-your-customer investments and improving payment networks. The solution addresses issues from regulations around identity verification and aims to keep banks central to customers' financial lives in the digital world.

GHL Corporate Overview 2011GHL Systems

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NetPay provides end-to-end payment services and infrastructure across Asia Pacific. It commenced operations in Malaysia in 1999 and has since established a presence in over 10 countries. NetPay offers a complete portfolio of payment products, solutions and services including payment gateways, terminals, encryption, and loyalty programs. It has a large customer base of financial institutions, retailers, and mobile network operators.

Identive | Publication | Identive Team Members featured in the 2011 Smart Car...Identive

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The document summarizes an open payment system called Atlas Transit System that was created by ACS to make public transit payment simple and convenient. It captures opportunities for cost savings, new revenue streams, improved fare policy flexibility while making transit more convenient for riders. ACS wants to make fare collection simple to help transit agencies focus on transportation services. It provides contact information for more details.

DF21_Main Stage_Audrey Chabin_Visa_211130FinTech Belgium

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Visa is a global leader in digital payments that connects the world through an innovative, reliable, and secure payment network. The document discusses how the COVID-19 pandemic accelerated the shift to digital payments in Europe, with e-commerce transactions and contactless payments increasing significantly. It also explores how digital money is driving new payment trends like "buy now, pay later" as well as opportunities in cryptocurrency. The presentation emphasizes that openness, partnerships, and innovation will fuel continued growth of digital money.

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Philip Andreae Presentation

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