The document shows a calculation with an initial amount of $20,000 that earns 12% interest for 1 year, resulting in $22,400. Then, $25 is invested each month for 2 years at a rate of 25% each year, earning $50,000 over the 2 years. The total amount after the 2 year period is $50,000 plus the initial $22,400 for a grand total of $72,400.
