Why character might be the most difficult yet the most important factor in evaluating a person¡¯s qualification to perform
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Character, Capacity, and Capital are considered as the three great essentials of underwriting. The surety bond industry relies on these factors to evaluate whether a principal is up to the task or not. Out of all three, character is the factor that can be easily overlooked because it falls under the heading of things that many believe they understand, or at least, the easiest to determine.
