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Being an avid supporter of innovation in banking industry, I have been involved with product, process and business development since the inception of my career. Throughout my career, I have accomplished the following noteworthy projects -

1) Developed a credit scoring model for accelerated credit assessment of small businesses and risk based pricing
2) Developed a governance manual for SME sales force to manage the life cycle of incentive based employees which includes staffing, training and development, performance management, and exit policy. 
3) Proposed the opening of four new branches for business expansion in 2017 and got approval 
4) Launched two innovative products: “IDLC Purnota...

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