1. Disrupting financial services
For many years Treasury Peer has argued and discussed the negative effects of the financial regulation for the corporate sector. This is particularly the case for the SME. Unfortunately the regulation has (especially in Europe) caused withheld investments and significantly increased the obstacles for trade. Therefore I'm participating in a large number of initiatives to find solutions to the regulatory mishap. In a sense the dysfunctional regulation has been the trigger for the disruption. We should expect it will be of the same magnitude as the one we've experienced in the travel industry. We'll experience distributed services "peer to peer", for instanc...