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Melbourne, Australia Australia

Data Scientist at Independent Consultant

Technology / Software / Internet

Credit scoring: Applied statistical modeller working on operational prediction of customer behaviour, especially in consumer finance. Employed since 1989 by vendor and client organisations for project work and R&D of products and services. Particular expertise in profitability modelling, customer responses to lender actions, and optimisation of lender policies. I use a range of non-standard modelling techniques but always hold pragmatism as more important than technical virtuosity when applied to systems that make millions of automated decisions. Cognitive science: Independent researcher developing a practical, implementable, connectionist architecture for compositional memory. This ...