In our model created over eight years ago, you can use one of our Private CFO®’s for financial planning and advice for free. You can also choose to use our personal financial dashboard technology services for a monthly fee. We can handle simple questions about budgeting, refinancing, or buying a new car. We can solve complex tax management and investment problems. We can give you the very best advice for your family because we don’t represent any product companies. . .we represent only YOU. So, isn’t it time you started to breathe easier® about life and learned more about what an oXYGen Financial Private CFO® can do for you.