鈻� Spread income is being squeezed throughout the banking industry. For many years banks have been searching for alternative sources of income. Some banks have found moderate success in building mortgage banking or SBA business lending. Others have offered a variety of investment services, often times with less success. There are, however, a couple of solutions that many banks overlook.
1. Most banks need to have BOLI (Bank Owned Life Insurance) on their balance sheet. Adding this high-yield, low-risk investment is a significant way to generate a consistent flow of net income month after month, year after year. BOLI must be written in a way that meets regulatory requirements and aligns w...
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bank planningbalance sheet managementbank consultingregulationsassest liability managementalmbanking
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