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startup entrepreneurship milestone-based funding funding angel investors informal investors venture capital innovation cashflow investment bank failure finance bankruptcy investment plan liquidity financial plan acceleration startups productivity lifehacking brazil accelerator incubator delft incubation business plan startup investor bmc vpc launchbase yesdelft business lessons learned health care curator salusion valuation time management project management prognosis entrepreneur term sheet negotiation deal making story success value proposition business model canvas financial services government funding business plan subsidy grants excel forecast revenue goal-setting efficiency personal development quality of life work-life balance mbf mbf-qs hungary greece netherlands maastricht