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land tax land rent monetary reform jobs land fees commons house prices rates growth imperative citizens dividend post growth economic growth income tax mortgages resource rents land rates sales tax resource rentals gst levying the land inequality ground rent tax credits lvt banks resilience currency reform company tax job-rich derivatives financial contagion thriving economy fossil fuels qe4people steady state economy green economics politics shadow economy investment banks economic development gdp growth land value tax henry george rating systems sir george grey urban sprawl building incentives urban renewal business land speculation sustainability post fossil fuel economy currencies gesell dual currencies economy stable state economy declining eroei bracteates land resource taxes first home owners tax reform ubi site rental auckland housing crisis auckland housing bubble auckland land levy commons rent basic income disruptive technology money creation welfare reform local government new paradigm systems theory ·Éø°ù²µ±ô