HSMA (Health Savings Matching Card) is the HSA Killer. Doubles client's money in three years, reduces out of pocket healthcare expenses and provides a great revenue stream for agents and brokers. No license required to sell the HSMA. See HMACard.com.
LifeTrooper.com also specializes in Life Insurance for investment, business needs, like buy-sell agreements, golden handcuffs for invaluable employees, and the ZERO COST annuity with guaranteed income for life.
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