Historically, cooperative and mutual insurers were created to provide access to insurance protection to underserved populations. Originally formed by credit unions, cooperatives, associations, mutual organisation and farmers groups, today ICMIF member companies in developing countries are a sustainable and highly effective way to develop appropriate and affordable insurance products to reduce the personal and business risks of low income households and microenterprises.
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microinsurancephilippinescard mbasri lankacooperative insurancejapancanadamutual microinsuranceindiaamana takafuldeveloppement international desjardinsburkina fasocifcoopsegurosdominican republicmalimusarssocodeviperviperuserviperu辫别谤煤vimosewadisaster reliefasia and oceaniasanasafinancial inclusionrisk managementcommunity welfaremutual insurance
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