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IIBI Certificate

Ishfaque Ali
Ishfaque Ali

1) Mr. Ishfaque Ali Haddad has been awarded a Certificate in Islamic Banking from the Institute of Islamic Banking and Insurance for successfully completing their certification course. 2) The Director General congratulates Mr. Haddad and encourages him to commit to avoiding dealings with moral uncertainty as Islamic principles provide a moral code to guide decisions in banking. 3) Many financial crises are caused by a lack of proper regulation and risk management, but the most important cause is the lack of commitment to moral principles, as Islamic banking requires decisions to consider fairness, society, and future generations.

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INSTITUTE OF ISLAMIC BANKING AND INSURANCE ~~~I 0-DtJ'5 Ll:.~ (loll w~lsu:J..Jr..? Mr Ishfaque Ali Haddad Cert Islamic Banking 3rd Floor, Banking Examination Department Central Bank of Oman Opposite Papa Jones, CBD Area Muscat, 112 Oman 28 th February 2014 Reg. no: IIBIICIB/10019/2013 Dear Mr Ali Haddad Certificate in Islamic Banking First, I congratulate you on successfully completing the IIBI Certificate course in Islamic banking. I am pleased to also inform you that the Academic Committee of the Institute of Islamic Banking and Insurance has decided to award you the 'Certificate in Islamic Banking'. Your transcript of subjects studied and the Certificate are enclosed. :( . ≒ -.. -.. . -.-: .: You may now use "Cert Islamic Banking" against your name. Many causes of financial crises have been put forward such as lack of proper regulation and inadequate risk management in the banking industry. However, the most important is the lack of commitment to a moral code that Islamic principles clearly provide. Islamic principles guiding Islamic banking operations allow for decisions and actions to be taken under moral certainty. However, individuals and banks have to show a clear commitment to a code of conduct that emphasises lasting moral qualities that can ensure fairness in dealings. We must always be aware of the true nature of our intention behind all actions and consequences of our actions on the well-being of society and future generations. I sincerely hope that you will have enjoyed studying the course and will commit yourself to trying to avoid dealings under moral uncertainty. For any further information or assistance please do not hesitate to contact us at any time. I offer our congratulations to you once again and with best wishes for your future. Mohammad A. Qayyum Director General DISCOVER NEW PERSPECTIVES 7 Hampstead Gate 11A Froqnal ] London NW3 6AL I United Kingdom Telephone. +44 (0)20 7245 0404 Fax. +44 (0)20 7245 9769 Email. iibi@islamic-banking.com WWW.ISLAMIC-BANKING.COM
(t,INSTITUTE OF ~ ISLAMIC BANKING AND INSURANCE Official Transcript DISCOVER NEW PERSPECTIVES Name: Programme: Ishfaque Ali Haddad Certificate in Islamic Banking Registration No: Enrolment Date: Completion Date: IIBI/CIB/10019/2013 13 th May, 2013 ze" February, 2014 Module 1: Concepts, History and Evolution of Islamic Banking ~ Basic Concept of Islamic Economics and Shari'ah ~ Nature and Conditions of a Valid Islamic Contract ~ Contracts in Islamic Banking ~ Theoretical Foundations of Islamic Banking ~ History and Evaluation of Islamic Banking ~ The Conventional Banking System Grade A B A A A A Module 2: Islamic Banking Operations and Capital Market Investment ~ Deposit Mobilisation by Islamic Banks ~ Loans and Financing by Islamic Banks ~ Fee-based Services of Islamic Banks ~ Islamic Capital Market and Investment ~ Marketing Islamic Banking Products and Services A A A A B Module 3: Regulation, Corporate Governance and Shari'ah Supervision ~ Regulation of Islamic Banks ~ Corporate Governance and Risk Management in Islamic Banking ~ Shari'ah Supervisory Board of Islamic Banks A A A Overall A The grades correspond to the percentage marks: A 75%and over, B 60-74%, C 50-59% D 49% and below Registrar ~J Director General Institute oflslamic Banking and Insurance London, United Kingdom www.islamic-banking.com
INSTITUTE OF ISLAMIC BANKING AND INSURANCE V::~'-w~1u:;l.DbJl~ LJ:;l-促..oJ1 W~.D~?..? Certificate Th is is to certify that Ishfaque Ali揃Haddad having successfully completed the prescribed course study in ISLAMIC BANKING is hereby awarded a Certificate in this subject. (WRRESEPONDING TO 28th day of February, 2014 Rabi-AI Thani, 1435 A.H. DISCOVER NEW PERSPECTIVES Institute of Islamic Banking and Insurance. London, United Kingdom. Telephone. +44 (0)20 7245 0404 Fax. +44 (0)20 7245 9769 www.islamlc-banking.corn

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IIBI Certificate

  • 1. INSTITUTE OF ISLAMIC BANKING AND INSURANCE ~~~I 0-DtJ'5 Ll:.~ (loll w~lsu:J..Jr..? Mr Ishfaque Ali Haddad Cert Islamic Banking 3rd Floor, Banking Examination Department Central Bank of Oman Opposite Papa Jones, CBD Area Muscat, 112 Oman 28 th February 2014 Reg. no: IIBIICIB/10019/2013 Dear Mr Ali Haddad Certificate in Islamic Banking First, I congratulate you on successfully completing the IIBI Certificate course in Islamic banking. I am pleased to also inform you that the Academic Committee of the Institute of Islamic Banking and Insurance has decided to award you the 'Certificate in Islamic Banking'. Your transcript of subjects studied and the Certificate are enclosed. :( . ≒ -.. -.. . -.-: .: You may now use "Cert Islamic Banking" against your name. Many causes of financial crises have been put forward such as lack of proper regulation and inadequate risk management in the banking industry. However, the most important is the lack of commitment to a moral code that Islamic principles clearly provide. Islamic principles guiding Islamic banking operations allow for decisions and actions to be taken under moral certainty. However, individuals and banks have to show a clear commitment to a code of conduct that emphasises lasting moral qualities that can ensure fairness in dealings. We must always be aware of the true nature of our intention behind all actions and consequences of our actions on the well-being of society and future generations. I sincerely hope that you will have enjoyed studying the course and will commit yourself to trying to avoid dealings under moral uncertainty. For any further information or assistance please do not hesitate to contact us at any time. I offer our congratulations to you once again and with best wishes for your future. Mohammad A. Qayyum Director General DISCOVER NEW PERSPECTIVES 7 Hampstead Gate 11A Froqnal ] London NW3 6AL I United Kingdom Telephone. +44 (0)20 7245 0404 Fax. +44 (0)20 7245 9769 Email. iibi@islamic-banking.com WWW.ISLAMIC-BANKING.COM
  • 2. (t,INSTITUTE OF ~ ISLAMIC BANKING AND INSURANCE Official Transcript DISCOVER NEW PERSPECTIVES Name: Programme: Ishfaque Ali Haddad Certificate in Islamic Banking Registration No: Enrolment Date: Completion Date: IIBI/CIB/10019/2013 13 th May, 2013 ze" February, 2014 Module 1: Concepts, History and Evolution of Islamic Banking ~ Basic Concept of Islamic Economics and Shari'ah ~ Nature and Conditions of a Valid Islamic Contract ~ Contracts in Islamic Banking ~ Theoretical Foundations of Islamic Banking ~ History and Evaluation of Islamic Banking ~ The Conventional Banking System Grade A B A A A A Module 2: Islamic Banking Operations and Capital Market Investment ~ Deposit Mobilisation by Islamic Banks ~ Loans and Financing by Islamic Banks ~ Fee-based Services of Islamic Banks ~ Islamic Capital Market and Investment ~ Marketing Islamic Banking Products and Services A A A A B Module 3: Regulation, Corporate Governance and Shari'ah Supervision ~ Regulation of Islamic Banks ~ Corporate Governance and Risk Management in Islamic Banking ~ Shari'ah Supervisory Board of Islamic Banks A A A Overall A The grades correspond to the percentage marks: A 75%and over, B 60-74%, C 50-59% D 49% and below Registrar ~J Director General Institute oflslamic Banking and Insurance London, United Kingdom www.islamic-banking.com
  • 3. INSTITUTE OF ISLAMIC BANKING AND INSURANCE V::~'-w~1u:;l.DbJl~ LJ:;l-促..oJ1 W~.D~?..? Certificate Th is is to certify that Ishfaque Ali揃Haddad having successfully completed the prescribed course study in ISLAMIC BANKING is hereby awarded a Certificate in this subject. (WRRESEPONDING TO 28th day of February, 2014 Rabi-AI Thani, 1435 A.H. DISCOVER NEW PERSPECTIVES Institute of Islamic Banking and Insurance. London, United Kingdom. Telephone. +44 (0)20 7245 0404 Fax. +44 (0)20 7245 9769 www.islamlc-banking.corn