Shift Happens

May 3, 2011Download as PPT, PDF1 like292 views

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Acta reported improved operations in Q4 2010. They saw NOK 7.3 billion invested through their portfolio account, making the new business model profitable. Additionally, real estate companies owned by Acta's clients sold 11,100 apartments in Sweden for over SEK 7 billion, yielding profits of approximately SEK 1.3 billion. Gross subscriptions in Q4 were NOK 970 million. Recurring revenues were NOK 86 million, covering fixed costs and putting Acta on track to meet their strategic goal of recurring revenues covering all costs in 2011. Assets under management were NOK 67 billion as of year-end 2010.

Basel II Norms on Operational RiskNahid Anjum

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Basel II norms define operational risk as the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events. Basel II is the international capital adequacy framework for banks that prescribes capital requirements for credit risk, market risk and operational risk. There are three approaches under Basel II to measure and manage operational risk: the Basic Indicator Approach, which is based on annual revenue of the Financial Institution; the Standardized Approach, which is based on annual revenue of each broad business line; and the Advanced Measurement Approaches, which rely on the bank's internally developed risk measurement framework.

Spring 2011 final projectbobmcgonigle

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The document discusses the Mumbai Dabbawalas lunch delivery system. It summarizes that the Dabbawalas were successful due to their [1] operational efficiency through coding, teamwork, and logistics; [2] work culture of ethics, customer focus, and unity; and [3] low expectations and good reputation over time with no competitors. Some challenges they may face are low earnings, increased competition, and changing roles of housewives. However, the document predicts the Dabbawalas will survive for 50 more years due to their customer-centric philosophy and rising costs of outside food. It suggests the Dabbawalas could find new customers.

comparision btvn indusland bank and bank of maharashtrakhanashi

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Induslnd Bank and Bank of Maharashtra are two Indian banks. Induslnd Bank draws inspiration from the Indus Valley civilization and has a board including Mr. R. Seshasayee as Chairman and Dr. T. T. Ram Mohan. It has credit ratings of 'ICRA AA' and 'ICRA AA-' from ICRA and ratings from other agencies. Bank of Maharashtra has a long history in Maharashtra due to its strategic location and resources; the first commercial bank in the region was the Bank of Bombay established in 1840. Both banks offer various deposit schemes like savings deposits, current deposits, and term deposits to customers.

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Interesting Factsjackkillbill

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Spring 2011 final project masterbobmcgonigle

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This document summarizes the plans for a grid-tied solar PV system with the following key details: 1. The system will be installed on a home with an annual electricity usage of 11.6 kWh and will include high efficiency solar panels limited by the inverter's minimum startup voltage. 2. Site analysis found a big maple tree could be a problem for optimal solar exposure, with panels planned to face east and west. 3. Components included are Zep mounting system, KACO inverter, and calculations were done to determine panel configuration, voltages, currents, conductor sizing, and point of connection.

Tutorial casio 2011Manuel Machuca S

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Este programa resuelve tres tareas principales en tres oraciones o menos: 1. Solicita datos de entrada sobre las caracter铆sticas de un circuito el茅ctrico como tipo de circuito, demanda m谩xima, tensi贸n nominal, factor de potencia, longitud del conductor y ca铆da de tensi贸n m谩xima permitida. 2. Calcula la corriente de dise帽o, la ca铆da de tensi贸n en el conductor seleccionado y la secci贸n y corriente nominal de dicho conductor en base a los par谩metros de entrada y tablas de corrientes nominales. 3.

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The document presents a series of lateral thinking puzzles and riddles. It aims to illustrate the need for innovation by challenging the reader to think creatively about unconventional solutions. Some examples include an engineer fixing a lightbulb theft issue by changing the threading, and a shoe shop manager reducing thefts by displaying single shoes to force thieves to take mismatched pairs. Overall, the document encourages out-of-the-box thinking to address problems in novel ways.

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The document summarizes a proposal for a space elevator - a structure that could transport material from Earth's surface into space using a cable anchored to the Earth and extending into space. Key points: - The space elevator would consist of a carbon nanotube cable anchored to the Earth and extending 62,000 miles into space, with a counterweight beyond geostationary orbit to keep the cable taut. - Robotic climbers would ride the cable into space, powered by lasers on Earth. Climbers could transport up to 13 tons of cargo at 118 mph. - In addition to transporting cargo, the proposal suggests the space elevator could transport people to the Moon or Mars using the rotational

Market segmentation of IFB commercial dishwasher Nahid Anjum

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This document summarizes the market segmentation for commercial dishwashers sold by a $250 million company. It discusses the demographics of customers in hotels, restaurants, and hospitals. It also outlines the key operating variables, purchasing approaches, situational factors, and buyers' personal characteristics to consider when marketing these dishwashers. Purchasing criteria include online/direct approaches and seeing product details and demos. Buyers are motivated by efficiency, cost savings, and best serving customers.

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This document provides an overview of the FMCG sector including its characteristics, levels, job roles, requirements, and how it differs from other sectors like IT and financial. It analyzes 4 FMCG players - Cadbury, GSK, ABD, and Heinz. It discusses the FMCG sector in terms of its characteristics like stability, growth potential, and nationwide opportunities. It outlines the different levels and job roles in the sector and how one can progress between the roles. It also covers the requirements, schemes, policies, and benefits of working in the FMCG sector.

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The document provides information on a project report submitted by students to their professor on measuring brand image of Sony. It includes: 1) A history and evolution of Sony from its founding in 1946 to present day, outlining major product launches. 2) An overview of the Brand Asset Valuator (BAV) model used to measure brand health across four pillars - differentiation, relevance, esteem, and knowledge. 3) Details on data collection for the project, including a quantitative questionnaire and qualitative research methods like focus groups and interviews to understand consumer perceptions of Sony.

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This document provides details about a project report submitted by Nahid Anjum for her post graduate program in business management. The report focuses on her experience working with Spencer's Retail in Kolkata. It includes an acknowledgment section, preface, objectives of the project, introduction to Spencer's Retail including its history, operations, and vision. The report also discusses the importance of technology in retail and Spencer's implementation of an ERP system to support its rapid growth.

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The document discusses the means-end-chain framework and applies it to laptops. It introduces means-end-chain theory, then discusses a laptop product by outlining its concrete and abstract attributes, functional and psycho-social benefits, and instrumental and terminal values according to the means-end-chain model. The document aims to analyze how attributes, benefits, and values are related for laptops using the means-end-chain approach.