Head of Retail and Bancassurance (Life-P&S,GI, Health,Group Life) Tokio Marine KSA
Joy is Fellow of Australian Institute of Management and an alumnus of IIM-Kozhikode (specialization in Strategy and Marketing) with over 21 years experience in Insurance-Life & Nonlife ,Consultancy,Credit Rating,Financial Services distribution & Healthcare.
Before joining Alinma Tokio Marine (A Life & Non Life Composite JV Between Alinma Bank Saudi Arabia & Tokio Marine Group,Japan) Joy was COO for AVTEG Group & Country Director for TR7 HealthCare India Pvt. Ltd. ,prior to that he was associated with Onicra Credit Rating as Vice President & Business group head ,prior to this; he was associated with Indiabulls Financial services ltd. as Vice President for the financial product distribut...