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cohousing options canada canadian cohousing network community wealth ontario home opportunities roots to roofs canada cohousing sustainability cusw us cohousing association workforce housing indigenous housing sage senior cohousing advocates cmhc affordable housing coliving non-profit canadian senior cohousing society kristopher stevens financing model family canadian union of skilled workers aswa university of toronto meridian credit union ontario co-operative ecovillage ontario sustainable energy association elder maureen bondar judy shepalo monique fuchs owen sound glassworks coop sweetfern real estate powering prosperity democracy biomass precarious workers ministry of energy bioeconomy opportunity security jobs democratic union skills encore career climate change semi-retirement biomass north blended skills sudbury toronto hamilton children shared appreciation loan municipalities economic development roma rural ontario municipal association hopes fears risk smart net alliance green energy drinks ottawa brampton attainable housing resilient resource group ownership co-operative home ownership home opportuntities angus laurie daniels school of architecture vancity seniors indigenous first nations t'sou-ke ?aq'am housing sustainable development affordable co-care vancouver island bc guelph david mcauley high performance participation participatory democracy round table summary coho us ccn innovation