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Hi there. I am just a simple guy who enjoys savings and $ help to inspire me as this is where i find my confidence and self worth. Having being slave to credit card debts of over $10 000 for 10 years and manage to pay them couple of years back, I always say no whenever someone ask me to apply another card. I hope to be super rich in Singapore and Malaysia and hopefully devote 98% of this wealth for those who share the same plight and dilemma with me before. Let us not wait for the government or even charity groups to help us because its very difficult to get help. Let us offer our help to the poor whenever we could :) Remember Singapore "Mother Theresa", she must be feeling sorry for those o