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interchange fees consolidated billings transaction authorization po requirements fmcsa carrier safety measurement system safety incentive programs trucking safety motor carrier safety score roadside inspections sms csa 2010 safety investigations driver safety safestat csms transaction disputes fleet management fuel card companies fleet operating expenses fuel card fuel credit lines cash price fuel fuel network truck stop network b2b processing commercial payments fraud prevention marine fuel procurement processes government procurement electronic procurement account misuse government transaction processing fuel procurement marine bunkering payment programs billings and payments payment program sales networks over-the-road trucking fleet cost-drivers truck manufacturing loyalty programs national account programs driver recognition fleet recruitment safety recognition fleet retention driver loyalty fleet benefits driver communications dispatcher relations commercial billings purchasing controls specialized billings purchasing policies p-cards closed-loop network niche procurement sales functionality billing process optimization b2b business-to-business commercial invoices educational market business opportunity non-profit market invoice b2i institutional growth institutional market government business billing statement price tolerances check processing bill duplicate filters price verification transaction data invoice verifications invoice accuracy invoice processing commercial billing and payments duplicate invoices invoice compliance invoice completeness reconciliation process accounts payable open-loop network split billings level 1 data level 3 data level 2 data procurement policies government bankruptcies