Married to Margot Dunphy and have a 5 yr old son named Jai Mateo. Grew up on Ft. Ord in Monterey County, lived in Chiba, Japan after university, then SF for grad school. Worked and lived in Monterey for3.5 yrs while with HSBC Bank and now back in Bay Area with Visa Intl. Boring yes, but I'll put more interesting stuff later. :)
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