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Guard your heart above all else, for it determines the course of your life. ~ Pro 4:23 Life's Priorities: FAITH, FAMILY, FRUGALITY FAITH is the confident belief or trust in the truth or the trustworthiness of a person, idea, or thing. FAMILY is a group of people united by certain convictions or a common affiliation. FRUGALITY is being thrifty, living within your means and avoidance of waste. This is not about being cheap, it's about being wise in your spending so one has more to spend on the nicer things of life. ~ The Serenity Prayer God grant me the serenity to accept the things I cannot change; courage to change the things I can; and wisdom to know the difference.