Ex Banker taken VRS in 2001 from Bank of India. Chairman Bhandara Regional Rural Bank. After VRS completed Ph.D from Yashawantrao Chavan Open University, Nashik in the Subject of Agril.Extension and became Maharashtra Trainer in Micro-finance. Presently Chief Co-ordinator of Rural Development at Manas Rural Development Institute, Thane, Consulatnt in AFC Ltd, and IBPS, Mumbai. Visiting Faculty in YCMOU,Nashik