15+ years of experience with leading Bank and FIs across Credit, portfolio risk Management, Channel management & Analytics, client acquisition
Hands-on experience in Credit appraisal of SME and large corporates across various cities; Indepth understanding of SME & Consumer Banking Lending products across following areas
 Credit appraisal of SME, Mortgages and Retail lending
 Channel and Business Management
 Product development, process design and implementation
 Service Quality
 Productivity and profitability Enhancement