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An entrepreneur, creative thinker and marketer, I'm the founder and Chief Marketing Officer of Higher One. Higher One works with Universities to help them save money and increase service to students through a refund management and banking and debit card program. Higher One's marketing programs have led the to adoption rates at some client institutions as high as 3 out of every four students. Higher One's B-4 word of mouth marketing program is an integral part of Higher One's marketing support for new program launches. I also am one of the founders of the Yale Entrepreneurial Society and remain actively involved entrepreneurial community as an active connector of people and ideas, both th