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0804 Idlo Chennai

Jerry Michalski
Jerry Michalski

The document discusses the potential uses of social media in microfinance. It outlines the evolution from Web 1.0 to Web 2.0 and the rise of social and participatory media like blogs, wikis, social networking sites, photo sharing, and more. It argues that these tools can offer opportunities for microfinance by facilitating communication, collaboration, and sharing of information among various stakeholders in microfinance.

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Social Media: Uses in Microfinance (Real and Potential) IDLO Microfinance Project Chennai, April 4, 2008 Jerry Michalski
Whos speaking 1987-1998 as a technology industry analyst Avocation vocation Identifying trends Bridging business, society and tech Famous boss (Esther Dyson) 1998-now: independent consultant Guide to the relationship economy Raised in Peru and Argentina Champion for ordinary people
Important context The dominant worldwide platform: Today: Calls, SMS, Web Remittances ( G-Cash ) Soon: Pictures Video Your bank Much more Sullivan: You Can Hear Me Now: How Microloans and Cell Phones are Connecting the World's Poor to the Global Economy Ask Aslam!
Our workshops tag is IDLO2008Chennai
Im using it already Memorable (yet private) Short Unique No permission needed Photos on Flickr Links on del.icio.us Videos on YouTube
What well cover What is social media? Web 1.0, 2.0 (3.0?) More than a technological shift What opportunities does it offer? Fit with microfinance What organizations are doing What is now possible
Web 1.0 Web pages/sites Weblogs Wikis Email, mailing lists Instant messaging
Weblogs Component parts Posts Permalinks Comments Blogroll Useful microfinance blogs MicroCapital.org Acumen Fund blog Newest Post Blogroll Title
Wikis Wiki-wiki means quick in Hawaiian Group editable websites Make page links [like this] Four examples Wikipedia (e.g., its page on microfinance ) TaxAlmanac.org (Intuit) BarCamp.org (unconferences) A site I set up for you (on a free service)
Web 1.0 communication tools Email, mailing lists Instant messaging (IM) Voice over IP (VoIP)
Web 2.0 More interactive More connected More social More open More complicated and unpredictable
Media sharing Photo sharing: Flickr (now part of Yahoo) Video sharing: YouTube (now part of Google) Link sharing: del.icio.us (now part of Yahoo) Document sharing: Google Docs Library sharing: Shelfari Event calendars: Upcoming (Yahoo also) almost anything you can think of Two key features: tagging and social networking
Social networking sites All the sites on the previous page Facebook One persons profile And thousands of Facebook apps MySpace Bebo Hundreds of others
Mashups HousingMaps.com ChicagoCrime.org ( arson ) digglicious (Digg + del.icio.us) ProgrammableWeb
New communication tools Nanoblogging Twitter Lifestreaming FriendFeed ( mine ) Web conferencing Facebooks mini-feed
And more How-to 5min Life Videopedia Howcast Where to? PickupPal IsAnyoneGoingTo Market makers CellBazaar Tradenet
All add up to An architecture of participation
Not just a technology shift Assume good behavior Let community fix bad behavior Costs have plummeted Power has shifted Emphasis on Social Open
Openness: a framework Open Source Open Content Open Process Mix and match
Mobs or collective intelligence? Mackay (1841): the Madness of Crowds Hardin (1968): The Tragedy of the Commons Shirky: Here Comes Everybody Tapscott: Wikinomics Surowiecki: The Wisdom of Crowds Rheingold: Smart Mobs Benkler: Sharing Nicely
Persistence
All the stakeholders Other intl resources UN, NGOs, etc. Volunteer corps Global idea banks Supranational movements Government ministries Finance Development Central bank Womens rights Global market makers Kiva MicroPlace Etsy Asia Europe The Americas Africa IDLO MNCs (banks) Apex Orgs (funds, accel.)
And more MFIs Their Families Health Education Knowledge Bias/access Housing Remittances Their Markets Demand Logistics Coordination Intermediaries Asia Europe The Americas Africa IDLO MNCs (banks) Apex Orgs (funds, accel.) Borrowers Lending Circles
Questions? Jerry Michalski [email_address] www.sociate.com +1 (415) 465-0256
Google Popdex Technorati Feedster The Blogosphere Wiki (1995) A Map Personal Home Pages Justin Hall (1994) Weblogs (1997) Search Engines RSS Feeds RSS Aggregators Ward Cunningham Other services Flickr del.icio.us Google Maps Mashups CamelCase CamelCase
A map of the trends

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0804 Idlo Chennai

  • 1. Social Media: Uses in Microfinance (Real and Potential) IDLO Microfinance Project Chennai, April 4, 2008 Jerry Michalski
  • 2. Whos speaking 1987-1998 as a technology industry analyst Avocation vocation Identifying trends Bridging business, society and tech Famous boss (Esther Dyson) 1998-now: independent consultant Guide to the relationship economy Raised in Peru and Argentina Champion for ordinary people
  • 3. Important context The dominant worldwide platform: Today: Calls, SMS, Web Remittances ( G-Cash ) Soon: Pictures Video Your bank Much more Sullivan: You Can Hear Me Now: How Microloans and Cell Phones are Connecting the World's Poor to the Global Economy Ask Aslam!
  • 4. Our workshops tag is IDLO2008Chennai
  • 5. Im using it already Memorable (yet private) Short Unique No permission needed Photos on Flickr Links on del.icio.us Videos on YouTube
  • 6. What well cover What is social media? Web 1.0, 2.0 (3.0?) More than a technological shift What opportunities does it offer? Fit with microfinance What organizations are doing What is now possible
  • 7. Web 1.0 Web pages/sites Weblogs Wikis Email, mailing lists Instant messaging
  • 8. Weblogs Component parts Posts Permalinks Comments Blogroll Useful microfinance blogs MicroCapital.org Acumen Fund blog Newest Post Blogroll Title
  • 9. Wikis Wiki-wiki means quick in Hawaiian Group editable websites Make page links [like this] Four examples Wikipedia (e.g., its page on microfinance ) TaxAlmanac.org (Intuit) BarCamp.org (unconferences) A site I set up for you (on a free service)
  • 10. Web 1.0 communication tools Email, mailing lists Instant messaging (IM) Voice over IP (VoIP)
  • 11. Web 2.0 More interactive More connected More social More open More complicated and unpredictable
  • 12. Media sharing Photo sharing: Flickr (now part of Yahoo) Video sharing: YouTube (now part of Google) Link sharing: del.icio.us (now part of Yahoo) Document sharing: Google Docs Library sharing: Shelfari Event calendars: Upcoming (Yahoo also) almost anything you can think of Two key features: tagging and social networking
  • 13. Social networking sites All the sites on the previous page Facebook One persons profile And thousands of Facebook apps MySpace Bebo Hundreds of others
  • 14. Mashups HousingMaps.com ChicagoCrime.org ( arson ) digglicious (Digg + del.icio.us) ProgrammableWeb
  • 15. New communication tools Nanoblogging Twitter Lifestreaming FriendFeed ( mine ) Web conferencing Facebooks mini-feed
  • 16. And more How-to 5min Life Videopedia Howcast Where to? PickupPal IsAnyoneGoingTo Market makers CellBazaar Tradenet
  • 17. All add up to An architecture of participation
  • 18. Not just a technology shift Assume good behavior Let community fix bad behavior Costs have plummeted Power has shifted Emphasis on Social Open
  • 19. Openness: a framework Open Source Open Content Open Process Mix and match
  • 20. Mobs or collective intelligence? Mackay (1841): the Madness of Crowds Hardin (1968): The Tragedy of the Commons Shirky: Here Comes Everybody Tapscott: Wikinomics Surowiecki: The Wisdom of Crowds Rheingold: Smart Mobs Benkler: Sharing Nicely
  • 22. All the stakeholders Other intl resources UN, NGOs, etc. Volunteer corps Global idea banks Supranational movements Government ministries Finance Development Central bank Womens rights Global market makers Kiva MicroPlace Etsy Asia Europe The Americas Africa IDLO MNCs (banks) Apex Orgs (funds, accel.)
  • 23. And more MFIs Their Families Health Education Knowledge Bias/access Housing Remittances Their Markets Demand Logistics Coordination Intermediaries Asia Europe The Americas Africa IDLO MNCs (banks) Apex Orgs (funds, accel.) Borrowers Lending Circles
  • 24. Questions? Jerry Michalski [email_address] www.sociate.com +1 (415) 465-0256
  • 25. Google Popdex Technorati Feedster The Blogosphere Wiki (1995) A Map Personal Home Pages Justin Hall (1994) Weblogs (1997) Search Engines RSS Feeds RSS Aggregators Ward Cunningham Other services Flickr del.icio.us Google Maps Mashups CamelCase CamelCase
  • 26. A map of the trends