About Virtual Financial Group Cutting Edge Resources
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The document outlines the key benefits and opportunities available through a virtual insurance agency platform: - Access to a large global insurance market worth $82 trillion serving over 360 million people worldwide. Backed by one of only 9 "too big to fail" parent companies with over $500 billion in assets. - Ability to offer a wide range of top-rated insurance products and carriers through an $80 million home office platform supporting over 300 employees. - High compensation potential including 126% first year payouts and some of the highest renewals in the industry up to 5.85%. - Leveraging social media and technology allows building a business virtually anywhere without overhead costs or time commitments of traditional agencies.
About Virtual Financial Group Cutting Edge Resources
- 1. Let me get this Straight.
- 2. So you are telling me. You are in one of the LARGEST INDUSTRIES in the world $82 Trillion Bigger than Retail & Real Estate Combined by nearly double Over 200 Years old Your Home Office Paid 24 x more out commission than the #1 Brick & Mortar IMO $732 Million vs Under 30 Million 2015
- 3. So you are telling me. Your Parent Company AEGON has over Half a Trillion in Assets They Are considered to Big to Fail globally One of only 9 companies in the world Subject to stricter Accounting & Reserve Requirements They are currently doing business in 22 Countries 25% of their Revenues come from Transamerica USA Transamerica is over 100 Years old They have over 100 Billion in Assets They have the #1 IUL in the USA for the last 13 Quarters in Row And it is a Proprietary IUL only your Agency can offer
- 4. So you are telling me. You can offer over 200 World Class A Rated Carriers Over 500 Products under one Platform An $80 Million Dollar Home Office Over 300 full time Transamerica Employees A $20 Million Dollar Computer System A compliance department A commission department A marketing department A technology department A legal department
- 5. So you are telling me. The Products you can offer include: Life & Annuities: (over 200 Carriers) P & C Homeowners Auto & Business in 50 states (no license) You have 2 options for online estate plans (no license) You have High End Estate & Business Planning Options You have Transamericas Worksite Marketing Program You have a Broker Dealer Transamerica Financial Advisors TFA You have a Registered Investment Advisor RIA You offer 401k Programs (Southwest Airlines is one of your clients) You have a Proprietary 18 Page Financial Needs Analysis You can do business in All 50 States plus Canada You can get agents with Credit Challenges Appointed
- 6. So you are telling me. Your comp plan offers: 126% Gross 1st year payout (179%/156% total) (Most IMOs payout 100% with 0 or 2% renewals) Double the avg overrides 36% (Build half the size agency & earn the same money) (17% on 1st generations) Monthly Bonuss 9% & Quarterly (based on 80 million monthly) 100% advance commission with 5 carriers 40% Advance on Submission & 60% on Issue 2 pay cycles per week Highest renewals in the industry 5.85% & 3.42% Vesting and 3 Ownership Programs
- 7. So you are telling me. I can save lots of money & time: I do not have to have an office I do not have to attend meetings I do not have to drive to my appointments I do not have to sell the policies myself I can delegate it to a 20 Year Veteran Consultant I can build an agency as large as I want I have no time clock, quotas or territories Your company, leaders, system, resources & tools will help train, recognize, build and support my agents You do not take an exchange leg upon Promotion to SVP You do not require me to Co Leader 75% of my overrides away to a local office leader
- 8. So you are telling me. I can harness the True Power of Social Media facebook, Linkedin, Twitter, youtube, google + etc Social Media has changed the way the world does business Linkedin is the #1 Business Networking Place in the World You will train me how to leverage Social Media to Build a Global Business in the Largest industry in the World I will no longer be stuck building in only one city where I live You are bringing together the largest industry in the World with Social Media the biggest change in human communication in our lifetime
- 9. So you are telling me. You have developed a 21st Century formatted business system to Build an Insurance Agency Virtually You developed your own Unique Business Language You have Inviters, Managers/Leaders & Experienced Consultants You have developed and assembly line concept so a New Type of Entrepreneur can work in the lucrative financial services business Only 454k Insurance Agents vs 37 Million Small Business Owners You will teach me how to Build a Real Business Income vs just sales self employed income (Cash Flow Quadrant) You have access to all of WFG & Wealth Waves Tools & Training
- 10. So you are telling me. You have 21 Century Marketing System in Place VFGpro 40 Custom Landing Pages 2 Replicated Websites 3 Drip email campaigns Advertising Co-ops Mobile Pages Split Tests Real Time Analytics Text & Email Alerts Social Media Sharing 12 Company Videos Custom Lead Funnels
- 11. So you are telling me. Custom Simple CRM Customer Relationship Manager Enterprise System Client Acquisition Mgr Lead Wizard Task Manager Google Integration Android Integration Phone Scripts Text templates email templates Shared Files & Notes Automatic Notices
- 12. So you are telling me. I can live the Lifestyle of The New Rich (4 Hour Workweek) I will have the Freedom to Travel anywhere I want and stay as log as I please Freedom to Increase my Relative Income (100k in NY is Not the same as 100k in Costa Rica) Freedom to NOT pay state taxes Freedom to Live anywhere in the World Freedom to Live in Peaceful Scenic Remote Mountains, Lakes, Rivers or Beaches Freedom to spend time with the ones I love
- 13. So you are telling me. Obviously No Company can match the Platform & Support your Home office offers with AEGON & Transamerica And I would pay at least $750 per month to get a fraction of the Virtual Platform Tools & Resources individually on my own. (emoney $324 monthly, Infusionsoft $379 mo & E & O $50 mo) Here I only pay $19.95 per month plus E & O which could even be free with production. It is a ridicules offer I cant think of any logical reason why I would not want to give this business a serious shot A True No Brainer
- 15. Yes you are!!!!!!!!!!!! More time for your Priorities Family, Health & Spiritual You can Eat Healthier More time for Exercise Travel Time saved Flexible hours Gas Savings Wear Casual Clothing Save on cost of Business Clothing/Shoes/Dry Cleaning Save on Car Wear & Tear Safety & Convenience of Being Home for Your family & Not on the Roads Watch Webinars Live or Recorded Stay Connected to VF when you travel Can do appointments all hours late & early You can work in 8 Time Zones You can do 3x more appointments in 1 day More convenient for clients to meet online instead of in home or office Save on Postage expense No Cost for literature & brochures No Securities License No Regular Hotel Event expenses No Annual Convention Trip & expenses No Office Lease to sign No Overhead No Office Rent No Office Liability Insurance No Office Admin expense No File Cabinets No Office Phone Bill No Office furniture expense No Office Politics No Cold Calling No Boss or "Big Brother" watching over No Coffee break time wasted No Co-workers to interrupt you or waste your time Not Affected by Bad Weather No Risk of Driving Accidents No Danger for your safety on appts in bad areas or car theft Tax Advantages of a Home Office Better Suited for Spouse/Family involvement in business Be home to have dinner with your family Be home to check and help with homework Be able to attend your children's games, plays, school meetings & events Be Happier Be Healthier Be More Productive
- 16. Compared to other businesss VS Traditional Franchise or Business No Franchise Fee or Large Investment Upfront No Building Lease to Sign No Lease to Pay For No Liability Ins No Health Insurance Requirement No Minimum Wage Issues No FICA (Federal Tax) No Employees No Payroll or Payroll taxes No Bookkeeping or Accounting Necessary No Sales Taxes No Trash, Sewer & Water Bill No Inventory No Parking Problems Low Startup cost Under $3-400 No or Low Advertising Expense VS Traditional Network Marketing or Home Based Business No Lotions or Potions No BS Training Programs or E Currency Products No Making Money off books & tapes or events to company agents No Auto-Ship No Binary/Matrix or BS Comp plan No Product that can be sold at Costco for 1/4 the price Rep can make a living in Sales Recruiting is Not Required
- 17. This sounds way too good to be True
- 18. Global Agency Over 50% of US Cities have a population under 25,000 360,000,000 Million People 14,400 x Bigger Market
- 19. Transamerica/Aegon Too BIG To Fail Only 9 Companies Essential to the Global Financial Stability Over 200 Carriers Over 500 Products $80 Million Home Office $20 Million $20 Million Computer System 300 full time employees
- 20. Top Compensation
- 21. Social Media
- 22. Technology
- 23. Business System