Adaptive immunity can be acquired naturally through infection or artificially through immunoglobulin injection or vaccination. It involves two main mechanisms: humoral immunity where B cells produce antibodies, and cell-mediated immunity where T cells attack foreign material directly or through cytokine release. Adaptive immunity is characterized by antigen specificity, diversity, immunological memory, self/non-self recognition, and anamnestic responses. B and T cells develop through selection processes in the bone marrow and thymus respectively to respond appropriately to pathogens.