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Trading with Algobit provides automated trading signals for short term trades to simplify the trading process. The system generates and executes trades on your behalf so you don't have to manually trade. All you need to do is follow the signals that Algobit's system provides for a premium trading experience without having to do the work yourself.
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Employees need to be automatically enrolled if they:
Are aged between 22 and State Pension Age
Earn more than ?10000 a year (2014/15 limit)
Work in the UK
If a company does not have a qualifying pension scheme then it must introduce one. If the employer doesn¡¯t currently make a contribution to the pension, they will have to by law when they ¡®automatically enrol¡¯ entitled workers.
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One Year in into the Pension Reform
More than 750,000 members
Over 2,350 employers
Opt outs around 8 per cent
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How do I find it out? Visit The Pensions Regulators website
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Submitted By:
Ambayec, Jeron
Bernaldez, Kiezha Joan
Ibasco, Nethaniel
Tabogoy, Denver
CHAPTER 1
INTRODUCTION
As students face challenges of commuting daily, many students experience problems like traffic and insufficient public transportation services as they commute which negatively impacts their ability to attend school on time and their academic performances. Narrow roads with poorly designed intersections, weather conditions like heavy rainfall, and long distances are all issues that impact the travel time of students, affecting their participation in classes and their performances in school.
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The costs of commuting also depend on the distance that students travel and the longer they travel, the more the commute cost grows which lays a financial burden among the students. The financial burden, delayed travel time and mental fatigue are all reasons as to why commuters lose their motivation to succeed in school which can cause tardiness. Tardiness has been proven to have a significant impact on students¡¯ school performances. By being late, they may miss out classes or miss out lessons that are vital to learn in order to achieve academic success.
Even though the struggles of commuting among students has been widely recognized, there is a lack of research that addresses how different modes of transportation like for example (e.g., public transport vs. private vehicles) impact the lives of students and how they perform in school. This study aims to fill this gap by assessing how different modes of commuting affect students¡¯ school experiences, academic outcomes, and overall well-being, particularly at Thompson Christian School.
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Planning for Success
What is Auto Enrolment?
¡®Workplace Pension Reform¡¯ is the term used to describe the changes to pensions in the UK, where employees are automatically enrolled into an ¡®Automatic Enrolment¡¯ pension scheme, as long as they ¡®qualify¡¯.
A workplace pension, which is arranged by the employer, is a way for employees to save for retirement. Some workplace pensions are also called ¡®occupational¡¯, ¡®works¡¯, ¡®company¡¯ or ¡®work-based¡¯ pensions.
If a company already has a pension scheme they will need to check that it ¡®qualifies¡¯ if their plan is to use that scheme as their ¡®Workplace Pension¡¯.
Companies who do not currently have a pension scheme setup will need to set up an ¡®Auto Enrolment¡¯ scheme. The pension scheme must ¡®qualify¡¯ - meaning the employee and employer contributions match or exceed the minimum contributions (detailed later in this document) and also that no restrictions are placed on membership.
Every company will be required to offer employees the chance to join a pension scheme, which both the ¡®employee¡¯ and ¡®employer¡¯ will contribute in to. The employer has to contribute at least the minimum contribution into the scheme in order for the scheme to qualify.
In most cases the government also add money into the pension scheme in the form of tax relief.
Employees need to be automatically enrolled if they:
Are aged between 22 and State Pension Age
Earn more than ?10000 a year (2014/15 limit)
Work in the UK
If a company does not have a qualifying pension scheme then it must introduce one. If the employer doesn¡¯t currently make a contribution to the pension, they will have to by law when they ¡®automatically enrol¡¯ entitled workers.
Employers are responsible for ensuring they have a compliant pension scheme in place and that the correct employees and employers contributions are paid into the scheme.
One Year in into the Pension Reform
More than 750,000 members
Over 2,350 employers
Opt outs around 8 per cent
Staging Dates
Each company will have their own staging date, your auto enrolment staging date is determined by the size of your PAYE scheme on the 1st April 2012. Staging dates will be staggered, with larger employers starting sooner and small employers starting later.
How do I find it out? Visit The Pensions Regulators website
Use the Staging Date Calculator
www.thepensionsregulator.gov.uk/
A company can choose to move it¡¯s staging date to an earlier date but it cannot be moved to a later one.
A pension scheme can be setup for employees at any time. You do not have to wait until auto enrolment is introduced.
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Submitted By:
Ambayec, Jeron
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Ibasco, Nethaniel
Tabogoy, Denver
CHAPTER 1
INTRODUCTION
As students face challenges of commuting daily, many students experience problems like traffic and insufficient public transportation services as they commute which negatively impacts their ability to attend school on time and their academic performances. Narrow roads with poorly designed intersections, weather conditions like heavy rainfall, and long distances are all issues that impact the travel time of students, affecting their participation in classes and their performances in school.
The narrow roads with poorly designed intersections can increase the time students take to travel as it increases the risks of accidents and causes traffic congestion, and weather conditions like rainfall can limit the options that students can take to travel. Students that live far away from school are most likely to experience mental fatigue as they exhaust themselves to travel back and forth from school everyday. According to Tabios (2023), there is also a rise in stranded commuters due to the insufficient presence of public utility jeepneys (PUJs) during rush hours and with this lack of anticipation from the city government of Davao, many people especially students bear the inconvenience of not getting a ride right away, from enduring the scorching heat to evading the frigid rainfall. By this fact, it is an example of how insufficient the public transportation services are in Davao City which negatively impacts the students¡¯ ability to attend classes on time particularly in Thompson Christian School.
The costs of commuting also depend on the distance that students travel and the longer they travel, the more the commute cost grows which lays a financial burden among the students. The financial burden, delayed travel time and mental fatigue are all reasons as to why commuters lose their motivation to succeed in school which can cause tardiness. Tardiness has been proven to have a significant impact on students¡¯ school performances. By being late, they may miss out classes or miss out lessons that are vital to learn in order to achieve academic success.
Even though the struggles of commuting among students has been widely recognized, there is a lack of research that addresses how different modes of transportation like for example (e.g., public transport vs. private vehicles) impact the lives of students and how they perform in school. This study aims to fill this gap by assessing how different modes of commuting affect students¡¯ school experiences, academic outcomes, and overall well-being, particularly at Thompson Christian School.
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Hospital Leadership: Strategies for navigating complex challenges while maintaining a patient-first focus.
Healthcare Technology: Innovations in AI, data analytics, and digital health tools that are transforming care delivery.
Financial Sustainability: Approaches to ensure long-term financial health while enhancing care quality.
Patient-Centered Care: New models to improve patient satisfaction, engagement, and health outcomes.
With over 1,000 healthcare professionals expected, HMA 2024 offers unrivaled networking opportunities. The event will also feature an exhibition showcasing the latest healthcare technologies and services, providing hands-on experiences for attendees.
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Naoko Kita, CEO of Joconne Inc., is dedicated to improving women's health literacy, using her engineering and nursing informatics background to launch innovative medical products. Dr. Siva Kumar Buddha, Director at Indegene, leads pharmacovigilance and risk management initiatives, driving automation in the field. Aaron Valleroy, Senior Advisor at Advantage HCS, specializes in healthcare data analytics, improving operational efficiency in various hospital departments.
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Eiman Shafa, Medical Director of Spine Surgery at Abbott Northwestern Hospital, is a top orthopaedic spine surgeon with multiple accolades. Imelda Leslie Rillon, Regional Quality Assurance Director at Zuellig Pharma, leads digital risk management initiatives across Asia. Luzviminda Nietes, Vice-President of Business Planning & Development, has deep experience in business development in the pharmaceutical sector.
Beverly A. Jensen, a wellness consultant and author, promotes natural health globally. K Ganapathy, Past President of the Telemedicine Society of India, is a pioneer in telemedicine. Pradeep Kumar Ray, founder of the WHO Collaborating Centre on eHealth, leads research on digital health solutions for sustainable healthcare.
Nicola Pastorello, Ph.D., specializes in AI-driven medical solutions, while Gurrit K. Sethi, Founder of MIINDMYMIIND, brings extensive healthcare transformation experience. Pradeep Chowbey, a pioneering laparoscopic surgeon, has held prestigious roles in global surgical societies. David A. Shore, a Distinguished Professor, is an expert in innovation and organizational change. Gabe Rijpma, CEO of Aceso Health, has transformed healthcare systems in the Asia Pacific.
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