The document summarizes an all-in-one insurance product called allsure that is offered by Mutual & Federal Insurance Company. Allsure provides comprehensive insurance coverage for homeowners, household goods, vehicles, personal belongings, personal liability, and additional optional coverages. It aims to provide customers with convenient one-stop insurance protection for all of their major assets through a single customizable policy. Key features highlighted include coverage for homeowner's property, vehicle insurance with additional benefits, personal articles coverage, and flexibility to add extra options like personal accident, watercraft, computer, legal expenses, bereavement and hospital cash plans.
The document summarizes various insurance policies offered by prosure, including:
- Bereavement expenses cover to help with costs following the death of family members.
- Hospital cash plan that pays a daily benefit for time spent in the hospital, up to 365 days.
- Mechanical and electrical breakdown cover for household appliances.
- Premium waiver cover that pays premiums for up to six months if the policyholder is retrenched.
- Additional value-added services that come with prosure policies like 24/7 emergency assistance from Swiftcare.
Motor insurance, also known as auto insurance, provides coverage for vehicles like cars, bikes, trucks against damages and losses. It pays for damages to the insured's own vehicle from accidents, theft, natural disasters and other causes. Coverage can also pay for damages to other vehicles or property caused by the insured. The cost of motor insurance depends on factors like the vehicle value, type of coverage, driver history and security features. To file a claim, the policyholder must notify their insurer and in some cases the police, provide documentation, and the insurer will assess the claim and provide compensation.
Bajaj Allianz General Insurance offers add-on covers, which gives benefits like Depreciation Shield, Engine Protector & 24x7 Spot Assistance. These covers can be availed with the payment of an additional premium. Here's a presentation based on the add on packages that you can opt for with our motor insurance policy. Know more about our Car Insurance policies by visiting our website.
Part 7 claims procedure guide - motor vehicle insuranceOptimuminsurance
油
A motor vehicle claim form or verbal advice should be provided as soon as practical to your insurer broker or insurer. A quotation for repair is generally required. Some insurers have repair centres so if you are unsure where to take your vehicle to obtain a quote, they can assist you with either providing details of one of their preferred repairers or if they have an assessment centre, you can take your vehicle their and they will look after the repair process.
The document discusses motor insurance policies in India. It introduces different types of motor insurance policies including liability-only and comprehensive policies. It describes key elements of motor insurance policies like third party liability coverage, own damage coverage, no claim bonus, and standard policy wordings as per the All India Motor Tariff. It also provides an overview of own damage claims process and settlements.
Watch full video on link given below-
https://youtu.be/jPZpvgUSL2Q
Motor Vehicle Insurance is the insurance coverage of risk arising out of the use of motor vehicle such as car, truck or other vehicles causing damage and loss to oneself as well as others property in an accident.
Motor Insurance is mandatory as per the Motor Vehicles Act passed in the year 1938 and subsequently amended.
Motor Insurance provides coverage related to property damage, bodily injury, medical expenses and any other sort of compensation in legal proceedings.
It is also referred as Auto Insurance, Vehicle Insurance and Car Insurance.
Types of Motor Insurance are -
Private Car Insurance
Commercial Vehicle Insurance
Defense Vehicle Insurance
Two Wheeler Insurance
Motor Vehicle Insurance generally comprises of following two components
Third party liability coverage is the part of insurance policy which protects you in case you are sued or asked compensation for any physical injury or damage to someone elses property by your vehicle accidently.
Third party liability could be of following nature Bodily injury liability and Property damage liability.
Factors affecting premium of Insurance Policy-
Type of vehicle
Physical condition of driver
Geographical area of use
Age of vehicle
Losses Covered under Motor Insurance -
Loss or damage by accident, fire, lightning, theft, malicious act, natural disaster
Third party liability in form of injury ,death and damage to property
Medical Expenses
Exclusions under Motor Insurance-
Normal wear and tear
Damage when person was driving without license
Damage when person was driving in influence of alcohol
Damage due to a war
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This document outlines 17 different types of group insurance policies offered by Britam including: burglary, all risks, employer's liability, bonds, carrier's liability, group personal accidents, trustee's liability, glass, money, consequential loss, professional indemnity, political violence and terrorism, machinery breakdown, director's and officer's liability, contractor's plant and machinery, and industrial all risks insurance. These policies provide coverage for damages, liability, loss of profits, and replacement of items for individuals and businesses.
Espair Insurance Company was incorporated in 2009 and aims to have a large market share in Ghana's insurance industry within two years. It currently has six branches nationwide and plans to expand nationwide. The presentation introduces Espair's leadership and staff members, who were selected based on personality traits matching their roles. Their vision is to provide excellent customer service and enhance clients' peace of mind.
Motor insurance provides protection against unforeseen risks associated with motor vehicles. It covers accidents caused by external means, natural calamities, damage during transit, and third party legal liability. There are different types of motor insurance policies for private cars, commercial vehicles, two-wheelers, and second-hand vehicles. Motor insurance does not cover normal wear and tear, consumables like tires, loss from depreciation, or damage caused by an unauthorized driver. It is compulsory in India for all private car owners to have a motor insurance policy.
This document provides information about Phoenix Insurance Company and motor insurance policies. It discusses:
- The types of motor insurance policies Phoenix offers, including Act Liability and Comprehensive.
- The documents and information required to take out a motor insurance policy.
- The procedures involved in taking a motor insurance policy, from submitting the proposal form to receiving the policy documents.
- How premiums are calculated based on factors like the vehicle type, CC, and number of drivers.
- Phoenix's claim settlement procedure and required documents for motor claims.
- Marketing strategies like using agents and advertisements to promote Phoenix's insurance services.
It also briefly discusses major risks for the insurance sector in Bangladesh
Auto insurance is mandatory per Law. Broadly, there are two insurance types you can choose from - Third Party Insurance and Comprehensive Motor Insurance. Want to understand more about comprehensive motor insurance, go over this visual presentation.
Compare business insurance online and get cheap business insurance quotes from specialist providers. Quickbima's business insurance can be tailored to your unique needs, so you get the comfort of comprehensive protection whatever business you're in. checkout: https://www.quickbima.com/business-insurance/compare-small-business-insurance
This presentation highlights about Motor Insurance, Types
Basis of Sum Insured, Dos and Don'ts for Motor Insurance and
General Advice for Motor Insurance
This document summarizes the process for motor accident claims in Italy. It discusses 1) determining liability, 2) types of loss and indemnity claims including vehicle damage, bodily injury, and death, 3) subrogation rights of health and social insurers, 4) dealing with multiple claimants and limited insurance coverage, 5) secondary expenses in out-of-court settlements, 6) legal time limits, and 7) court proceeding fees. The presentation provides an overview of the Italian motor claims process and compensation system.
There are two main types of car insurance policies: third party insurance and comprehensive motor insurance. Comprehensive insurance covers damages to both the insured vehicle and third party vehicles from accidents. It also covers damages from fire, lightning, natural calamities, riots, burglary, and can be extended to include engine protection, accessories coverage, and medical expenses. However, comprehensive insurance does not cover vehicle depreciation, mechanical breakdown, or damages caused by war. While exclusions exist, comprehensive car insurance protects the vehicle from a variety of risks. The document encourages contacting a consultant or visiting the provided website for more information on insurance policies.
This document contains slides from a chapter on property and liability insurance. It discusses topics like renters insurance, homeowners insurance, auto insurance, and umbrella insurance. The slides cover things like the types of coverage provided by different insurance policies, factors that affect premium costs, and key terms related to property and auto insurance.
A two-wheeler insurance policy is one that helps you to cover financial expenses against any unforeseen circumstances including accidents, thefts or natural disasters, if you are an owner of a two-wheeler/bike.
This document summarizes Indian laws around motor vehicle insurance claims from 2005-2012. It outlines that the Fatal Accidents Act of 1885 first established legal rights for accident victims and heirs to claim compensation. The Motor Vehicles Act of 1988 then made the laws more effective by mandating third-party insurance and establishing Motor Accident Claims Tribunals to handle cases. The Act specifies unlimited liability for insurance companies but allows limited defenses around issues like unlicensed driving or non-disclosure of key facts to void a policy.
Business insurance protects a company from financial losses and includes policies like general liability, property, and workers' compensation. It works by sharing the company's risks with an insurance provider in exchange for premium payments. If a loss occurs, the insurer pays claims up to the policy limits after the business pays its deductible. The specific types of coverage a business needs depends on factors like its size and operations. An independent insurance agent can help tailor the right policies from multiple providers.
This document provides information about Business Insurance offered by Vero Insurance, including:
- An introduction to Vero Insurance and Steadfast Group Limited.
- Details of the different coverage sections available, including Property Damage, Theft, Glass, Machinery Breakdown, Money, General Property, Management Liability, Business Interruption, Public and Products Liability, Goods in Transit, and Commercial Motor.
- Your responsibilities in terms of duty of disclosure and following the terms and conditions of the policy.
- How to make complaints and contact Vero Insurance.
This document provides information about Business Insurance offered by Vero Insurance, including:
- An introduction to Vero Insurance and Steadfast Group Limited.
- Details of the different coverage sections available, including Property Damage, Theft, Glass, Machinery Breakdown, Money, General Property, Management Liability, Business Interruption, Public and Products Liability, Goods in Transit, and Commercial Motor.
- Your responsibilities in terms of duty of disclosure and following the terms and conditions of the policy.
- How to make complaints and contact Vero Insurance.
This document provides information about homeowners' insurance in Florida. It discusses the various types of coverage homeowners' insurance provides, including coverage for the structure of the home, other structures like sheds, personal property, additional living expenses, personal liability, and medical payments. It also explains different types of homeowners' insurance packages, condominium insurance, mobile home insurance, and factors to consider when purchasing a policy.
Basics of Insurance by RapidValue SolutionsRapidValue
油
This presentation explains the process of Insurance in a very Simplistic and schematic way. It starts with the definition of Insurance and moves onto the types of insurance like life insurance, general insurance, P&C insurance, Auto insurance etc. It explains the insurance industry sales channels and the customer purchase process. The presentation also looks to explain the claims process. It suggests, citing statistics from various sources, that insurance industry will have to go thorough digital transformation as it will benefit both the insurers and the customers.
Here are the key points to compare type one motor insurance for a 2005 Toyota Altis registered in Thailand for claiming indemnity for injury by a third party:
- Coverage for bodily injury and death of third parties (people other than the driver and passengers of the insured vehicle). This includes pedestrians.
- Maximum liability limits for injury or death claims by third parties which are mandated by law. The insurance must meet these minimum required limits.
- Process for third parties to make injury claims against the insurance policy, including requirements for proof of injury, medical reports, etc.
- Time limits for third parties to submit injury claims against the insurance policy.
- Exclusions where the insurance company may deny injury claims
This document provides an overview of motor insurance in the United Arab Emirates (UAE). It discusses the five main types of car insurance policies available in the UAE, including mandatory third party liability coverage and various comprehensive policies. It also outlines important factors that determine insurance premiums, such as the driver's age and the car's brand/model. The document concludes by introducing a sample motor insurance policy template for the UAE.
This document discusses motor insurance, including its concept and nature of the insurance contract. It defines motor insurance as protection against unforeseen risks associated with motor vehicles, such as liabilities from injuries/deaths or financial losses from damages. The document outlines the key elements of a motor insurance contract and the types of motor insurance policies, including Act Only policies, Third Party policies, and Comprehensive policies. Comprehensive policies provide the most coverage, insuring against legal liabilities and damages to the vehicle, but also have certain exclusions like contractual liability, war/nuclear perils, and losses from driving under the influence.
Allianz Hogar is a multi-risk insurance policy designed to provide protection against a wide range of risks related to your home and against the liabilities arising therefrom and from the people living therein.
The Customers favourite Vehicle Coverage Policy in AsiaDAIInsurance
油
Thinking which motorbike insurance coverage to head for? Choose DirectAsia insurance coverage on your vehicle! DirectAsia insurance regulations come with policy alternatives with numerous (optionally) available advantages to secure your motorbike along with your type of value plan!
The document provides information about different types of insurance policies including automobile insurance, homeowner's insurance, life insurance, and annuities. It discusses the basics of automobile insurance such as liability coverage, collision coverage, comprehensive coverage, medical payments coverage, uninsured motorist protection, and deductibles. It also summarizes the different types of homeowner's policies including HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6 policies and explains the coverage provided by each. The document concludes by defining life assurance and annuities.
Espair Insurance Company was incorporated in 2009 and aims to have a large market share in Ghana's insurance industry within two years. It currently has six branches nationwide and plans to expand nationwide. The presentation introduces Espair's leadership and staff members, who were selected based on personality traits matching their roles. Their vision is to provide excellent customer service and enhance clients' peace of mind.
Motor insurance provides protection against unforeseen risks associated with motor vehicles. It covers accidents caused by external means, natural calamities, damage during transit, and third party legal liability. There are different types of motor insurance policies for private cars, commercial vehicles, two-wheelers, and second-hand vehicles. Motor insurance does not cover normal wear and tear, consumables like tires, loss from depreciation, or damage caused by an unauthorized driver. It is compulsory in India for all private car owners to have a motor insurance policy.
This document provides information about Phoenix Insurance Company and motor insurance policies. It discusses:
- The types of motor insurance policies Phoenix offers, including Act Liability and Comprehensive.
- The documents and information required to take out a motor insurance policy.
- The procedures involved in taking a motor insurance policy, from submitting the proposal form to receiving the policy documents.
- How premiums are calculated based on factors like the vehicle type, CC, and number of drivers.
- Phoenix's claim settlement procedure and required documents for motor claims.
- Marketing strategies like using agents and advertisements to promote Phoenix's insurance services.
It also briefly discusses major risks for the insurance sector in Bangladesh
Auto insurance is mandatory per Law. Broadly, there are two insurance types you can choose from - Third Party Insurance and Comprehensive Motor Insurance. Want to understand more about comprehensive motor insurance, go over this visual presentation.
Compare business insurance online and get cheap business insurance quotes from specialist providers. Quickbima's business insurance can be tailored to your unique needs, so you get the comfort of comprehensive protection whatever business you're in. checkout: https://www.quickbima.com/business-insurance/compare-small-business-insurance
This presentation highlights about Motor Insurance, Types
Basis of Sum Insured, Dos and Don'ts for Motor Insurance and
General Advice for Motor Insurance
This document summarizes the process for motor accident claims in Italy. It discusses 1) determining liability, 2) types of loss and indemnity claims including vehicle damage, bodily injury, and death, 3) subrogation rights of health and social insurers, 4) dealing with multiple claimants and limited insurance coverage, 5) secondary expenses in out-of-court settlements, 6) legal time limits, and 7) court proceeding fees. The presentation provides an overview of the Italian motor claims process and compensation system.
There are two main types of car insurance policies: third party insurance and comprehensive motor insurance. Comprehensive insurance covers damages to both the insured vehicle and third party vehicles from accidents. It also covers damages from fire, lightning, natural calamities, riots, burglary, and can be extended to include engine protection, accessories coverage, and medical expenses. However, comprehensive insurance does not cover vehicle depreciation, mechanical breakdown, or damages caused by war. While exclusions exist, comprehensive car insurance protects the vehicle from a variety of risks. The document encourages contacting a consultant or visiting the provided website for more information on insurance policies.
This document contains slides from a chapter on property and liability insurance. It discusses topics like renters insurance, homeowners insurance, auto insurance, and umbrella insurance. The slides cover things like the types of coverage provided by different insurance policies, factors that affect premium costs, and key terms related to property and auto insurance.
A two-wheeler insurance policy is one that helps you to cover financial expenses against any unforeseen circumstances including accidents, thefts or natural disasters, if you are an owner of a two-wheeler/bike.
This document summarizes Indian laws around motor vehicle insurance claims from 2005-2012. It outlines that the Fatal Accidents Act of 1885 first established legal rights for accident victims and heirs to claim compensation. The Motor Vehicles Act of 1988 then made the laws more effective by mandating third-party insurance and establishing Motor Accident Claims Tribunals to handle cases. The Act specifies unlimited liability for insurance companies but allows limited defenses around issues like unlicensed driving or non-disclosure of key facts to void a policy.
Business insurance protects a company from financial losses and includes policies like general liability, property, and workers' compensation. It works by sharing the company's risks with an insurance provider in exchange for premium payments. If a loss occurs, the insurer pays claims up to the policy limits after the business pays its deductible. The specific types of coverage a business needs depends on factors like its size and operations. An independent insurance agent can help tailor the right policies from multiple providers.
This document provides information about Business Insurance offered by Vero Insurance, including:
- An introduction to Vero Insurance and Steadfast Group Limited.
- Details of the different coverage sections available, including Property Damage, Theft, Glass, Machinery Breakdown, Money, General Property, Management Liability, Business Interruption, Public and Products Liability, Goods in Transit, and Commercial Motor.
- Your responsibilities in terms of duty of disclosure and following the terms and conditions of the policy.
- How to make complaints and contact Vero Insurance.
This document provides information about Business Insurance offered by Vero Insurance, including:
- An introduction to Vero Insurance and Steadfast Group Limited.
- Details of the different coverage sections available, including Property Damage, Theft, Glass, Machinery Breakdown, Money, General Property, Management Liability, Business Interruption, Public and Products Liability, Goods in Transit, and Commercial Motor.
- Your responsibilities in terms of duty of disclosure and following the terms and conditions of the policy.
- How to make complaints and contact Vero Insurance.
This document provides information about homeowners' insurance in Florida. It discusses the various types of coverage homeowners' insurance provides, including coverage for the structure of the home, other structures like sheds, personal property, additional living expenses, personal liability, and medical payments. It also explains different types of homeowners' insurance packages, condominium insurance, mobile home insurance, and factors to consider when purchasing a policy.
Basics of Insurance by RapidValue SolutionsRapidValue
油
This presentation explains the process of Insurance in a very Simplistic and schematic way. It starts with the definition of Insurance and moves onto the types of insurance like life insurance, general insurance, P&C insurance, Auto insurance etc. It explains the insurance industry sales channels and the customer purchase process. The presentation also looks to explain the claims process. It suggests, citing statistics from various sources, that insurance industry will have to go thorough digital transformation as it will benefit both the insurers and the customers.
Here are the key points to compare type one motor insurance for a 2005 Toyota Altis registered in Thailand for claiming indemnity for injury by a third party:
- Coverage for bodily injury and death of third parties (people other than the driver and passengers of the insured vehicle). This includes pedestrians.
- Maximum liability limits for injury or death claims by third parties which are mandated by law. The insurance must meet these minimum required limits.
- Process for third parties to make injury claims against the insurance policy, including requirements for proof of injury, medical reports, etc.
- Time limits for third parties to submit injury claims against the insurance policy.
- Exclusions where the insurance company may deny injury claims
This document provides an overview of motor insurance in the United Arab Emirates (UAE). It discusses the five main types of car insurance policies available in the UAE, including mandatory third party liability coverage and various comprehensive policies. It also outlines important factors that determine insurance premiums, such as the driver's age and the car's brand/model. The document concludes by introducing a sample motor insurance policy template for the UAE.
This document discusses motor insurance, including its concept and nature of the insurance contract. It defines motor insurance as protection against unforeseen risks associated with motor vehicles, such as liabilities from injuries/deaths or financial losses from damages. The document outlines the key elements of a motor insurance contract and the types of motor insurance policies, including Act Only policies, Third Party policies, and Comprehensive policies. Comprehensive policies provide the most coverage, insuring against legal liabilities and damages to the vehicle, but also have certain exclusions like contractual liability, war/nuclear perils, and losses from driving under the influence.
Allianz Hogar is a multi-risk insurance policy designed to provide protection against a wide range of risks related to your home and against the liabilities arising therefrom and from the people living therein.
The Customers favourite Vehicle Coverage Policy in AsiaDAIInsurance
油
Thinking which motorbike insurance coverage to head for? Choose DirectAsia insurance coverage on your vehicle! DirectAsia insurance regulations come with policy alternatives with numerous (optionally) available advantages to secure your motorbike along with your type of value plan!
The document provides information about different types of insurance policies including automobile insurance, homeowner's insurance, life insurance, and annuities. It discusses the basics of automobile insurance such as liability coverage, collision coverage, comprehensive coverage, medical payments coverage, uninsured motorist protection, and deductibles. It also summarizes the different types of homeowner's policies including HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6 policies and explains the coverage provided by each. The document concludes by defining life assurance and annuities.
The document provides an overview of accident, livestock, and cattle insurance. It defines accident insurance and describes its key types including death and dismemberment insurance, general accident insurance, and disability insurance. It discusses the features, benefits, and importance of accident insurance. It also defines livestock insurance and cattle insurance, discussing their importance and principles. The document describes the claims and settlement processes for accident, livestock, and cattle insurance policies.
Insure First Insurance Brokerage Company ProfileMohammed Irshaad
油
Insure First is an insurance broking firm committed to being the broker of choice for clients through providing quality service and expertise. They help clients identify their insurance needs and recommend the most appropriate and favorable insurance. Insure First also processes and negotiates claims. Engaging Insure First allows clients to focus on their core business while Insure First uses its market knowledge to ensure the right insurance decisions are made at competitive prices. Insure First's services do not increase clients' insurance costs, as the broker's commission comes from the insurer's acquisition and servicing fees included in premium rates.
Public and product liability insurance policies provide insurance cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection with the insured business.
5 Reasons Hired-In Plant & Machinery Insurance is a better option that Damage...Amanda Smith
油
When hiring plant or machinery, its important to understand whether the hire agreement is going to provide cover in the event of any damage to the hired items. The hire agreement should outline the terms and conditions of the hire including what your responsibility is as the hiree in the event of loss or damage to the item.
Some hire contracts may provide a damage waiver. This means you pay an additional fee to cover the item whilst on hire. However, many damage waivers provide limited cover, eg Fire & Theft only with no cover for damage whilst the item is in use and some even exclude theft.
This document summarizes various motor insurance products and levels of cover offered by Sparta. It covers vehicle assist programs, misfuel protection, key protection, tools in transit cover, finance gap insurance, personal accident insurance, excess insurance products for private motor vehicles, commercial vehicles, business cars, caravans, motorhomes, minibuses, motorcycles, motor traders, driving instructors, fleets, and tradesman. It also covers helmet and leathers insurance, car rental excess insurance, and lifestyle excess insurance.
The document provides an overview of various types of general insurance products and loans available in India. It discusses different non-life insurance policies including two-wheeler insurance, car insurance, home insurance, travel insurance, commercial vehicle insurance, pet insurance, and others. It also summarizes personal loans, business loans, home loans, gold loans, and other financing options in India. The document aims to educate participants about insurance penetration in India and various opportunities in insurance and lending markets.
This document summarizes the key details of the motorsure motor vehicle insurance policy, including:
- Coverage for accidents, fire, theft, and third party liability claims.
- Built-in benefits like towing assistance, trauma counseling, and replacement of keys/locks at no extra cost.
- Optional benefits like car hire coverage for up to 90 days for an extra premium.
- Underwriting conditions for different vehicle categories and requirements for certain high-risk vehicles to have tracking devices.
Bodily Injury Liability pays damages for injuries caused by the policyholder and covers legal defense costs. It is important to have sufficient coverage to protect assets from high injury claims. Property Damage Liability similarly pays for damages to others' property and legal defense from accidents. Medical Payments coverage pays medical expenses for accidents regardless of fault. Uninsured/Underinsured Motorist coverage pays for injuries caused by drivers without sufficient insurance. Comprehensive and Collision cover vehicle damage from events like theft, weather, collisions depending on deductible selected. Uninsured Motorist Property Damage repairs vehicle damage caused by uninsured drivers. Emergency Road Service provides roadside assistance. Rental Reimbursement pays for a rental vehicle when the covered vehicle cannot
Bodily Injury Liability pays damages for injuries caused by the policyholder and covers legal defense costs. It is important to have sufficient coverage to protect assets from high injury claims. Property Damage Liability similarly pays for damages to others' property and legal defense from accidents. Medical Payments coverage pays medical expenses for accidents regardless of fault. Uninsured/Underinsured Motorist coverage pays for injuries caused by drivers without sufficient insurance. Comprehensive and Collision cover losses from events like theft, weather, or collisions respectively. Uninsured Motorist Property Damage repairs vehicles damaged by uninsured drivers. Emergency Road Service provides roadside assistance. Rental Reimbursement pays for a rental during repairs after a covered accident.
This document discusses various types of auto insurance coverage including liability coverage, personal injury protection, uninsured motorist coverage, medical payments coverage, collision coverage, and comprehensive coverage. It explains what each type of coverage protects against and things for drivers to consider when determining coverage limits and deductibles, such as their risk tolerance and financial ability to pay out of pocket expenses. The document stresses that state minimum coverage requirements may not provide adequate protection and recommends drivers evaluate their individual needs to ensure they have sufficient coverage.
Powerpoint, adapted from a powerpoint available on the web by the Texas Department of Insurance. Review of the basic types of insurance and their reasons.
The document provides an overview of the MinistryFirst insurance program, which offers property and liability insurance tailored to the unique risks faced by churches and ministries. Key coverages include property protection for buildings and equipment from perils like fire, wind damage, and falling objects. Liability protection covers legal obligations from injuries or damages caused during ministry activities. The program also includes many optional endorsements to customize coverage, such as for equipment breakdown, privacy violations, worldwide activities, and disaster relief work.
NGi is an insurance company headquartered in Dubai with a vision of excellence and trust. Their mission is to achieve market leadership through superior customer service and total insurance solutions. They offer a wide range of products including property, casualty, life, and health insurance to both individual and corporate clients.
Credit management income and asset protectionJessaJamin
油
Contact non-profit credit counseling agencies, your state's vocational rehabilitation agency, or the Social Security Administration. They may be able to help you manage your finances, negotiate with creditors, find assistance programs, or receive disability benefits that can help you pay off debt over time.
General insurance provides coverage for various risks and eventualities to protect assets and health from financial loss. The main types of general insurance discussed in the document are car, health, travel, personal accident, and home insurance. Car insurance is compulsory in India and covers risks like natural disasters, accidents, and third party liability. Health insurance covers expensive medical costs for accidents, illnesses, and surgeries. Travel insurance protects against costs for medical issues, trip delays, lost luggage, and trip cancellations while traveling. Personal accident insurance provides benefits for death, disability, or dismemberment from an accident. Home insurance protects against property damage or loss of possessions from events like fires or natural disasters.
1. allsure
your
all-in-one
insurance
solution
AuthorisedFinancialServicesProvider
Mechanical and Electrical Breakdown Cover
Provides cover for repairs in the event of the Mechanical and/or
Electrical Breakdown of specified household appliances.
Premium Waiver for Retrenchment and Redundancy
Cover (Only available on monthly policies)
Pays your allsure policy premiums for up to six months if your
employer retrenches you.
Identity Theft Cover
Protects you in the event of Identity Theft by paying reasonable
expenses or costs:
To defend any suit brought against you by a creditor or
collection agency.
Removing any civil judgment wrongfully passed against you.
Challenging the accuracy or completeness of any information
in your credit report.
Any other specified Insured events.
Home Employers Labour Dispute Insurance
Insurance for all sums which you may become legally liable to pay
following any actual or alleged domestic unfair labour practice.
Easy claims process
To facilitate the swift processing of claims, your
allsure policy includes:
A flat excess structure - so you always know what your excess
will be with no surprises if you have a claim.
Fast Track Claims Service for non-motor claims within certain
limits.
No waiting period if your vehicle is stolen your claim is
processed immediately.
Multi-purpose Centres around the country providing a quick
and easy way for drivable vehicles involved in an accident to be
authorised for repairs.
A member of the Group
Authorised Financial Services Provider
A member of the Group
Authorised Financial Services Provider
Limited access for home
*allsure is underwritten by Mutual & Federal Insurance Company Limited (FSP 12).
This brochure is for promotional purposes only. The full terms, conditions and exclusions of cover are
contained in the policy wording.
allsure
Value added services
Your allsure policy automatically includes these exceptional
value-added benefits:
Swiftcare (0860 24 7 365) In an emergency at home or on the
road, one call will get you the help you need. Swiftcare is available
to allsure policyholders 24 hours a day, 7 days a week, 365 days a
year in South Africa, and on a telephonic access basis
in neighbouring countries.
Swift Accident Management Solutions
(0860 24 7 365) Provides fast and efficient towing assistance
to the closest Mutual & Federal repair centre if your
Mutual & Federal insured vehicle is involved in an accident.
Critical 5 HIV Prevention Plan
(0860 MF CARE - 0860 63 2273) Provides immediate assistance
and preventative treatment for accidental exposure to HIV
through rape, assault, needle stick injuries, motor vehicle
accidents and other forms of exposure.
Cover you can trust
As one of South Africas leading insurers Mutual & Federal has
been protecting our clients from financial loss for decades. We
remain committed to bring you insurance solutions like allsure
innovative products that are backed with exceptional service at
competitive rates.
Whatever criteria you prioritise in an insurance policy flexibility,
transparency, dependability you can rely on allsure to meet your
needs with its comprehensive, all-in-one protection.
Protect your assets with allsure
For immediate cover, please contact your broker or call us directly
on 0860 22 55 63. Alternatively visit our website at www.mf.co.za
for more information.
Stock code: MF Marketing 001E Version: 08/14 W/t:
2. Insurance with a difference
At Mutual & Federal, our mission is to provide our clients with
superior insurance solutions to protect their assets. Thats why
were delighted to introduce you to allsure personal insurance
that caters for most eventualities and which can be customised to
meet your individual requirements.
Unlike many other policies, allsure offers you the convenience
of covering just about all of your assets with one comprehensive
policy. It provides cover for your private home and its contents,
your personal items and valuables, your motor vehicles and boats,
as well as personal liability cover.
All the cover you need
allsure provides you with the security you expect from an
insurance policy, but also with exceptional value for money.
Our range of cover options include:
Houseowners cover Protects your private home and
any油other permanent improvements against loss or damage
caused by fire, explosion, acts of nature, theft, subsidence,
owners liability and more.
Household Goods cover There are two options to choose
from, Full cover and limited cover. Full cover Insures the
contents of your private home and outbuildings against
fire, explosion, acts of nature, theft and subsidence and
automatically includes legal liability cover. If you believe that
your home is safe from burglars, choose Limited cover. This
offers the same benefits as Full cover, but without cover for
theft.
Cover for your motor vehicles, motorcycles, caravans and
trailers allsure offers Comprehensive, Third Party, Fire
& Theft and Third Party only cover to protect your vehicles
against theft, hijacking and accidental damage.
The following additional benefits are automatically
included with your motor vehicle policy:
Towing cost cover if your insured vehicle is damaged
in an accident. This benefit will only apply if you
arrange the towing through the Mutual & Federal
Swift Accident Management Solutions help-desk
on 0860 24 7 365 otherwise limited compensation
will apply.*
Trauma counselling cover following a violent act
of theft of a vehicle, attempted theft, hold-up or
hijacking.*
Replacement cost cover for loss or damage to keys,
locks or remote controls (limited compensation).*
Car hire cover is also available for up to 30, 60 or 90
days.
You have the option to waive your basic excess in the
event of a claim (for a small additional premium)
when the regular driver reaches the age of 30 years.
All Risks cover Provides cover for your clothing and
personal belongings of value you usually wear or carry outside
your private home. You can also specify items like bicycles,
cellphones, cameras, jewellery, spectacles, etc.to be insured
separately for the replacement value.
Personal Liability Cover - Covers you and your family for the
amount you may be legally liable to pay in respect of accidental
death, injury or illness to third parties, or accidental damage to
property.
Extended Liability cover is also available.
Flexibility and choice
When you have an allsure Houseowners, Household Goods or
Motor insurance policy, you can choose to add any, or all, of the
following additional cover options to your allsure policy:
Personal Accident Cover
Offers Full cover against Accidental Death or any Permanent
Disability, Temporary Disability and Medical Expenses resulting
from any accident. Limited cover is available for Death or
Disability, Temporary Disability and Medical Expenses resulting
from a motor vehicle accident only.
Watercraft Cover
Comprehensive cover to protect your boat, jet-ski, rubber dinghy,
etc. against loss or damage and liability.
Personal Computer Cover
For computer hardware (desktop computers, laptops, notebooks
etc.) and software.
Legal Cost Cover
Will pay your legal costs if you need to bring a civil action against
someone or defend yourself against a civil action or criminal
charges. Two limits of R10 000 and R20 000 are available.
Bereavement Expenses Cover
Pays for expenses following a death in the family. Select cover for
yourself, your spouse, your children and parents residing with you.
Your full-time domestic staff may also be included.
Hospital Cash Plan
Pays a daily cash benefit for every day you or an insured family
member spends in hospital. You will be covered for up to 365 days
for any one cause (subject to your allsure policy being in force at
the time of your claim).* Limited cover