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The Incredible Banker
• Alamelu.R
• BIFAAS
• B8 02

Author : Ravi
Subramanian
Publication: Rupa
Publications Pvt. Ltd.
ISBN: 978-81-291-1877-6
Place of Publication:
Noida , New Delhi
Year of publication: 2011

About the author
• A banker by profession.
• An alumnus of IIM –B
• Nearly 2 decades experience in financial service industry.
• Works:
1.If god was a banker
2.I bought the monk’s Ferrari
3.Devil in pinstripes
4.The banking trilogy : The Incredible Banker , The
Bankster , The Bankrupt

Characters involved in this
book.
• Mr. Mc Cain – CEO of GB2
• Ganjali – Naxalite
• Savitha – employee of GB2 ; the main turn twister of the book.
• Deepak and Karan : managers in GB2 and hard core
competitors for each other.
• After the characters , the book is in a chronological manner ,
comparing the past events in the present.

What the book is all about?
• The book is about the incidents that take place in a foreign
based bank in India ; Greater Boston Global Bank.
• The author starts the book with a Naxal attack and its adverse
effects on GB2.
• It all changes the CEO is hurriedly pulled out of meeting and
summoned by the RBI Governor.

10th JAN 2004
• The scene is set in Malkangiri , Orissa.
• Ganjali , an NGO worker belongs to this place.
• After finishing his assignment with the tribals was getting back
to his home in Mumbai.
• He took a bus towards Bhubaneshwar.
• And a bomb blast………

17th DEC 2009
• In GB2 bank , the routine has started. Mr. Mc Cain is the most
punctual and growth oriented person.
• A continuous repeat of audit comments and also increased in
number by RBI.
• Bank culture and problems faced in the banking sector at that
time.
• Morning meeting. And urgent call from RBI Governor to visit
the RBI office as soon as possible.

• Grapevine communication
• Employee conflicts
• Tension of not meeting the monthly targets
• Sudden internal inspection led to waste of time.
Here the story slowly proceeds seeing the instances from the
past and its affect on the present .
The governor of RBI had given a serious issue in hands of
McCain which has spoilt the name of GB2 in the market.
What is it????

• The stress grew among management as all other branches in Hong
Kong and Singapore where operating exceptionally well.
• The first part of the book deals with the unethical practices and the
second half few ethical steps to overcome it.
• And suddenly on ONE FINE DAY ….
THE TIMES OF INDIA READ….
A Senior executive of GB2 arrested for having Naxal connections……
• It was Deepak. He was trapped is what he said . But all documents
Containing the Naxal information was seized from his house.
• Question arises how will Deepak escape this trial??
• Will Karan help him out ??

Few incidents in the past
• Sector in India in down.
• GB2 s a foreign bank has its own restrictions and rules to be
followed.
• Employees of GB2 unable to meet the targets . Even in this
crisis situation lack of coordination and morale among
employees.
• Deepak having many successful achievements always tries to
let down his co worker Karan.
• Savitha , an employee plays a role in Deepak’s life.
• She manipulates Deepak and gets involve him into unethical
practices.

D DAY: 18th DEC 2009
• GB2 Office, the morning meeting. All important executives in
the conference room.
• Then a knock on the door ….. It was KARAN with the CBI….
• You are under arrest!!!!!
Deepak was released after a trial of 3 months.
Opted for a change in his job. Tried to manage all the black mark
in his career……

Who was under arrest????
• SAVITHA.
• One knowing that Deepak was close friend of Savitha. Her
house was inspected .
• They found all information about Naxals and also 3
unauthorized pistols.
• A photo of her marriage . She was the wife of the naxal leader
Ganjali who died in the Naxal attack in malkangiri.
• She was transferring huge amounts of funds to those Naxals
through GB2.

• The book is in a very simple language .
• The events are very clearly and perfectly linked to each other.
• Few of the banking and management concepts are brushed up
here.
• The suspense lingers in the book till the last page of the book.
• McCain method
• Karan Method
• Deepak Method

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the incredible banker

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