Banking involves financial intermediation by accepting deposits from individuals and businesses, then lending or investing those deposits. It is crucial for capital development, industrialization, trade finance, and more. Banking offers stable careers with good salaries and benefits. It is suitable for candidates from various educational backgrounds as the industry is growing rapidly and offers challenging work and opportunities for advancement. Key qualities for success in banking include empathy, knowledge, accountability, ethics, attitude, innovation, professionalism, analysis, and maintaining perspective during economic fluctuations. Islamic banking in particular follows Shariah principles of equity and justice while experiencing fast growth in Bangladesh.
1 of 11
Downloaded 14 times
More Related Content
Banking as a career
1. BANKING :BANKING :
AS A CAREERAS A CAREER
PRESENTED BY
A.F. MD. ANWARUL AZIM
FIRST ASSISTANT VICE PRESIDENT
ISLAMI BANK BANGLADESH LIMITED
1
2. A career includes all the roles you undertake throughout your
life - education, training, paid and unpaid work, family,
volunteer work, leisure activities and more.
Career' was traditionally associated with paid employment and
referred to a single occupation. In today's world the term career
is seen as a continuous process of learning and development.
Activities that contribute to a career can include:
a. training
b. education
c. employment
d. work experience
e. community activities
f. enterprise activities
g. different life roles
h. volunteer work
i. leisure activities
WHATISACAREERWHATISACAREER
2
3. WHATISBANKINGWHATISBANKING Banking, conventionally, is defined as the
acceptance of deposits of money from the public for
the purpose of lending or investment. These
deposits are repayable on demand or otherwise and
withdrawable by cheque, draft, order or otherwise.
Deposits are accepted from individuals as well as
from firms.
In sum, the nature of banking business can be
summarized in two words, i.e., financial
intermediation, which needs to be carried out
efficiently (both operational and allocation) for
stimulating the real sectors of the economy.
Another essential characteristic of Banks is that they
are highly leveraged and, hence, special and need to
be regulated for protecting the interest of
depositors.
3
4. IMPORTANCEOFBANKIMPORTANCEOFBANK
Banking affects all of us. Our lives are dependent on the banking
sector in one way or another, directly or indirectly.
It is the life-blood of the economy, a contamination of the same
can affect any sector or region of the economy.
Basic Functions of a Bank :
a. Collection of Savings and Advancing Loans
b. Money Transfer
c . Encourage savings
d. Transfer Savings into Investment
e. Overdraft Facilities
f. Discounting Bill of Exchange
g. Financing Internal and External Trade
h. Act as an Agent
i. Issue of Travelers Cheques
j. General Utility Service
4
6. WHYBANKINGASCAREERWHYBANKINGASCAREER
Banking and Financial sector are developing
at an booming rate. Every year, thousand of
Bank Job opportunities are offered by Banks
and Banking Institutions. Banking sector gets
hundreds of bank job applications every year.
In this cut throat competitive era, economy of
country is growing at a rapid rate, we are now
a developing country.
A large number of candidates are opting
banking as career due to growth
opportunities. Lets discuss the scope and
good reasons behind choosing banking as a
career.
6
7. Good Salary
Exactly!!!! Salary is best reason to join any industry. Its
true that banking industry offers good remuneration to
the employees. Banks also offer added benefits to their
employees like minimum Rate of Interest on loans,
Medical benefits, Pension benefits and so on.
Job Stability
Banking Industry has job safety as well as job stability.
Banking job is a public sectors job lasts for 60 years.
One who is aspiring to chose banking as a career are in
right direction. There is stability in job and one can get
internally promoted through internal exams and
through seniority.
7
8. Challenging Job
Banking sector is no more limited to traditional
lending and depositing. With the introduction of latest
techniques and formulations in banking industry, this
sector has become much more appealing and
challenging. Todays youth demand challenging role.
So for them, banking would be good option to choose.
Anyone can Join
Banking sectors offers jobs for candidates from all
fields comprising Engineering, Finance, Computers,
Law, Marketing, Technology, Graduate, Post
Graduates and so on. The candidates from any field of
education can apply for banking sector Job.
8
9. What are the qualities that each one of you should
inculcate to become a successful banker? Let me
explain the TEN COMMANDMENTS for a
successful banking career:
1.Manage the people with empathy
2.Strive to become a knowledge worker
3.Be accountable for all your work
4.Do hard work with good moral [ethical banking]
5.Develop the right attitude
6.Attempt to become a pioneer
7.Develop a professional approach
8.Be analytical
9.Be information literate
10.Avoid complacency during good times and not
lose hope during bad times
HOWTOBECOMEAHOWTOBECOMEA
SUCCESSFULBANKERSUCCESSFULBANKER
9
10. WHYISLAMICBANKINGWHYISLAMICBANKING Based on Shariah
Equity and Justice
Good Governess
Compliance Banking System
Fast Growing and Stable
Better salary
Honest Manpower and Environment
7 Islami Banks in the country
Islamic Banks holding 25% of banking Sector
Worldwide Acceptance
Economic Recession could not affect the
system
10